Councils using ‘Intelligence’ to track down low EPC properties and fine £5,00015:08 PM, 29th March 2021
About 2 weeks ago 36
We rented our property to tenants when moving overseas six years ago and have never missed a payment. Intelligent Finance, our mortgage provider, charged an extra 1% on our mortgage as a risk premium under the terms of our mortgage.
As a percentage of the overall margin IF charge as their mortgage rate this ‘risk premium’ seems both outrageously high and entirely unjust.
Appreciating it is a condition of the mortgage and IF’s stated policy, has anyone tried to appeal such a charge or sought redress?
If so, have their claims been successful?
If not is there any other avenue open to us to seek such redress and repayment of the extra we have paid as this does feel like a totally unfair cost that we have suffered?
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