Neil Patterson

Registered with Property118.com
Monday 7th February 2011


Latest Comments

Total Number of Property118 Comments: 3292

Neil Patterson

10:59 AM, 26th July 2021, About 4 days ago

Common repairs in Scotland?

I hope my notes from MyGov.Scot above in the article assist :)... Read More

Neil Patterson

9:20 AM, 16th July 2021, About 2 weeks ago

Business Rates - confused?

Hi DSR,
I have added notes above in the article from HMRC and you may wish to follow the links.... Read More

Neil Patterson

13:58 PM, 1st July 2021, About 4 weeks ago

Misled about floor area and now can't sell?

They may be some recourse with the surveyor in that case as an avenue of investigation.... Read More

Neil Patterson

11:59 AM, 1st July 2021, About 4 weeks ago

Misled about floor area and now can't sell?

Hi Graeme,
Do you have a copy of the original mortgage valuation survey done for the lender? I am surprised this was not picked up at that stage, or did the lender have a lower criteria for minimum floor area? I have seen in the past 25 sq m minimums, but that was many years ago I was involved with BTL finance.... Read More

Neil Patterson

10:34 AM, 30th June 2021, About 4 weeks ago

Buy to leave?

Hi James,
The simple standard answer is you have a duty to be upfront with your lender about what your actual intentions are.

If you do take out a Let to Buy mortgage and the lender questions later about the rental status, then they could, dependent on terms and conditions, require you to repay the loan.... Read More