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Hi all. I have developed property in the past and want to return to the profession as my full-time job. I am stuck on whether to sell my current BTL and start developing small with zero debt OR raise as much money as I can ie. mortgage myself up to the eyeballs = stress. Personally, I prefer no debt no stress and to try my luck with the money I have. I also know lending is cheap currently, so I should take advantage, plus it would make good business sense to keep the BTL for the l

After a number of years letting out my house, I have just had to supply a landlord reference for the tenant for her new property. The company advert states "delivers high-quality services to letting agents helping them win clients, protect their landlords, provide a great service to tenants and grow their business." I was actually amazed by how little information I had to supply as a landlord, and the fact the call, was never verified whether it was the actual landlord who was spe

I have a very young couple who are entering their first winter in one of my flats. They have just told me they are getting mould in some areas within the flat. They are pretty naive and are not taking reasonable steps themselves to stop the root problem of condensation (backed up my the electrician who said they were drying wet towels on rads etc and not using the storage heaters in any of the rooms preferring fan heaters instead). Has anyone got a short, snappy, readable and u

A solicitor sold my property to a fraudster. Fraudster produced fake utility bill and a driving licence in my name (fake utility bills and driving licences can be bought for £5.00 on the internet). The law society's recommends that as long as the documents are from an independent source they are acceptable to the solicitor whether they are genuine or not. I had to go to the court to reverse the sale deed with significant legal costs. The insurance company of the Sellers's solicit

Those who have read Douglas Murray’s recent fascinating book, The Madness of Crowds may have been struck by the parallel with Housing. Whilst Murray explains the Social justice movement effect on Gay, Feminist, Race and Transgender issues, the effects are far more reaching. ...

AS Libor linked mortgages are being phased out Lenders are working on an alternative arrangement. Does anyone have any further information on the replacement benchmark? Jo From the FCA: The interest rate benchmark LIBOR is expected to cease after end-2021....

I would be interested to hear what the readers’ views and opinions are regarding my recent dealings with the Local Authority regarding an application to licence an HMO. By way of introduction, I am a landlord operating in the Midlands for just over 20 years....

I am looking to buy a bungalow to move out of the flat now, and have a 3-bedroom house rented out where I lived until I bought the flat to downsize in 2016. I am considering options. I have 20% cash for the bungalow....