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Tax Plan For New Buy-To-Let

Tax Plan For New Buy-To-Let

17/01/2017

Are you and your spouse buying a new build with a view to let? The Government has tried its best to put you off doing this personally, but if you fancy a challenge maybe this will be a way to get your own back! Let’s imagine a property being bought for £500,000. I will ignore… Read more


Dividends And Other Perks For Landlords Who Incorporate

Dividends And Other Perks For Landlords Who Incorporate

17/01/2017

I hear a lot of talk about double taxation for private landlords who decide to incorporate. However, when I explain that a husband and wife will be able to take £100,000 of dividends between them by 2020 and only pay a total of £6,300 in dividend tax that begins puts things into perspective. OK, their… Read more


Brexit Tax Dividend for Landlords?

Brexit Tax Dividend for Landlords?

17/01/2017

Would you believe in tax benefits for landlords post Brexit?  On Monday the BBC indicated the Chancellor has threatened EU countries that once we have left their controls we will offer companies a low tax regime to be based in the UK. Could this mean a new beneficial tax changes for landlords? Are we going… Read more



Restriction on Tax Relief- possibilities of incorporation as a limited company?

Restriction on Tax Relief- possibilities of incorporation as a limited company?

16/01/2017

I own a number of BTL flats. Given the changes to tax relief I am considering putting them in to the name of a limited company. I have been told that changing the title deeds is straightforward, but I would also have to change the mortgage as well on each flat so that the mortgage… Read more


Buying a flat with tenants in situ !

Buying a flat with tenants in situ !

16/01/2017

Hi, I am buying a flat with tenants in situ. I have a few questions for our experienced members : – how do I transfer the tenants deposit ? – how do I transfer the tenancy agreement from the previous landlord to me ? Thanks for helping ! Jean-charles


How to get rid of onerous ground rent?

How to get rid of onerous ground rent?

16/01/2017

I’m negotiating the purchase of a leasehold flat, and have found that the lease contains a very onerous Ground Rent clause. The Ground Rent is set as a percentage of the flat’s value, and when it’s next assessed (in 14 years’ time) the Ground Rent could be silly money – easily over £2,000pa. The lease… Read more



HMO Gas and Electricity fair use agreement wording?

HMO Gas and Electricity fair use agreement wording?

16/01/2017

Hello all, do you have any sample wording for fair usage of energy agreement and any suggested clause to put on the contract for each tenants? Thank you Giorgio


Gas Safety Certificate Lapse

Gas Safety Certificate Lapse

16/01/2017

I rent out my property through a letting agent and foolishly realised only last week that my Gas Safety Certificate expired in October 2016. I have since addressed with my Letting Agent but understand that as landlord the accountability sits with me. The inspection is being carried out today, but my question is am I… Read more


Management of properties via Ltd Co

Management of properties via Ltd Co

16/01/2017

As I understand it, rental profits are considered “unearned income” and therefore that money cannot attract tax relief if put into a pension. Most of my properties have an agent who finds tenants, collects rent and carries out inventories etc but, as everyone on here will realise, there is much else to be done in… Read more



Transferring my share of our buy to let to my wife to save tax

Transferring my share of our buy to let to my wife to save tax

16/01/2017

My wife and I jointly own one buy to let property that is mortgaged. We have had the property for 6 years. With the new tax changes coming in it is highly likely that my earning wills be pushed in to the higher tax bracket because of or buy to let investment within the next… Read more


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