I am a Freeholder and Shared Freeholder of two Victorian conversions, each with 3 flats over 3 storeys including the ground floor. Whilst we abide by standard fire safety rules for example 30 minute fire doors, wired smoke alarms, no blocked access along fire escape route etc, I am wondering how liable we would be in the case of a fire or, heaven forbid, injury? Should we get some kind of liability insurance? Do we need a professional fire risk assessment? Can we do it ou

We have had problems with a tenant who has caused malicious damage to our property. With unpaid rent and the damage, it amounts to around £4,500. I have been told by my insurance broker that my landlords content insurance doesn’t cover malicious damage, although I haven’t, as yet, submitted a claim directly with the insurers. The tenant has since died, so I cannot claim from him other than making a claim on his estate or hoping on some form of goodwill from his adult child

I am a leaseholder of an apartment with a defined car park space in the basement. The RTM has re-introduced a local car park management company to 'police' the car park area. I always park in my allocated space. There is no public access to the car park as the entrance is by key fob. Recently the RTM is insisting that car park permits are displayed and the car park management company is rigorous in upholding this rule. The RTM have been told by me that I park in MY space (it