Last year, because interest rates were so low and many landlords were incorporating, landlords weren’t thinking of selling. This year however tells a completely different story. Mortgages have shot up following high interest rates, leaving an innumerable amount of landlords with impossibly large bills. The bottom line is: some landlords need to sell. As a landlord myself, I’ve also been living and breathing this, having had to personally downsize by selling 75 properties and k

Analysis from Key Later Life Finance ahead of the Platinum Jubilee shows house prices have increased 138 times in value during the Queen’s 70 years on the throne. Average house prices were £1,891 in 1952 at the start of her reign and are now £260,771, an increase of 138 times. While inflation naturally means that spending power decreases over time, it is sobering to think that today’s monthly household disposable income of £2,616 (£31,400 per annum) would have bought yo

Zephyr Homeloans, the specialist buy-to-let (BTL) lender owned by Computershare, has reintroduced a seven-year fixed deal into its mortgage product range. The lender said it is offering 3.79% on a seven-year, fixed rate, standard buy-to-let mortgage at 65% LTV for properties with an A to C rated energy performance certificate (EPC), and 3.89% on standard properties with an EPC rating of D and E. Paul Fryers, Managing Director at Zephyr Homeloans said: “Amidst the current risi