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Packaged bank account costs?

Packaged bank account costs?

20/02/2017

I’d imagine there’s a really obvious answer to this question, but, I have a separate bank account just for a rental property I have. If I change this account to a packaged bank account for £10 a month. (that gives me travel insurance, breakdown cover etc) Can I offset this £10 against the rental income… Read more


Straw poll on Mortgage renewal options?

Straw poll on Mortgage renewal options?

20/02/2017

I have been given these options for the renewal of the mortgage on one of the BTL properties I have. I thought I would put it out for suggestions from the forum members:- (A) Product (B) Loan Amount (C) Property Value (D) Interest Rate (E) Monthly Payment (F) Product Fee (added) (G) Valuation (H) Legal… Read more


Referral fees for passing on deals?

Referral fees for passing on deals?

20/02/2017

I keep spotting potential deals that I don’t want to take on myself (various reasons such as out-of-patch, already committed, slowing down etc), and would love to package them up and pass them on to investors, for a referral fee each time. This would build my own cash pot for deals that do tick all… Read more



Freeholder not doing repairs for 5 years, flat now uninhabitable

Freeholder not doing repairs for 5 years, flat now uninhabitable

20/02/2017

Bought a flat over 5 years ago in 2011 for son to live in whilst at uni, flat suffered damp problems which got progressively worse and were reported to managing agents numerous times by phone and email. It took the then managing agents nearly 2 years to get quotes for repairs and section 20 to… Read more


Fixing The “Tax Secrets” Assignment Tax Structure

Fixing The “Tax Secrets” Assignment Tax Structure

20/02/2017

I first came across the assignment tax structure around 10 years ago. It quickly became a popular method for private landlords with larger portfolios to hive off profits into company structures, which benefit from much lower tax than for individuals who would have otherwise been taxed at the higher rate (40%) or the additional rate (45%). … Read more


Generation Rent have produced a video telling tenants “How to Fight a Rent Hike in 10 Steps”

Generation Rent have produced a video telling tenants “How to Fight a Rent Hike in 10 Steps”

20/02/2017

It is evident that Generation Rent has no comprehension of the impact on tenants of Section 24, and seem to think that we’re going to pocket the rent increases. http://www.generationrent.org/how_to_fight_a_rent_hike_in_10_steps This is further evidenced by Betsy Dillner, director of Generation Rent, who in the article below says “that landlords who propose to put up rents… Read more



Fraudulent Injury claim being made against me!

Fraudulent Injury claim being made against me!

20/02/2017

An ex tenant is making what I strongly believe to be a fraudulent injury claim against me. The incident is said to have happened in my property as a result of disrepair. I have a very strong reason to believe the claim to be fraudulent due to a number of things – events, what this… Read more


Are Holiday Lets worth considering as investments?

Are Holiday Lets worth considering as investments?

20/02/2017

I have a few BTL flats and a couple of shops (ground floor of the flats) which I bought as investments/income generators. I wondered to what extent people go out and buy cottages or whatever specifically to run as holiday lets, or whether most holiday lets are inherited properties or outbuildings in the grounds of… Read more


Your Property Network Magazine – get your FREE copy!

Your Property Network Magazine – get your FREE copy!

18/02/2017

Imagine paying off your investment property in just three years by using Airbnb instead of long-term rental tenants! The truth is; ANYBODY can make money in property when armed with the right education and mind-set and whether your objective is to create cash profits now, secure your long-term financial future, or create a passive income… Read more



Santander is dropping the rent rise clause but only for new mortgages

Santander is dropping the rent rise clause but only for new mortgages

17/02/2017

I’ve been campaigning for Santander to drop this ridiculous clause which forces up rents every year for no benefit to anyone, including Santander. They have announced today that they will be dropping this clause for new mortgages but it will still apply to existing mortgages. Santander’s disingenuous response states “Any potential to increase the rent… Read more


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