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President Trump and the regulatory burden!

President Trump and the regulatory burden!

24/01/2017

Irrespective of opinions and views, Trump has promised to slash and bin regulations. Ronald Reagan once said that the words all business owners dreaded were ” I am from the Government and I am here to help”. Moving back across the water to the UK, we are drowning in regulations, and no where is the… Read more


2016 saw the highest pension fund returns since 2009

2016 saw the highest pension fund returns since 2009

24/01/2017

New data from the upcoming Moneyfacts Personal Pension and Annuity Trends Treasury Report has revealed that last year pension funds enjoyed their highest returns since 2009. Despite considerable economic and political uncertainty during 2016, the average pension fund finished the year up by 15.7%. This is the fifth consecutive year of positive pension fund growth… Read more


Am I self employed?

Am I self employed?

24/01/2017

Am I classed as self employed if I am a property landlord? Many thanks Caroline



Can I rely on what HMRC says about Sharia mortgages in an online webchat?

Can I rely on what HMRC says about Sharia mortgages in an online webchat?

24/01/2017

In short, I’ve just used the HMRC web chat to ask whether the rent element of a Sharia mortgage would be treated the same as interest from Apr 2017 or as a fully allowable cost. Their eventual response was: “Based upon current guidance rents (if sub-letting) continue to be wholly allowable in the same way… Read more


Mortgage Strategy – Free mortgage market news and insight

Mortgage Strategy – Free mortgage market news and insight

23/01/2017

With professional landlords being forced to confront ever-increasing financial and political change, staying informed about changes in the mortgage market is more important than ever. Mortgage Strategy is the UK’s market-leading mortgage news publication, which publishes free news, insight and analysis on its website, www.mortgagestrategy.co.uk Alternatively, Mortgage Strategy sends several free email news alerts a… Read more


Fence dispute with Housing Association?

Fence dispute with Housing Association?

23/01/2017

The fence between my property and the neighbours blew down near the start of last year. The fence is believed to be a shared fence as the property deeds do not show a “T” on either side of the boundary and no evidence to dispute this has been found. The neighbouring property is owned by… Read more



Our RTM company has a Non paying leaseholder

Our RTM company has a Non paying leaseholder

23/01/2017

We have a small block of 5 flats, landlord and previous management company did nothing to maintain it, so we have formed a RTM company to manage it ourselves. One of the flat owners claims the landlord and previous management company owe her compensation for various things that were wrong in her apartment from purchase… Read more


Building Societies are winning the mortgage rate war

Building Societies are winning the mortgage rate war

23/01/2017

Building Societies are offering substantially cheaper main residence mortgage rates compared to high street banks. Moneyfacts data analysis shows the average 5 year fixed rate at maximum 75% Loan to Value offered by a Building Society is 0.66% cheaper than the comparable Bank product. The average 5 year 95% LTV Building Society mortgage product is… Read more


How far back can I use a capital loss?

How far back can I use a capital loss?

23/01/2017

Does anyone know how far back I can use a capital gains loss? I made a massive loss in 2011 and never thought to use it, so I am looking if it can be used now? I carried out a google search and it said 4 years, but does anyone know for sure if this… Read more



The first of 22 Berkeley ‘Modular’ Homes are being built in Greenwich

The first of 22 Berkeley ‘Modular’ Homes are being built in Greenwich

23/01/2017

The FTSE 250 listed Berkeley Group is completing its first development of 22 Prefabricated or it calls ‘Modular’ Homes in Kidbrooke Village, Greenwich in London. A patent is pending for the new Urban House design using offsite fabrication swapping the back garden for a roof terrace and providing front of house parking and bicycle storage. The… Read more


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