Commercial Finance
Commercial finance news and guidance for landlords and property investors. We track lender criteria, stress-test calculations, swap-rate movements and how these impact access to commercial mortgages, bridging and development funding. You will find practical explainers on refinancing portfolios, moving borrowing into an SPV or company, reading term sheets, understanding debentures and personal guarantees, and preparing an application that meets underwriters’ expectations. Case studies cover HMOs, multi-unit freehold blocks, semi-commercial assets, conversions and refurbishment projects, with worked examples on DSCR, LTV, fees and exit strategies. We also publish broker notes on rates, arrangement and valuation fees, early-repayment charges, and options after works or change of use.
Subscribe to stay on top of lender changes and market conditions so you can plan refinances, manage risk and secure funding on commercial terms that suit your business.
Adam Tyler prepares to lead the BDLA into a new chapter
The 40 Per Cent LTV Rule of Thumb | Landlords
Aldermore Bank’s multi property portfolio mortgage product saves time and money
Short-Term Lending as a Solution
Surge in commercial to residential conversions across England
Shawbrook expands commercial loan offerings for landlords
Bridging Loans for Property Development: A Comprehensive Guide
A Bridge Over Troubled Water?
87% of purchase price and 100% of development costs – HMO Case Study
Bridging Finance for Savvy Property Investors and Developers
3 ways to get Generation Rent onto the property ladder
Implications of mortgage payment holidays, BBL & CBILS on future loan applications