All posts by Malcolm Jones
How To Get a Bigger Loan on Low Yielding Rental Properties...
If a landlord wants to raise maximum finance on a property with a very low rental yield, the mortgage amount might well be restricted based on rental income. However, with “Top-Slicing”...
A Smart Way To Pay For Tax and National Insurance Increases...
To ease the pressure on the NHS the Government is increasing National Insurance by 1.25%, which means that your contribution will actually increase by more than 10%. But how will you find the funds to...
Interest rates reduced on 80% LTV specialist Buy to Let...
Interest rates have recently been reduced on 80% LTV Buy to Let mortgages.
Below is a small selection of specialist BTL deals:
EPC Specials: if you have a property that is rated EPC A-C, benefit from...
Bridging Finance for Savvy Property Investors and Developers...
Bridging finance can best be described as relatively short-term loans, normally for periods of between one and eighteen months.
Today, the cost of bridging finance is at its lowest point ever.
Main...
Left-field niche BTL criteria now available...
Some of the more left-field niche Buy to Let criteria has become available again to the property investor market and can open up options where none were recently available.
These ‘niche’...
BTL Mortgage Rates fall as product choice continues to...
Buy to Let mortgage rates have been falling as product choice continues to expand with increased market competition from lenders.
However, as we have all found in the current exceptional climate,
Loan to Values Increased on Buy to let Mortgages...
The choice of products in the Buy-to-Let market is increasing for landlords, property investors and when purchasing in a Limited Company. These latest BTL mortgages include deals with no product fees,
Take the ‘Stress Test’ out of Buy to Let...
A new Buy-to-Let mortgage product with NO Stress Testing has been introduced to the market with all types of property and most borrowers accepted. Loan sizes must be in excess of £150k+ only
It has a...
Limited edition rate reduction for Portfolio Landlords...
A Limited-Edition buy-to-let range has now been launched to assist portfolio landlords (landlords with 4 or more properties) with both re-mortgages and new purchases.
For single-unit houses and flats,
Capital Home Loans (CHL) return to the market...
Capital Home Loans (CHL), you may remember them, the specialist buy-to-let lender is now lending again in England and Wales, through a select number of brokers. They are offering competitive rates and...