Mortgage News

Interest Rate Rise Impact Calculator Wizard...
Calculating the extra amount of interest you will pay as a result of the recent 0.25% interest rate rise isn’t exactly rocket science for some people. However, if numbers isn’t your thing and/or...

How To Get a Bigger Loan on Low Yielding Rental Properties...
If a landlord wants to raise maximum finance on a property with a very low rental yield, the mortgage amount might well be restricted based on rental income. However, with “Top-Slicing”...

A Smart Way To Pay For Tax and National Insurance Increases...
To ease the pressure on the NHS the Government is increasing National Insurance by 1.25%, which means that your contribution will actually increase by more than 10%. But how will you find the funds to...

Cheap money – don’t miss out!
Birmingham Midshires have just launched an interest only, five year fixed rate buy-to-let mortgage with an interest rate of just 1.95% for purchases or 1.97% for remortgages up to a maximum of 60%...

Lifetime fixed buy-to-let mortgages where max LTV increases...
Yes, you read that right. It is now possible to obtain BTL mortgages with an indefinite term and an interest rate that will never change, EVER!
Even if you’re 90 years old you can qualify for...

Can Lifetime BTL Mortgages be used to accelerate our plans?
Since reading two recent articles about Lifetime BTL Mortgages my head has been spinning with ideas, my conclusions from which I would like to sanity check with this superb online community.
As...

Lifetime BTL Remortages for people over 75 years of age...
This is an extremely niche BTL mortgage product, but I am sharing the details on behalf of a broker friend who specialises in this market.
It isn’t easy to get a BTL mortgage if you’re...

Some of the best BTL lenders post BICT incorporation...
Landlords who have incorporated their rental property business using the BICT structure have done so in order to retain competitive mortgages terms and/or avoid or defer the costs of refinancing.

Why 5 year fixed rate Limited Company mortgages are so...
Earlier this year (2018) mortgage lenders were forced to tighten up their affordability criteria.
Since then, LTV has rarely been the restricting factor when it comes to BTL borrowing. Instead, the...

Limited Edition BTL Portfolio Products with Free Valuation...
Mortgages and Insurers Solutions have access to a number of limited edition buy to let portfolio products. The limited edition rates are available on properties with HMO status, limited company SPVs,