Mortgage News

Cheap money – don’t miss out!
Birmingham Midshires have just launched an interest only, five year fixed rate buy-to-let mortgage with an interest rate of just 1.95% for purchases or 1.97% for remortgages up to a maximum of 60%...

Lifetime fixed buy-to-let mortgages where max LTV increases...
Yes, you read that right. It is now possible to obtain BTL mortgages with an indefinite term and an interest rate that will never change, EVER!
Even if you’re 90 years old you can qualify for...

Can Lifetime BTL Mortgages be used to accelerate our plans?
Since reading two recent articles about Lifetime BTL Mortgages my head has been spinning with ideas, my conclusions from which I would like to sanity check with this superb online community.
As...

Lifetime BTL Remortages for people over 75 years of age...
This is an extremely niche BTL mortgage product, but I am sharing the details on behalf of a broker friend who specialises in this market.
It isn’t easy to get a BTL mortgage if you’re...

Some of the best BTL lenders post BICT incorporation...
Landlords who have incorporated their rental property business using the BICT structure have done so in order to retain competitive mortgages terms and/or avoid or defer the costs of refinancing.

Why 5 year fixed rate Limited Company mortgages are so...
Earlier this year (2018) mortgage lenders were forced to tighten up their affordability criteria.
Since then, LTV has rarely been the restricting factor when it comes to BTL borrowing. Instead, the...

Limited Edition BTL Portfolio Products with Free Valuation...
Mortgages and Insurers Solutions have access to a number of limited edition buy to let portfolio products. The limited edition rates are available on properties with HMO status, limited company SPVs,

Headline Mortgage Rates for Limited Companies...
Limited Company BTL mortgages are now available up to 85% LTV and rates start from 3.09%.
The buy-to-let market has been hit by numerous tax changes in the last couple of years. Two of the main ones...

Important PRA changes to BTL lending from 30th September...
The following is another 90 second video produced by our friends at Shawbrook Bank to explain how BTL mortgage underwriting will change from September this year.
Is it a good thing that mortgage...

Property118 Action Group Win At The Court of Appeal...
In this article we reveal the detail of:-
The history behind our legal action against West Bromwich Mortgage Company
The Court of Appeal ruling and the knock on implications
Other legal action...