Mortgage News

Mortgage brokers warn against social media mortgage advice

Author: Property118.com Landlord News Team

26th June 2025, 10 months ago | 1

Mortgage brokers warn of property influencers promoting mortgage fraud that could land people with criminal records. A news story by...

Transferring & Reuniting Beneficial Interest: A Legal and Commercial Reality

Author: Mark Alexander

16th April 2025, 1 year ago | 10

Thousands of UK property owners — from landlords and entrepreneurs to families managing estates — transfer the beneficial interest in their properties...

Incorporation Pitfalls: What Buy to Let LENDERS and MORTGAGE BROKERS Need to Know About Novation and Refinancing

Author: Mark Alexander

29th October 2024, 1 year ago | 0

The trend of landlords incorporating their Buy-to-Let (BTL) portfolios into limited companies has become more prominent in recent years, spurred...

Yorkshire Building Society launches £5,000 deposit mortgage

Author: Property118.com Landlord News Team

28th March 2024, 2 years ago | 4

Yorkshire Building Society (YBS) has unveiled a groundbreaking £5,000 deposit mortgage specifically designed for first-time buyers. The unique product allows...

Cashback on BTL and Residential Mortgage Product Switches

Author: Property118.com Landlord News Team

24th July 2023, 3 years ago | 0

Are you one of the 1.8 million property owners who have a fixed rate on their mortgage ending in 2024?...

Landlords face limited BTL mortgage choices as deals vanish

Author: Property118.com Landlord News Team

31st May 2023, 3 years ago | 4

Landlords searching for the perfect buy to let mortgage deal are in for a shock as growing numbers of lenders...

Fleet cuts rates on its two- and five-year fixes

Author: Property118.com Landlord News Team

22nd March 2023, 3 years ago | 0

Fleet Mortgages has announced reduced product rates across its entire range of two-year and five-year fixed-rate products. The buy-to-let specialist...

Northern Rock excess mortgage interest claim?

Author: Readers Question

30th January 2023, 3 years ago | 5

I have come across a Northern Rock excess mortgage interest claim being started by Harcus Parker. Although they have not...

The Bank of England base rate rise – industry reacts

Author: Property118.com Landlord News Team

3rd November 2022, 3 years ago | 1

Reaction from the worlds of property and finance was swift after the Bank of England announced that its base rate...

Increased mortgage stress tests will push up rents, MPs told

Author: Property118.com Landlord News Team

3rd November 2022, 3 years ago | 3

Not only will rents rise but tenants will find it more difficult to find homes over the next year or...

Interest Rate Rise Impact Calculator

Author: Mark Alexander

16th June 2022, 4 years ago | 2

Calculating the extra amount of interest you will pay as a result of the recent 0.25% interest rate rise isn’t...

How To Get a Bigger Loan on Low Yielding Rental Properties

Author: Malcolm Jones

16th September 2021, 5 years ago | 0

If a landlord wants to raise maximum finance on a property with a very low rental yield, the mortgage amount...

A Smart Way To Pay For Tax and National Insurance Increases

Author: Malcolm Jones

14th September 2021, 5 years ago | 0

To ease the pressure on the NHS the Government is increasing National Insurance by 1.25%, which means that your contribution...

Cheap money – don’t miss out!

Author: Mark Alexander

13th August 2019, 7 years ago | 0

Birmingham Midshires have just launched an interest only, five year fixed rate buy-to-let mortgage with an interest rate of just...

Lifetime fixed buy-to-let mortgages where max LTV increases the older you are

Author: Mark Alexander

7th August 2019, 7 years ago | 7

Yes, you read that right. It is now possible to obtain BTL mortgages with an indefinite term and an interest...

Can Lifetime BTL Mortgages be used to accelerate our plans?

Author: Readers Question

3rd August 2019, 7 years ago | 42

Since reading two recent articles about Lifetime BTL Mortgages my head has been spinning with ideas, my conclusions from which...

Lifetime BTL Remortages for people over 75 years of age

Author: Mark Alexander

31st July 2019, 7 years ago | 3

This is an extremely niche BTL mortgage product, but I am sharing the details on behalf of a broker friend...

Some of the best BTL lenders post BICT incorporation

Author: Mark Smith Head of Chambers Cotswold Barristers

23rd November 2018, 7 years ago | 0

Landlords who have incorporated their rental property business using the BICT structure have done so in order to retain competitive mortgages...