Mortgage News

Some of the best BTL lenders post BICT incorporation

Author: Mark Smith Head of Chambers Cotswold Barristers

23rd November 2018, 8 years ago | 0

Landlords who have incorporated their rental property business using the BICT structure have done so in order to retain competitive mortgages...

Why 5 year fixed rate Limited Company mortgages are so popular

Author: Mark Alexander - Founder of Property118

5th August 2018, 8 years ago | 0

Earlier this year (2018) mortgage lenders were forced to tighten up their affordability criteria. Since then, LTV has rarely been...

Limited Edition BTL Portfolio Products with Free Valuation & Cashback

Author: Mark Edwards

11th April 2018, 9 years ago | 0

Mortgages and Insurers Solutions have access to a number of limited edition buy to let portfolio products. The limited edition...

Headline Mortgage Rates for Limited Companies

Author: Malcolm Jones

10th August 2017, 9 years ago | 0

Limited Company BTL mortgages are now available up to 85% LTV and rates start from 3.09%. The buy-to-let market has...

Important PRA changes to BTL lending from 30th September

Author: Property118.com Landlord News Team

7th August 2017, 9 years ago | 15

The following is another 90 second video produced by our friends at Shawbrook Bank to explain how BTL mortgage underwriting...

Property118 Action Group Win At The Court of Appeal

Author: Mark Alexander - Founder of Property118

8th June 2016, 10 years ago | 109

In this article we reveal the detail of:- The history behind our legal action against West Bromwich Mortgage Company The Court...

New Tax Strategy For Accidental Landlords

Author: Mark Alexander - Founder of Property118

8th April 2016, 11 years ago | 10

For those new to buy to let and considering the letting of their current home, in order to buy another...

Incorporation Relief to go in Autumn Statement?

Author: Mark Alexander - Founder of Property118

21st November 2015, 11 years ago | 2

I was horrified to read a prediction on the highly credible Accounting Web that s162 tax relief used to mitigate...

2015 Finance Bill Receives Royal Assent

Author: Mark Alexander - Founder of Property118

18th November 2015, 11 years ago | 7

18th November 2015 may well be marked in history as the beginning of the end for most private buy-to-let landlords.  Restrictions...

Avoiding Restrictions on Finance Cost Relief for Landlords

Author: Mark Alexander - Founder of Property118

11th November 2015, 11 years ago | 0

  GENERAL GUIDANCE  If you have been retaining profits after paying the higher rates of income tax then you have...

Local Authority Lets, No need to take a chance!

Author: Mark Edwards

8th February 2015, 12 years ago | 1

Letting a property on a 3 of even 5 year contract to the local authority may seem like an attractive...

FOS rule West Brom Tracker Rate Hike is fair

Author: Mark Alexander - Founder of Property118

16th November 2014, 12 years ago | 46

The FOS (Financial Ombudsman Service) have done it again!  In the past the FOS have controversially agreed that rate hikes...

Innovative New BTL Mortgage Product

Author: Mark Alexander - Founder of Property118

15th September 2014, 12 years ago | 0

85% LTV, low rates and fees AND positive cashflow on new BTL purchases? Yes it’s true, and it’s available NOW!...

CASE STUDY – First time buyer, First time landlord

Author: Mark Edwards

11th May 2014, 13 years ago | 2

I thought I would share a short case study of how I helped Max, a first time buyer, first time...

Skipton Building Society Legal Action

Author: Mark Alexander - Founder of Property118

2nd April 2014, 13 years ago | 34

In 2010 the Skipton Building Society broke a promise to over 60,000 mortgage account holders.  The basis of that promise...

Concerns re Skipton BS Commercial Mortgage

Author: Readers Question

27th March 2014, 13 years ago | 4

We have a small office building in the home counties which was purchased with the help of al loan from...

Mortgage Express UKAR LPA Receivership

Author: Mark Alexander - Founder of Property118

20th March 2014, 13 years ago | 13

It has come to our attention that Mortgage Express (now UKAR – UK Asset Resolution) have recently been appointing LPA receivers with...

Message from Anthony Wilson of Ashley Wilson Solicitors LLP

Author: Anthony Wilson

13th March 2014, 13 years ago | 0

My name is Tony Wilson. I have today committed £15,000.00 to the fund to enable Mark Alexander and Mark Smith...