BTL mortgages
BTL Mortgages is where landlords find clear, independent coverage of the buy to let lending market. We track rate moves, criteria shifts and affordability rules across mainstream and specialist lenders, with plain-English explainers on stress testing, interest cover ratios and portfolio-landlord underwriting. Articles compare fixed, tracker and variable products, product transfers versus remortgages, and the pros and cons of borrowing personally or through a company. We also look at lending for HMOs, MUFBs, holiday lets and energy-efficiency upgrades, plus valuation, legals and refinancing timetables. Everything is written for busy landlords who need practical answers before speaking to a broker or their solicitor. If you want to understand how a change in rent, LTV or yield alters what you can borrow, or how to prepare for refinancing, start here and then explore the related guides and case studies. We publish lender-by-lender updates and practical checklists to help you pass stress tests, assemble documents and time your product switch without unnecessary fees.
Paragon, NatWest and RAW unveil new buy to let deals and processes
Buy to let lending rebounds as lender possessions rise – UK Finance
Landbay lowers rates while YBS Commercial removes buy to let tiering
Coventry launches EPC buy to let deals as TMW cuts rates
Buy to let mortgage searches fall by a fifth
Product Transfers vs Remortgages – Which Is Better for Landlords?
BTL lenders step up rate cuts and incentives as competition intensifies
Buy to let lenders cut rates, rebrand and refresh landlord deals
BTL lenders cut rates, widen lending criteria and lift LTV limits
HSBC cuts BTL stress rates as LendInvest launches 2026 deals
Paragon launches base rate tracker BTL deals as Aldermore cuts rates
The Role of Mortgage Brokers in Securing Buy-To-Let Finance