Category Archives: Financial Advice

Hodge Lifetime have just released a mortgage product first for the UK market called The 55+ RIO, which will become available from the 11th of June. ‘RIO’ stands for Retirement Interest...

Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several times. The dates, times and people are fictional but the story is based on...

Question: Why is Equity release such an attractive option for Homeowners? Answer: Because it can be the solution to many quandaries Equity Release is a means of retaining your home, whilst obtaining a...

New data from the upcoming Moneyfacts Personal Pension and Annuity Trends Treasury Report has revealed that last year pension funds enjoyed their highest returns since 2009. Despite considerable...

Pre-credit crunch, bridging finance was often referred to as lending of last resort. However, this perception has changed dramatically since then and particularly in the last couple of years and is...

18th November 2015 may well be marked in history as the beginning of the end for most private buy-to-let landlords.  Restrictions on the amount of financing costs which can be deducted by...

GENERAL GUIDANCE  If you have been retaining profits after paying the higher rates of income tax then you have probably been paying more tax than necessary. IS TAX AVOIDANCE LEGAL? The law...

I’m looking to get into HMOs for the professional market in Birmingham area. I have circa 200k cash which is enough for me to buy at least 1 (fairly) high end HMO cash, which I will try to...

One in three of us don’t have a Will. That’s a surprising statistic when you consider the implications on those that we love. Not having a Will means that your next of kin will be faced with...

It can be tempting to cut out the middle man when searching for a new mortgage, and people may even think they can save money doing so, but there are other considerations to take into account. An...