Financial Advice
Blogs about Financial Advice geared towards UK buy to let landlords and property investors

Over-55’s turn their homes into cash as costs are driven...
Low interest rates for equity release mortgages, coupled with rising house prices, have made it much more cost-effective for over-55s to release funds from their properties.
Many over 55s, who were...

Stepping up further and offering a free basic single or...
For many years, Property118 and H D Consultants have worked very closely together. The Team at H D Consultants has provided experienced, qualified and fully insured mortgage, life cover and estate...

Stay safe and stay fit – Mind, Muscles and Money...
Keep your mind and body fit. We’re all very conscious of that, and so many of us now go out of our way to include a (socially distancing) walk, run, bike ride, even yoga and a daily dose of Joe...

‘No End Date’ residential over 55s mortgage...
This new product has been incredibly popular with property118 readers and they have sent us an update as of Tuesday 3rd July:
The maximum loan size has increased to £1 million
Maximum property value...

Barry’s story – it could have been you!
Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several times. The dates, times and people are fictional but the story is based on...

Equity Release/Life Time Mortgages...
Question: Why is Equity release such an attractive option for Homeowners?
Answer: Because it can be the solution to many quandaries
Equity Release is a means of retaining your home, whilst obtaining a...

2016 saw the highest pension fund returns since 2009...
New data from the upcoming Moneyfacts Personal Pension and Annuity Trends Treasury Report has revealed that last year pension funds enjoyed their highest returns since 2009.
Despite considerable...

Evolution of Bridging Finance...
Pre-credit crunch, bridging finance was often referred to as lending of last resort. However, this perception has changed dramatically since then and particularly in the last couple of years and is...

2015 Finance Bill Receives Royal Assent...
18th November 2015 may well be marked in history as the beginning of the end for most private buy-to-let landlords.
Restrictions on the amount of financing costs which can be deducted by...

Avoiding Restrictions on Finance Cost Relief for Landlords...
GENERAL GUIDANCE
If you have been retaining profits after paying the higher rates of income tax then you have probably been paying more tax than necessary.
IS TAX AVOIDANCE LEGAL?
The law...