Category Archives: Financial Advice

New data from the upcoming Moneyfacts Personal Pension and Annuity Trends Treasury Report has revealed that last year pension funds enjoyed their highest returns since 2009. Despite considerable...

Pre-credit crunch, bridging finance was often referred to as lending of last resort. However, this perception has changed dramatically since then and particularly in the last couple of years and is...

18th November 2015 may well be marked in history as the beginning of the end for most private buy-to-let landlords.  Restrictions on the amount of financing costs which can be deducted by...

GENERAL GUIDANCE  If you have been retaining profits after paying the higher rates of income tax then you have probably been paying more tax than necessary. IS TAX AVOIDANCE LEGAL? The law...

I’m looking to get into HMOs for the professional market in Birmingham area. I have circa 200k cash which is enough for me to buy at least 1 (fairly) high end HMO cash, which I will try to...

One in three of us don’t have a Will. That’s a surprising statistic when you consider the implications on those that we love. Not having a Will means that your next of kin will be faced with...

It can be tempting to cut out the middle man when searching for a new mortgage, and people may even think they can save money doing so, but there are other considerations to take into account. An...

Property118 IFA partners HD Consultants won a podium finish in their first venture out to the Business MoneyFacts awards held last night. Howard Reuben, the Principal of HD Consultants, and his team...

Around 20% of my Consultancy clients come to me for advice about divorce. Perhaps unusually, every divorce case I have assisted clients with so far has been an amicable split. Maybe that is due to the...

Make 2015 the year that you no longer take known risks without first taking full consideration of the pros and cons, and by making sure that you’re implementing the appropriate upfront actions. In...