Simone Gilks
You may have more funding choices than you think!
Author: Simone Gilks
15th January 2014, 12 years ago | 10
Simone Gilks
Registered with Property118.com
1st November 2013
Total Posts
3
Total Comments
37
Reply to comment left by Neil Patterson at 30/11/-0001 - 00:00
Reply to the comment left by "Neil Patterson" at "08/12/2012 - 14:50": Of course following the budget we have been taking calls from existing and new landlords on how to address the issue of tax.. Now whilst I am not...
Read More →23rd June 2015, 11 years ago
One thought is if you are sitting at 85% loan to value then could you not refinance to a lender such as Kent Reliance who will take it as a portfolio or individuals and top up with a 2nd charge...
Read More →22nd June 2015, 11 years ago
Currently I am working with several landlords who are trapped in the Mortgage Express nightmare. How did this happen? They decided to not switch lenders but stay with ME and utilise their low tracker rate thinking that nothing would happen...
Read More →1st September 2014, 12 years ago
Having been away from the site for some time I was surprised to see the reaction to Marks post on “Naive Questions”. I personally specialise in the Buy to Let market and work with a variety of landlords, many of...
Read More →3rd February 2014, 12 years ago
Dear Peter Here is the factual reply to start with, though I must stress you shouldn't be pulled in by the big high street names as they are very limiting to say the least. I work with investors and large...
Read More →24th January 2014, 12 years ago
DC I can say that with Interbay there is NO minimum earning limit which is why its so attractive but it does have a higher rate than the others, due to probably this very factor. Risk carry's a higher rate...Maybe...
Read More →24th January 2014, 12 years ago
Evening Dave Of course I can see your concerns about Interest Rates and at the moment I am finding many of my clients raising concerns on the future of interest rates - they are now considering 5 year fixed when...
Read More →24th January 2014, 12 years ago
Anthony, there are many great rates out there at the moment starting at around 2.49% for 60% LTV or 3.85% for 75% LTV but please do take advice first. regards
Read More →24th January 2014, 12 years ago
Having read through the posts, I feel the biggest concern is the lack of advice! Surely if you are concerned by any of the points raised but SERIOUS about Investing in properties, then you should be working with an Independent...
Read More →23rd January 2014, 12 years ago
HI DC Please do contact me if you wish to understand the criteria as I have it on my PC and of course what we don't know we can always ask - Jamie - Of course, we sell most financial...
Read More →23rd January 2014, 12 years ago
Funny thing is I have a client doing the same thing in Wales - the yields are so high Im amazed. But what I'm not too sure about is how saleable are they in the future. Its all very well...
Read More →23rd January 2014, 12 years ago
This has already proven to be a huge success within my office, with clients enjoying only having to put down 15% deposit. This ensures that are able to spread their cash across a variety of properties as opposed to just...
Read More →20th January 2014, 12 years ago
Working with a variety of clients in the BTL market they normally only have two opinions so - I ask the key question - is this for retirement income or for long term capital gain. If you are looking to...
Read More →12th December 2013, 12 years ago
Lou and Mark, thank you for your comments and yes I would of course not refer this idea had the client been on a very low mortgage rate. I am merely explaining the fact that there are a number of...
Read More →11th December 2013, 12 years ago
31% of Independent financial advisers invest in residential property other than their home. Castle Trust research 2012 Housing has the highest risk adjusted returns of the major asset classes. Over the last 30 years, housing has delivered average returns of...
Read More →11th December 2013, 12 years ago
My god, I cant believe this though I would firstly suggest contacting the FCA as it worth mentioning that your matters have been dealt with by a 3rd party for whom you did not grant permission. with then have the...
Read More →11th December 2013, 12 years ago
Hi Writing the amount of mortgage cases I do a day, the chances of down valuations are high but that's why I installed a valuation system quite similar to that used by the lenders. I quite quickly noticed that there...
Read More →11th December 2013, 12 years ago
One cant help being suspicious when receiving a call from your bank and lender, they are either trying to sell you something or get you to pay something off - with over 1000 clients each having Buy To Lets, your...
Read More →11th December 2013, 12 years ago
Evening whilst I have already expressed my opinion I cant help notice the comments regarding legalities of the Student. Having hosted language students for over 20 years, most of which were from the Arab states and having grown up in...
Read More →28th November 2013, 12 years ago
Afternoon, Given that you need to subsidise this sale anyway, I can see little point in selling it other than an emotional one. My thought would be to hold on to it for as long as possible, as Mark said...
Read More →Showing 20 of 37 comments