Buy to Let News

The long haul perspective for Landlords and financing

The long haul perspective for Landlords and financing

28/03/2017

The Budget was a massive disappointment for Landlords. There had been hopes for a reversal of the incoming changes to tax relief on mortgage interest and stamp duty rates.  Unfortunately, there were no such U-turns here. However existing Landlords and Portfolio owners can perhaps consider some of the positives and options: House prices are up… Read more


Specialist investor finance for all types of properties and projects

Specialist investor finance for all types of properties and projects

01/03/2017

The specialist property finance market can now cater for a very wide ranging types of projects, properties and timescales. With ever more niche lenders, products and criteria becoming available to private individuals and companies. Short Term Loans: Designed to assist in purchasing or refinancing property quickly, whether you are looking to add value with light… Read more


Students turned into Landlords

Students turned into Landlords

01/03/2017

The Loughborough Building Society has launched its new ‘Buy for Uni’ mortgage targeting university students who want to get onto the property ladder while they are still studying. This is similar in criteria to the Bath Building Society student mortgage that has been available since 2012 see >> https://www.property118.com/student-buy-to-let-mortgages/33850/ The Loughborough BS will lend up… Read more


9 Places to Consider for Property Investment in 2017

9 Places to Consider for Property Investment in 2017

16/02/2017

Our 2017 property predictions have pointed to a strengthening in rental demand, due to the widening gap between the rise in wages and house price growth, and a shortage of housing. Yet, even with a strengthening rental sector, it is clear certain cities outperform others when it comes to buy-to-let. Whether it be because of… Read more


Regulated “family” Buy to Let product launched

Regulated “family” Buy to Let product launched

31/01/2017

Furness for Intermediaries has launched a regulated “family” Buy to Let 5 year fixed rate product. A regulated family BTL is where it is your intention now or in the future to have a close family member live in the property. This includes in the horizontal family tree plane Brothers and Sisters and in the… Read more


10 year fixed BTL rate at 2.99% from Barclays

10 year fixed BTL rate at 2.99% from Barclays

25/01/2017

Barclays is launching a range of Buy to Let fixed rates with the headline grabber product being a 10 year fixed at 2.99% with a £2000 fee up to a maximum of 65% Loan to Value (LTV). Other rates to be offered include: 2.09% 2 year fixed max 75% LTV with a 1% fee or… Read more


Building Societies are winning the mortgage rate war

Building Societies are winning the mortgage rate war

23/01/2017

Building Societies are offering substantially cheaper main residence mortgage rates compared to high street banks. Moneyfacts data analysis shows the average 5 year fixed rate at maximum 75% Loan to Value offered by a Building Society is 0.66% cheaper than the comparable Bank product. The average 5 year 95% LTV Building Society mortgage product is… Read more


PRA rules see falling number of BTL products in January

PRA rules see falling number of BTL products in January

10/01/2017

This month the total number of Buy to Let products available using Moneyfacts data has fallen to 1,408 down from 1,482. This is not statistically a huge percentage, but is a significant change in direction from the previous steady rise post credit crisis. The majority of withdrawn products were in the 75% maximum loan to… Read more


69% of all BTL purchases now in Ltd Co names

69% of all BTL purchases now in Ltd Co names

05/01/2017

Mortgages for Business data shows that for quarter 4 last year 69% of all new Buy to Let purchase applications were made in the name of a limited company. This is an increase of 6% on quarter 3 and a massive increase on the average of 21% in limited company names before Section 24 mortgage… Read more


PRA, DSCR, FCA, HMO, SPV, SIC Code, ATED – What BTL landlords need to know for 2017

PRA, DSCR, FCA, HMO, SPV, SIC Code, ATED – What BTL landlords need to know for 2017

28/12/2016

The numerous interventions from regulators, the EU, the changing lending landscape and even more scrutiny that banks now demand before agreeing terms, has all made for a much more difficult BTL marketplace. You have probably seen this for yourself already. Many mortgage brokers who dabbled in the BTL space have now gone back to their… Read more


×

Profile has been updated! Click here to view

×

Share with your friends?

Please share this article via one or more of the following social networks

facebooktwittergoogle_plusredditlinkedin ×

Sorry. You must be logged in to view this form.

×