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Commercial Finance

Commercial finance news and guidance for landlords and property investors. We track lender criteria, stress-test calculations, swap-rate movements and how these impact access to commercial mortgages, bridging and development funding. You will find practical explainers on refinancing portfolios, moving borrowing into an SPV or company, reading term sheets, understanding debentures and personal guarantees, and preparing an application that meets underwriters’ expectations. Case studies cover HMOs, multi-unit freehold blocks, semi-commercial assets, conversions and refurbishment projects, with worked examples on DSCR, LTV, fees and exit strategies. We also publish broker notes on rates, arrangement and valuation fees, early-repayment charges, and options after works or change of use.
Subscribe to stay on top of lender changes and market conditions so you can plan refinances, manage risk and secure funding on commercial terms that suit your business.

Not all Doom and Gloom

Not all Doom and Gloom

The Good News Brooklands Commercial Finance is fully operational and assisting Property 118 clients in these unprecedented times. We...

Author: Malcolm Jones

10:26 AM, 31st March 2020 | 0

Coronavirus Business Disruption Loan Scheme – We can help

Coronavirus Business Disruption Loan Scheme – We can help

Has your business been interrupted by coronvirus? Have you experienced lost or deferred revenue? disruption to your cashlfow? We can...

Author: Malcolm Jones

13:44 PM, 26th March 2020 | 0

Is it time to move into property refurbishment?

Is it time to move into property refurbishment?

Many landlords are facing up to the Government’s onslaught of the buy to let market which has seen their profits slashed over the...

Author: Malcolm Jones

9:41 AM, 10th October 2019 | 0

Brooklands Commercial Finance acquire another brokerage

Brooklands Commercial Finance acquire another brokerage

Brooklands Commercial Finance Ltd one of Property 118’s founding sponsors, has acquired The Mortgage Explorer Ltd as part of their...

Author: Property118.com News Team

9:00 AM, 21st June 2019 | 0

Monthly Bridging Loan rates fall to average 0.74% Q1 2019

Monthly Bridging Loan rates fall to average 0.74% Q1 2019

Bridging Trends has reported its lowest recorded average monthly Bridging Loan rate across the market since 2015. Across its surveyed...

Author: Property118.com News Team

11:46 AM, 14th May 2019 | 0

Pragmatic and straightforward commercial approach

Pragmatic and straightforward commercial approach

The commercial, Buy to Let, Development and Bridging finance market is maturing and developing to match the needs of the new more professional...

Author: Malcolm Jones

14:50 PM, 23rd October 2018 | 0

The Growth of 2nd Charge Loans

The Growth of 2nd Charge Loans

There are many reasons as to why 2nd charge loans are becoming increasingly popular. A second charge mortgage can offer an ideal solution...

Author: Malcolm Jones

9:30 AM, 17th October 2018 | 0

Brooklands CF Bridging and Development Finance Seminar

Brooklands CF Bridging and Development Finance Seminar

Thank you very much to Malcolm and his team at Brooklands Commercial Finance along with Shawbrook Bank for running the seminar and...

Author: Neil Patterson

15:22 PM, 26th September 2018 | 0

Are Brokers the New Bankers?

Are Brokers the New Bankers?

Long gone are the days when you could approach your bank manager and they would use their discretion regarding granting a loan. Bank...

Author: Malcolm Jones

14:44 PM, 16th May 2018 | 0

Airbnb mortgages now available

Airbnb mortgages now available

AirBNB mortgages are now available from Together Money who have have informed our partner brokers that they will consider commercial...

Author: Neil Patterson

15:29 PM, 2nd October 2017 | 0

Mezzanine Finance – a solution for building homes outside the big corporates

Mezzanine Finance – a solution for building homes outside the big corporates

The UK housing shortage will not be successfully addressed if we rely entirely on the major house builders. This is the view that was...

Author: Malcolm Jones

9:04 AM, 26th September 2017 | 0

Focus on purpose-built student accommodation

Focus on purpose-built student accommodation

Student accommodation is attracting billions of pounds of investment each year, with the purpose-built student accommodation (PBSA)...

Author: Malcolm Jones

17:12 PM, 19th September 2017 | 0

Bridging Rates at All Time Low

Bridging Rates at All Time Low

The cost of bridging loans have been reducing over the last 5 years. Rates now start from 0.49% pm and therefore they are no longer...

Author: Malcolm Jones

15:10 PM, 11th September 2017 | 0

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