Commercial Finance
Commercial finance news and guidance for landlords and property investors. We track lender criteria, stress-test calculations, swap-rate movements and how these impact access to commercial mortgages, bridging and development funding. You will find practical explainers on refinancing portfolios, moving borrowing into an SPV or company, reading term sheets, understanding debentures and personal guarantees, and preparing an application that meets underwriters’ expectations. Case studies cover HMOs, multi-unit freehold blocks, semi-commercial assets, conversions and refurbishment projects, with worked examples on DSCR, LTV, fees and exit strategies. We also publish broker notes on rates, arrangement and valuation fees, early-repayment charges, and options after works or change of use.
Subscribe to stay on top of lender changes and market conditions so you can plan refinances, manage risk and secure funding on commercial terms that suit your business.
Derelict pub converted into a flat, modern HMO and commercial unit
PRA and Section 24 changes and what they mean for property investors
High Net Worth loans for people with capital tied up in assets
Shawbrook launch 55 plus interest only mortgage
Releasing capital for business investment
A Developing Opportunity
Holiday Lets avoid Section 24 mortgage interest relief reductions
Furniture Showroom into 15 Flats
Don’t get stuck in the wrong development loan
Why consider a second charge loan over a remortgage
Apparent lack of finance frustrates 75% of developers
Shawbrook improves commercial products in light of SDLT changes