Graham Bowcock

Registered with
Saturday 22nd October 2016

Latest Comments

Total Number of Property118 Comments: 135

Graham Bowcock

13:43 PM, 15th January 2020
About 5 days ago

Letting agents pass key without deposit, advanced rent and signed contract

Your agent has failed a basic test. In my agency days, and now as a landlord, nobody moves in without a signed agreement, first month's rent paid (and cleared), deposit paid (and cleared). It is sad, but true, that you cannot really trust anybody these days and it is harder to sort something out when the tenant has the keys.

The agent should be asked to consider their position - if it was me I would be very embarrassed and would do some swift and clear deal on fees to try and keep the business, trying to remedy the situation at the same time. It does sound like they should go, though.

You do really need to have strong words with the agency's owner, sooner rather than later.... Read More

Graham Bowcock

11:19 AM, 2nd January 2020
About 3 weeks ago

Can this be construed as damage to the carpet?

The tenancy clause is too vague. I have seen (as an agent) landlords trying to get out of responsibility for providing items, whilst simultaneously providing them. Sorry, but I find it a nonsense.

I provide all my houses with kitchen white goods and deal with maintenance of them. No grey areas.

I suspect that if you tried to withhold money from the tenant's deposit to cover damage to the carpets, you would get short thrift from the DPS who would see a sham over passing the goods over.... Read More

Graham Bowcock

15:32 PM, 1st January 2020
About 3 weeks ago

Responsibility after sale?

If you provided information honestly, then you should have no liability; the buyer (through their solicitor and valuer) should have done their own due diligence prior to purchase.

I suspect that you (but the buyer) would have been better applying for the CLUED as the facts were essentially yours, not his. It is necessary to prove that a use existed and to provide appropriate documentation (photos, letters, statutory declarations, etc.) which for your buyer would have been "second hand". This may be why his application was refused and he now needs your help. He should have thought about this prior to purchase.

As ever with these things, it maybe best to have a word with your conveyancing solicitor as the devil is always in the detail. Subject to their advice, you would be best advised not to enter discussions. if the buyer persists, then get your solicitor to write firmly.... Read More

Graham Bowcock

11:51 AM, 31st December 2019
About 3 weeks ago

ICO demand - is it a scam?

Its nothing to do with being a business, the rules apply to any person or organisation holding data. My tennis club has to comply with GDPR rules.... Read More

Graham Bowcock

11:13 AM, 21st December 2019
About 4 weeks ago

ICO demand - is it a scam?


The liability rests with each entity, not with the system. Your limited company is not you, so each entity should be registered.

On a separate issue, if you own houses in your own name then you should be identified as the landlord, not your limited company. I once had a judge throw out a case (for a client) where the landlord was not correct, even though the two identities were connected. You will, presumably, be putting the income down as your own as it is not your company's income. Two more traps to catch you out I'm afraid!... Read More