Universal Credit and possible tenancy questions?Make Text Bigger
Possible Tenant X has incomings of £737.36 in total (£419.94 per month housing element, £317.82 other benefits). UC are deducting total of £95.35 per month for 3 various ongoing unpaid debts/fines. Take out the rent of £450, and his total left per month is £192.41
I have spoken to UC direct (tenant gave full permission) and they say they would agree a direct payment. Tenant X current payment period 10th – 9th of the month, so payment to me 16th of he month.
The Local Council are willing to do a Bond for the deposit of £640 and rent in advance agreed.
Questions I have are:
1. Can I insist that UC also pay me direct the additional rent for the £30.06 which he would have to pay in monthly top ups ? (as he has already history of not paying top ups)
2. Do I really have to issue a Tenancy Agreement before he can use this to make a change to his current UC claim? (I keep being told I have to issue a TA first before a new claim can be submitted, but at the same time I have no guarantee that UC will pay out what they say they will until 8 – 10 weeks in when first payment arrives? (if the tenant actually fills in a new claim form)
Is this a viable tenant?
I want to give the guy a chance, but as I keep explaining to Council (who keep pushing their emergency tenants to sign on to UC as fast as possible) I am not an emergency service myself. There is no way I can sign up a tenant with a TA unless I know in advance that tenant WILL get the rent expected, they CAN afford top ups if they are due and I will get paid direct from day 1. I have asked the Council to consider two months rent in advance then I would pay them back once UC kicks in, but they won’t go for that.
Any advice anyone?
I do tend to house those on Em List with Council, so looking for a private tenant is not an issue in the area I have properties in.
Many thanks Reluctant
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