Robert Mellors

Registered with Property118.com
Saturday 26th October 2013


Latest Comments

Total Number of Property118 Comments: 885

Robert Mellors

2 weeks ago
Where can landlords pay £1.85pw to Nottingham Licensing?

Reply to the comment left by Larry Sweeney at 31/07/2018 - 18:52
Hi Larry, please correct me if I'm misunderstanding, but what you seem to be suggesting is that the "end tenant", i.e. private tenants, e.g. a family/couple/single person, incorporates themselves into a limited company so that they can have a commercial lease of a residential property instead of an assured shorthold tenancy? And if they did this, then the property would no longer fall within the category of needing a licence under the selective license provisions?

Surely this would not only be a possible fraud or contrivance, but it would also mean that the tenant would lose their tenancy rights (e.g. protection from eviction), would be unable to claim housing benefit/UC housing costs if they became unemployed, and would have to submit sets of accounts to Companies House each year. - Why on earth would any tenant do this?

I must surely be misunderstanding your suggestion.... Read More

Robert Mellors

2 weeks ago
Fed up with all the landlord bashing - What's the alternative?

With many accreditation schemes, you can be passported through the accreditation simply by proving your accreditation with another recognised scheme, so for example, my DASH accreditation also means that I can be accepted as qualifying for other local accreditation schemes, e.g. London landlord Accreditation Scheme (LLAS) and Midlands Landlord Accreditation Scheme (MLAS). If Lettings Supermarket has landlord accreditation (ARLA, NLA, RLA, etc) then just apply for the various local accreditations schemes as well.

I agree that Nottingham City Council may be acting unlawfully by insisting on DASH accreditation only, and they should be challenged on this, but in the mean-time, why not apply to DASH to get Lettings Supermarket passported through the DASH accreditation anyway, citing the other accreditations as proof of meeting the criteria.... Read More

Robert Mellors

2 weeks ago
Which Commercial lenders are hungry for business?

Getting the right advice from experts is often vital to the customer. As well as your specialism of commercial finance, this also applies to a wide range of other services, as in most instances a broker/advisor can save the customer a lot of time, effort, and money, because they have knowledge of and access to a diverse range of suppliers.
A commercial finance broker/advisor such as yourself will know where to source the best deal for a particular purchase or development project.
An insurance broker/advisor will know where to source the best insurance deal for the customer's particular requirements.
A residential mortgage broker/advisor will know the mortgage market and will be able to source the most suitable mortgage for the particular residential purchase.
A good energy broker/advisor will be able to get competitive tenders for energy supplies which will save the customer money.
A good telecoms broker/advisor will find the best deal for the customer, tailored to suit their specific needs.
A customer trying to do all of this themselves would not be able to know all possible suppliers, would not be able to co-ordinate the quotations (so that they are clear and on a like-for-like basis), and would spend an awful lot of time and effort trying to do all of this.
Many brokers/advisors (including myself) provide their expertise and quotation service for free, so the customer cannot possibly lose by asking for a quotation from a (free) broker, but they will be given the whole of market information they need (a market report), which will enable them to make the right choice of supplier for their particular business needs. If the customer then places the order via the broker/advisor, the customer benefits from the best deal for their business, and the broker earns a commission (paid by the supplier), so it is a genuine win-win.
- I'm not sure if all brokers/advisors work on that basis, i.e. the advice and quotation service is free to the customer, but I know that mine is not the only business that offers such a service for free.... Read More

Robert Mellors

2 weeks ago
Landlord's post threatening repossession?

Opening someone else's mail is a criminal offence. If you receive mail that has come open in the post by accident, then that is perhaps a different matter.

Any post you receive addressed to someone other than yourself, should be marked "Return to Sender" and re-posted. Eventually some of these will get back to the mortgage company and they will then investigate further.

If unhappy or unsettled at your address for any reason, hand in your notice to end the tenancy at the end of the fixed term and move on. This is the advantage of having a 6 month tenancy, you can move on at the end of the fixed term if you wish to do so (and have given notice etc).... Read More

Robert Mellors

2 weeks ago
Where can landlords pay £1.85pw to Nottingham Licensing?

Reply to the comment left by Luke P at 31/07/2018 - 09:43I think it is simply that the liability is perhaps transferred to the company (if they then sublet the property to tenants), so if you plan to lease the property to your own ltd company then you still end up paying.
The only way I see this benefiting the owner landlord is if they lease the property to a rent to rent company not connected with the owner landlord, (or to a council or housing association, running a rent to rent scheme, sometimes referred to as a private sector leasing scheme) so that they become the organisation that is liable for ensuring compliance. However, surely they would factor the costs into their business model and reduce the rent offer to the owner to take account of this added financial burden.... Read More