Robert Mellors

Registered with Property118.com
Saturday 26th October 2013


Latest Comments

Total Number of Property118 Comments: 1050

Robert Mellors

9:01 AM, 19th March 2020
About 2 weeks ago

£3.2m Council funding for rough sleepers to self-isolate

Where are all the properties going to suddenly appear from?

Councils have no spare housing stock, most has been sold off, and there are already thousands of people on their housing waiting lists.

Councils' emergency accommodation is full to capacity due to the steady rise in homelessness, due to Universal Credit and other issues.

So where exactly are all these hundreds/thousands of extra self-contained properties needed for self-isolation, going to come from?

Are Councils going to be able to requisition student accommodation? - ohh, no, that wouldn't work because most of that is shared accommodation, i.e. shared communal facilities, okay so perhaps hotel rooms then? - no, that is no good as they're not self-contained as there are no cooking facilities.

Any ideas, anyone?... Read More

Robert Mellors

13:22 PM, 10th March 2020
About 4 weeks ago

No housing benefit but what if they need it during tenancy?

Reply to the comment left by Highland Lass McG at 10/03/2020 - 13:11
When a letting agent advertises a property they will generally have some sort of criteria that specifies that the prospective tenant has to establish that they can afford to pay the rent. This is also a criteria for some Rent Guarantee Insurance policies. It is basically just doing the tenant referencing that you would generally do, and satisfying yourself that the tenant can afford the rent being charged. By calling it an "affordability criteria", you are not excluding anyone and instead are making it clear that you will consider applications on their own merit, and by doing this you avoid any accusation of "discrimination". Of course, most people on benefits will not meet the affordability criteria, (but there may be exceptions), so then it comes down to what Rent Guarantors they can provide (and whether they meet the affordability criteria). All of this should be put in place at/before the start of the tenancy, but I see no reason why it could not be a criteria specified for a tenancy renewal.... Read More

Robert Mellors

11:32 AM, 10th March 2020
About 4 weeks ago

No housing benefit but what if they need it during tenancy?

New claimants are extremely unlikely to get Housing Benefit, instead they will have to claim Universal Credit, and the "housing element" of UC will be paid direct to the tenant. (There are a few exceptions, but these are not likely to apply to most tenants of private landlords).

Rather than a "no Housing Benefit" clause, why not take out Rent Guarantee Insurance, and also have an affordability clause, which then enables people in receipt of benefits to prove to you that the rent is still affordable to them based on their individual circumstances. It would also be advisable to get a Rent Guarantor for any new tenant, so that if the worst comes to the worst, you can ask the Rent Guarantor to pay the rent (or any debt).... Read More

Robert Mellors

20:47 PM, 14th February 2020
About 2 months ago

Project to reduce the reluctance to rent to tenants on benefits

Lots of hot air and meaningless words such as "create an umbrella organisation", - I mean what exactly is that supposed to mean and how on earth is that going to encourage private landlords to let to "vulnerable" (i.e. high risk) tenants?... Read More

Robert Mellors

19:56 PM, 10th February 2020
About 2 months ago

Are fines to landlords disproportionate to the crime?

Reply to the comment left by terry sullivan at 10/02/2020 - 19:33
Councils can and do issue summons in the magistrates court for things they consider to be criminal offences, for example breaches of HHSRS and non-payment of Council Tax.
What makes you think Councils cannot prosecute?... Read More