Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at firstname.lastname@example.org, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at email@example.com, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
|Name of Cookie
||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
|Name of Cookie
||First / Third Party
|__utma, __utmb, __utmc, __utmt, __utmz
||Helps to understand how their visitors engage with our website
||Helps to understand how their visitors engage with our website
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
11:59 AM, 3rd December 2021, About A year ago
Sorry if I'm missing something here but which provision of the Finance Act 2015 are you referring to and how is it linked to the changes made to the house in Balham and the increase in property prices?
12:00 PM, 3rd December 2021, About A year ago
The rule finance act was a political move not a practical move. No other industries have this rule, it's designed to punish landlords not help the housing market.
Fully support getting this removed, but good luck getting it replealed or modified.
12:39 PM, 3rd December 2021, About A year ago
Completely agree with 'The Bigger Picture' The trouble is you have a government who thinks they know about housing and wants to appeal to everyone, particularly the left - most of who will not vote Tory anyway. The trouble is that this government knows nothing about the PRS they are driven by a whole bunch of left wing civil servants whose main aim is to close down the PRS and revert to council run housing departments. God knows what the other bunce of Marxists would do!! The government completely misses the point - yes we do run property as a profit making business - we do not generally make anything like as much as the green eyed civil service would have you believe, but in 90+% of cases landlords offer good sound accommodation for people who pay on time and are good tenants - its the bad apples which hit the headlines be it tenants or landlords and that taints the whole industry - the current legislation driven also by people like Shelter who have never housed anyone is way over the top, most councils are extreme left wing and will try to trip up landlords at the ,least opportunity, they see the whole situation as a cash cow and forget it is the tenant at the end of the day who pays for everything
13:07 PM, 3rd December 2021, About A year ago
Will Mr Pincher then promote the removal the property licensing schemes which dictates or restricts many landlords to offer their accommodations to many more potential tenants than is allowed by the licensing schemes, many such accommodations could help house a single tenant if it was not for the smallest room just a wee bit undersize, for instant some rooms could house two room mates but under the licensing scheme only one adult could be homed, in other cases young children where a couple rented a large room licensed for just 2 adults, and when they had a baby, they would now be classed as having 3 occupants, meaning the landlord would need to give them a notice to go as 3 persons of any age (Newham Selective licensing policy) are not allowed in a room that was licensed for 2 occupants.
So I think Mr Pincher needs to do some homework, and realise why there is a shortage of rental accommodation as selective licensing brought in many rules regarding overcrowding and anti-social behaviour, but there were many tenants who were perfectly happy to occupy sub-standard properties provided they were not being ripped off, so one pays rent according to the standard of accommodation, a run down accommodation would still perfectly house low paid workers, on a cheap affordable rents, but Selective licensing drove those away, on to streets. Would someone not rather live in a garden shed with minimal amenities, a shared toilet, a wash hand basin, and a shared bathroom, with winter heating, or would you prefer them to sleep rough in cardboard boxes on streets being kicked and urinated upon.
So Selective licensing meant many low paid renters who shared accommodations with their mates, were displaced and rents therefore went up as higher standards were expected by conditions of the Selective license, this is what in my opinion drove house prices as well as rents higher and higher.
14:09 PM, 3rd December 2021, About A year ago
Reply to the comment left by Seething Landlord at 03/12/2021 - 11:59I think he may be he is referring to buy to let Mortgage interest relief that has been taken off, so many landlords sold off and Balham property was given as a real example where a Landlord sold off as he was no longer able to get tax relief on interest so a new owner purchased that property for his own use, and no longer offered it as a rental accommodation, so what this meant was those single tenants had to find an alternative accommodations, but what business does Mr Pincher has how a new owner uses his property or how many people live in it, it is not a rental property any more, and so if it were for Mr Pincher he would say to many thousands of owner occupiers where 3 bedroom houses only house a couple as children have moved out or even where only one partner lives alone as the other may have died, I know many such properties where only one old person is living in large 3 bedroom houses which could effectively house a family of 4 to 6 person, but we live in Democracy and is Mr Pincher going to propose a bill to force single surviving partner being forced to sell his or her home to downgrade to a smaller home and disrupt his or her life that person has spent perhaps for the past 50 years of his or her life, where he has made many friends and knows the local area well and everyone knows him or her.
It is the failure of his Government who have not kept up with more affordable housing, and he is now looking to alleviate housing shortage on underoccupied houses accommodating fewer people mainly owner occupiers. This is nothing but totalitarianism.
16:08 PM, 3rd December 2021, About A year ago
Reply to the comment left by Mike at 03/12/2021 - 13:07I wonder how many rooms just under 6.5 sq m are out there that can no longer be let because of licensing rules.
Many tenants were more than happy with those smaller rooms (which were more affordable), but now they have to stand empty whilst tenants cant find accommodation.
Mr Pincher: How does that make any sense at all?
16:12 PM, 3rd December 2021, About A year ago
Section 24 finance cost restrictions, together with SDLT and CGT surcharge rates on residential property in the PRS, are part of government's long term goals:
- Driving out smaller landlords to increase professionalism
- Enact the policies promoted by Shelter and Generation rent, on the basis that there are more renters than landlords, so more potential votes
- Use the above to tax the PRS at a higher rate while refusing to accept that active landlords should be treated to the same benefits and exemptions as other businesses
All this while stoking property prices with SDLT holidays and support for large property developers - yes, the guys who installed unsafe cladding and put everything on leases with unsustainable service charges.
16:24 PM, 3rd December 2021, About A year ago
Reply to the comment left by Freda Blogs at 03/12/2021 - 16:08And how many garden sheds that could be converted to a small self contained annex, to house tenants as a living accommodation but planning permission is refused, would that not alleviate housing shortage?
17:00 PM, 3rd December 2021, About A year ago
Reply to the comment left by Mike at 03/12/2021 - 14:09Yes I thought he was probably referring to s24 but he did not specify that and did not say that the sale of the house in question had anything to do with the loss of tax relief on the mortgage interest.
If you remember, the justification for the introduction of this measure was that it would level the playing field and stop investors snapping up properties that would otherwise have been available to first time purchasers. Arguments for and against that proposition have been rehearsed ad nauseam. The reality is probably that highly leveraged private investors were the real target and I suspect that those who were severely affected have now either sold up, incorporated or reduced their borrowing to a level which can be supported under the current rules. New purchases since 2015 will almost certainly have been made through limited companies so the argument for repeal of s24 becomes weaker year on year.
Mark Alexander - Founder of Property118
21:24 PM, 3rd December 2021, About A year ago
This is all a matter of opinion, but opinions I share with you for sure!