Freda Blogs

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Wednesday 10th July 2013

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Total Number of Property118 Comments: 301

Freda Blogs

20:50 PM, 19th January 2022, About 3 days ago

Major works gone bad - Decisions?

Presumably the Freeholder's surveyor has Professional Indemnity Insurance? Can that be claimed against - by you or the freeholder?... Read More

Freda Blogs

17:17 PM, 8th January 2022, About 2 weeks ago

Don't use the 'L' word

Most of this thread focuses on the first part of the article - about our title. However, subsequent paragraphs are more of interest to me, regarding the rest of the message that it is being sent out by the author, using his platform to support the landlord community against its constant and unnecessary vilification, which is to be commended. I wish there were more voices that did that, unlike the lightweight and largely ineffective messages being churned out by NRLA et al.... Read More

Freda Blogs

11:38 AM, 7th January 2022, About 2 weeks ago

Avoiding the additional stamp duty by transfer of deeds?

"It may sound like I am trying to have my cake and eat it, while also insuring myself against risk"

You may need to reconsider that statement. I can’t comment on the accounting aspects of your question, but regarding your Scottish property, you say it is let, still on a residential mortgage. Aside from the fact that letting is probably against your mortgage Ts&Cs, I believe that any insurance policy will also be invalid as a result and will not pay out – so actually you are running much higher financial risk by not regularising that mortgage and obtaining proper insurance cover.... Read More

Freda Blogs

15:42 PM, 23rd December 2021, About 4 weeks ago

Freda Blogs

11:43 AM, 15th December 2021, About a month ago

Law student sues landlord - But wait?

I had similar thoughts when I first read the article about the student suing his landlord, and agree that there should be sanctions for breach of contract - that is what the law is about.
However, the government, the justice system, the police, councils and various other authorities and organisations such as Shelter et al seemingly have no regard whatsoever for breach of contract when it comes to tenants, and knowingly allow and facilitate such breaches against landlords to occur, such as non-payment of rent, trashing property etc with no consequences.
I’m sure I speak for many landlords that we just want to be treated fairly, with an even-handed system that acknowledges the rights of both parties to a tenancy agreement.
I am all for rooting out rogue landlords but also rooting out rogue tenants – the latter seldom seems to happen and meanwhile good landlords get thrashed with the ever increasing amounts of legislation, financial penalty etc and constant vilification in the media. Small wonder that so many of us are leaving the PRS.... Read More