Several buy to let lenders have rolled out updated borrowing choices aimed at supporting landlords with lower fixed mortgage rates and improved options. Dudley Building Society has introduced a selection of locked-in interest periods for two and five years covering BTL, holiday lets and expat deals. Highlights include a BTL five-year fixed deal with 70% […]

Mystic Mortar’s Landlord Horoscope Edition: Friday 5 September 2025 Welcome, star-gazers and key-holders. The nights grow longer and the skies whisper of fresh starts. Take this as playful guidance, not professional advice. Entertainment only, lovely UK landlords, though the cosmos does admire a well-timed tenancy renewal and a steady flow of rent. Astrological Snapshot – […]

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in India. On a rainy morning in Lucknow, residents opened their doors to a sight they could not quite process. Standing in the corridor outside a fourth-floor flat was a full-grown cow, calm but clearly out of place. The […]

The Housing Minister, Matthew Pennycook, has confirmed fees to register for the landlord database will consider the burden on landlords. Mr Pennycook also claims the Private Rented Sector (PRS) Ombudsman will not be able to make a profit and the fee will be “proportionate and good value”. As previously reported on Property118, the government has […]

Almost double the number of asylum seekers are living in taxpayer-subsidised rented homes compared to hotels, the Daily Mail has revealed. By the end of December, 38,000 asylum seekers were housed in hotels, costing £5.5 million every day. However, 66,000 have been placed in ‘dispersal accommodation,’ primarily shared private rentals. The Home Office claims this […]

Angela Rayner, the deputy prime minister and housing secretary, has confessed to underpaying stamp duty on a Hove flat purchase, saying her mistake was down to flawed tax guidance. She has voluntarily referred herself to the Independent Adviser on Ministerial Standards to address the issue. In an emotional interview on Sky News’ Electoral Dysfunction podcast […]

Politicians and industry bodies warn proposed energy-efficiency rules for Scotland will damage the private rented sector (PRS) and hurt tenants. The Scottish government have proposed plans for all PRS properties to meet EPC Heat Retention Rating (HRR) band C by 2033 and 2028 for new tenancies. However, the Scottish Conservatives, the Scottish Association of Landlords […]

Growing numbers of parents are becoming landlords to ease the financial burden on their university-attending children, research reveals. Mortgage brokers Alexander Hall has found that investing in properties near top UK universities offers improved affordability and savings compared to renting from a student landlord. The research examined mortgage costs across postcodes of the top 100 […]

The UK’s private rented sector is under unprecedented strain, with suburban towns bearing the brunt of a growing shortage of homes to rent, data reveals. According to SpareRoom, in places like Sale, Oldbury and Bootle, competition for rooms has reached critical levels, with nearly nine people vying for each available space. This marks a stark […]

A left-wing think tank is calling for councils to be granted new powers to prevent landlords from profiting from Right to Buy. As previously reported by Property118, think tank Common Wealth blames the Right to Buy scheme for worsening the housing crisis. However, the think tank has now listed policy recommendations, including new powers for […]

Over the past month, Property118 readers have been gripped by our UK series of bizarre landlord and tenant stories, from dogs left behind to scam tenants and makeshift living-room swimming pools. The engagement in the comments and newsletters has been phenomenal, proving that sometimes truth really is stranger than fiction. For the rest of this […]

Labour’s plan to impose National Insurance (NI) contributions on rental income could see UK landlords paying £885 per property each year, research from Inventory Base reveals. The study of the policy under consideration by Chancellor Rachel Reeves for the upcoming Autumn Budget estimates the impact of a proposed 8% NI rate. The average UK landlord, […]

Most landlords are familiar with buy to let mortgages, but fewer understand what commercial finance means in practice. Many assume it is only for large companies with offices or factories. In reality, commercial finance covers a wide range of borrowing options that are directly relevant to landlords, especially those with portfolios or more complex circumstances. […]

The Scottish government has announced an action plan to end the housing emergency, including implementing Awaab’s Law by 2026 and spending millions of pounds on affordable homes. Housing Secretary Màiri McAllan says the government is focusing on three key areas: ending children living in unsuitable accommodation, supporting the housing needs of vulnerable groups, and promoting […]

The best destination for landlords wanting the highest yielding university locations has been revealed by Paragon. The lender’s analysis of mortgage data from the last two years points to Stoke-on-Trent as the number one destination for student landlord investment. The city, home to Staffordshire and Keele universities, delivers an impressive average yield of 9.42%, slightly […]

Sixteen letting agencies in one London borough have been slapped with penalties totalling more than £100,000 for flouting tenant protection regulations, putting renters’ financial security at risk. The violations, which include breaching Client Money Protection rules and failing to display transparent fee structures as required by the Consumer Rights Act 2015, have led to a […]

HMO landlords are reaping an average gross annual income of £120,283, nearly double the £61,846 earned by their non-HMO counterparts over the past year, research reveals. The study by Aldermore reveals that HMO landlords dominate the upper echelons of rental income. It found that 30% of HMO landlords reported gross earnings of between £100,000 and […]

Anti-landlord rhetoric from politicians is to blame for the landlord exodus in Scotland, claims the Scottish Association of Landlords (SAL). New figures revealed by The Herald show that more than 30,000 landlords have left the private rented sector in Scotland since the Covid pandemic. SAL is calling for the Scottish government to invest in the […]

When a landlord carried out a routine mid-term inspection, they expected the usual checks on smoke alarms and décor. Instead, they opened the door to find a living room filled with cages, tanks and enclosures – a veritable menagerie of animals including snakes, lizards, parrots and even a raccoon. The discovery The tenancy agreement had […]

Generation Rent has accused landlords of ‘rigging the system to line their own pockets’ after findings revealed councils are spending millions of pounds in one-off incentive cash payments to private landlords to house homeless people. Generation Rent sent a Freedom of Information (FOIs) request to 32 London councils who provide statutory homelessness services and the […]

A Labour proposal to apply National Insurance contributions to rental income could be the ‘final nail in the coffin’ for private landlords, critics say. The move will reshape the UK’s private rented sector with a dwindling property supply and soaring rents. The plan, aimed at addressing a £40 billion public finance shortfall, targets landlords’ ‘unearned […]