Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
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||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
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- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at firstname.lastname@example.org, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at email@example.com, or using the contact details below in section 14.
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- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
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- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
17:12 PM, 16th October 2018, About 5 years ago
Some posters have commented that those not pledging should give their reasons why, so here are my reasons for not pledging. Two of my properties are company lets and rented out as serviced apartments. One of my properties has a good long term AST tenant but I plan to sell this property in 2 years time to pay off a mortgage. Another property also has a very good long term AST tenant, no deposit has been taken and I pay no agency fees and he has been there 7 years, and if and when he leaves this property will also be sold. My other property, which is a holiday let in an historic market town, is going very well. In spite of high agent's fees, around 20% of bookings income, this property should deliver about double what I would get on an AST. I am sympathetic to the new landlords' body but do not feel that they can do anything for me which I am not already doing for myself.
Old Mrs Landlord
17:48 PM, 16th October 2018, About 5 years ago
Reply to the comment left by Mick Roberts at 16/10/2018 - 16:20
It's a mystery why these blameless model tenants Shelter keep telling us about aren't just snapped up by another private landlord, isn't it?
18:32 PM, 16th October 2018, About 5 years ago
Like you SilverSurfer I am not remotely affected, as of now, by any of the issues that the Landlords Alliance will be lobbying about apart from that of tax relief which any of us with BTL mortgages would surely love to see restored. However I identify with other landlord's concerns and of course think Shelter's utterings need to be challenged. Consequently for a measly £100 I'm in. I believe we need to stick together and support someone who will take up the cudgels not just say "doesn't affect me" which appears to be your stance. A great shame you feel that way.
20:46 PM, 16th October 2018, About 5 years ago
Every Landlord should be grateful for people like Richard who may not be affected to the extent others are. Despite this Richard and landlords like him see the bigger picture. The Apathy i alluded to earlier is evident here with other landlords posting and giving us reasons why they wont spend £100 on a cause which should concern all of us. I with 3 other landlords personally paid £2000 for barrister report on the liverpool situation. Unfortunately we were out of time for a JR. We lost the money but who cares. We accept that we will have landlords who post here but do little else. The most important thing is that those who pledged are passionate and prepared to fight. Id rather have one of these pledges that then whingers consumed with negativity.
21:13 PM, 16th October 2018, About 5 years ago
Reply to the comment left by Larry Sweeney at 16/10/2018 - 20:46
Larry, the fact some professional landlords are expressing concerns about your tone, language and aggressive stance does not make them 'whingers', negative or any of the other derisory accusations you have made. When I expressed concern that your first tweet called for the cessation of foreign aid you indicated that it was only a tweet. That wasn't a useful response at all. You can't assume all landlords share your personal political agenda. I agree wholeheartedly that as landlords we need to up our game to get our message across. I just don't think what I have seen so far from the Alliance portrays us as a professional, intelligent and reasonable group
21:48 PM, 16th October 2018, About 5 years ago
I do not expect all of us to share the same politicial views. I have made it abundantly clear that the Alliance is not the NLA/RLA. We have not presided over nor played any part what so ever in the so called lobbying that landed us with sect 24 ,The new Uk accounting standard. Nor have we pretended to lobby against flawed licensing schemes then jumped in to bed with councils. Forget about about worrying about our tone or agressive stance. I personally would be far more worried about sect 24, possible loss of sect 21, £30k fines without due process. Corbyn and his mad plans for rent caps. If you do not wish to join the Alliance Annie Great, I wish you well but please refrain from attacking us for our agressive stance. We will do what ever it takes irrespective of what you think to push back against the onslaught the PRS and we dont have time to get bogged down with Trivia. As they say "you can please some of the people some of the time and all of the People" etc. Let us get on with the job and save your comments for the organisations which have let you down
We have not let you down at all and as you are not a member, I suggest you take serious issue with the bodies who purport to represent all of us and who have failed miserably. Annie that is not being agressive or attacking you. I am simply stating the facts. Sect 24, Landlord licensing, the eviction process, Shelter, calls for scrapping Sect 21, calls for rent controls, £30k Fines without due process etc etc and you are upset by our language. Get real.
Old Mrs Landlord
23:02 PM, 16th October 2018, About 5 years ago
Reply to the comment left by Larry Sweeney at 16/10/2018 - 21:48Larry you and others asked for the reasons why not everyone who reads this thread has pledged membership of the alliance you are setting up. In response several of us have expressed our honest differences of attitude and approach. This does not mean that we do not feel the injustices just as keenly, that we are not in sympathy with many of your aims or that we are too mean or selfish to contribute £100. The exchanges on this thread have shown no evidence that you engage in rational debate but rather, simply dismiss views that are not aligned with your own as tosh, twaddle and trivia. You now even appear to be blaming landlords' associations for George Osborne's Section 24! You asked for our reasons for not joining, some of us have given them and you have posted your reaction. As far as I am concerned our dialogue is now closed. You have many supporters in your endeavour and I wish you well with it but cannot give it my personal support.
23:18 PM, 16th October 2018, About 5 years ago
Reply to the comment left by Larry Sweeney at 16/10/2018 - 21:48
Larry, I don't know if you were on this forum when S24 was first promulgated but if you were you will remember the massive campaign that was conducted to try to stop it, with letters to and meetings with MPs, petitions to parliament, detailed evidence to the parliamentary committee considering the Finance Bill (that was ignored), the Ros report, publicity via all the local landlord associations, an application for judicial review, dire warnings about the consequences - all to no effect.
Are you including the Property 118 campaign, which was as I recall supported to some extent by the RLA/NLA, in what you describe disparagingly as the "so called lobbying that landed us with sect 24"? What can you do that was not done then and why do you think you will have any more chance of success?
My perception is that most have accepted that S24 will only be repealed when the chickens have come home to roost and Government are confronted with a housing crisis that can be dealt with in no other way. Sorry if this sounds negative but it's my take on reality and explains why some of those who can take steps to mitigate the effect of S24 have already done so, in many cases at great financial and personal cost.
8:55 AM, 17th October 2018, About 5 years ago
It is no just a question of a measley £100 it's whether you truly believe in the cause. I do support charities and tend to support underfunded charities like Mind, and ignore the well funded heart, cancer and animal charities. This does not mean that I am unsympathetic to people suffering with cancer or that I would ever be cruel to an animal.
Most landlords now realise that we are now operating in a very hostile environment. They also realise that the best days for being a standard BTL landlord are over. Organisations like Shelter will continue to attack private landlords and government bodies will do very little because at the end of the day this will just draw attention to the dismal failure of this government (and previous ones) to build sufficient affordable housing. IMHO the situation will get worse not better. The government needs to raise some taxes to 'end austerity' and the PRS is an obvious target. The government refuses to accept the reality that increasing taxes on landlords not only increases rents for the tenants but diminishes the supply
Many landlords are already changing their business models to take account of the new environment we operate in. Some are selling up completely. Some are selling part of their portfolio to pay off existing mortgages. Some are letting to companies. In suitable areas some are moving over to more favourably taxed holiday lets.
You don't have to personally own BTL properties to invest in property. The capital gains tax regime is crippling for a higher rate tax payer. There are property funds which invest in residential properties which will give a secure and rising income and some capital growth. There are also investments like Tritax Big Box REIT which invests in warehousing space and rents out to big on-line companies like Amazon. All these types of investments will benefit from the £11,700 per annum tax free CGT allowance. In any case the maximum CGT rate will be 20% and not 28%. Of course many of these investments could be in an ISA and no tax at all on income or capital gains.
9:05 AM, 17th October 2018, About 5 years ago
Reply to the comment left by at 17/10/2018 - 08:55
But you all *do* truly believe in the cause...just, it seems, not the method.
Pledge. Don't concern yourself in the meantime. Await a result. Worst case = loss of that measley £100...
If it doesn't work out, you can have the pleasure of saying, "I told you so!" That's gotta be worth £100 on its own if you feel so strongly, no?
If we are successful, you'll happily reap the rewards though, won't you?!