Seething Landlord

Registered with Property118.com
Thursday 1st August 2013


Latest Comments

Total Number of Property118 Comments: 285

Seething Landlord

21:36 PM, 15th December 2018
About A day ago

Negative equity - are the banks responsible?

Because 1: there has been no breach of contract by the lender.2: they owed you no duty beyond lending you the money and managing your account efficiently 3: even if you were able to establish breach of an implied term, you could never prove that your losses were a direct consequence of the breach because there are so many other causes intervening. I am sure that their lawyers would also find plenty more grounds on which to defend any claim.... Read More

Seething Landlord

16:55 PM, 15th December 2018
About A day ago

Negative equity - are the banks responsible?

Reply to the comment left by Gwen Davies at 15/12/2018 - 15:50
Gwen, you are like a dog with a bone. How many times do you need to be told that your argument has no legal merit whatsoever?... Read More

Seething Landlord

13:14 PM, 14th December 2018
About 2 days ago

And the landlord vote goes to - ?

Many of the comments demonstrate the problem with the "first past the post" system - it leaves vast swathes of the electorate without proper representation at a national level and makes it virtually impossible for minority parties to have any impact at all. The best they can hope for is to hold the balance of power or join a coalition but look what happened to the LIb Dems - a few years of influence followed by virtual annihilation. The trouble is that all other forms of democracy have their drawbacks and in the end it is ours that probably gives the best chance of stable government. I usually vote for the individual rather than the party, bearing in mind that MPs are supposed to represent the best interests of all their constituents and some will do this better than others.... Read More

Seething Landlord

18:57 PM, 12th December 2018
About 4 days ago

Negative equity - are the banks responsible?

Reply to the comment left by AA at 12/12/2018 - 18:49
That reminds me of Tony Hancock going to the bank and demanding that they produce his £1 note which he had marked with his initials before entrusting it to their care.... Read More

Seething Landlord

18:51 PM, 12th December 2018
About 4 days ago

Negative equity - are the banks responsible?

Reply to the comment left by Gwen Davies at 12/12/2018 - 18:25
I should have referred to the Consumer Rights Act (not "Protection"). I have not been able to find a Consumer Credit Act 2015, does it exist? If as I assumed, you are referring to S49 of the Consumer Rights Act, you need to read it in conjunction with S48, which defines the types of contract to which the whole chapter, including S49, applies - the words "every contract" in S49 cannot be taken out of context, they mean "every contract to which this part of the Act applies". I note that your quote mentions "lender" rather than "trader" and if there is some legal provision with that wording I'd be interested to know, if not, what is the source of your quote?... Read More