Seething Landlord

Registered with Property118.com
Thursday 1st August 2013

Insures properties through a broker recommended by Property118
No


Latest Comments

Total Number of Property118 Comments: 427

Seething Landlord

15:52 PM, 24th February 2020
About 9 months ago

Upstairs refuse to claim on their insurance for damage?

Paul, your neighbours claim is against you, not against your insurers, who are correct in saying that the damage to the neighbour's property will not be covered under your policy. What should be covered under the liability section of your policy is your legal liability to your neighbour in respect of the damage which is a totally different matter. You have correctly notified your insurers of the potential claim and the fact that they misunderstood what you were asking should be sufficient to overcome any allegation of delay in notification. You need to read the policy conditions carefully to make sure that you comply with them but normally the requirement would be that you tell them immediately of any claim against you and pass on any correspondence unanswered for them to deal with. Do not attempt to negotiate with your neighbour or make any admissions as this will almost certainly put you in breach of your policy conditions. Contact your insurers again, outline the situation, making it clear that your neighbour believes that you are legally liable to compensate him for the damage and ask them whether they will contact him or if not, how they wish you to respond to him. At the risk of repeating myself, you are not making a claim under your policy for damage to your neighbour's property, you are claiming to be indemnified in respect of your legal liability to him.... Read More

Seething Landlord

15:42 PM, 24th February 2020
About 9 months ago

Upstairs refuse to claim on their insurance for damage?

Reply to the comment left by Pauly at 24/02/2020 - 13:56Paul, your neighbours claim is against you, not against your insurers, who are correct in saying that the damage to the neighbour's property will not be covered under your policy. What should be covered under the liability section of your policy is your legal liability to your neighbour in respect of the damage which is a totally different matter. You have correctly notified your insurers of the potential claim and the fact that they misunderstood what you were asking should be sufficient to overcome any allegation of delay in notification. You need to read the policy conditions carefullyfully to make sure that you comply with them but normally the requirement would be that you tell them immediately of any claim against you and pass on any correspondence unanswered for them to deal with. Do not attempt to negotiate with your neighbour or make any admissions as this will almost certainly put you in breach of your policy conditions. Contact your insurers again, outline the situation, making it clear that your neighbour believes that you are legally liable to compensate him for the damage and ask them whether they will contact him or if not, how they wish you to respond to him.... Read More

Seething Landlord

12:43 PM, 21st February 2020
About 10 months ago

Rental deposit amounts compared to economic investment

This article is economically illiterate. The money held as tenancy deposits is not stashed away under somebody's bed but will be in a bank account and reinvested by the financial institution wherever it will give them the best return i.e. the money remains in circulation.... Read More

Seething Landlord

0:37 AM, 27th January 2020
About 10 months ago

Serving Section 21 during fixed term - right or wrong?

The opening words of section 14 of this agreement are: "after the expiry of the tenancy" and as it does not expire until 31st August, that is the earliest date on which the landlord could regain possession. The subsidiary clauses are all subject to the tenancy having expired and do no more than incorporate into the agreement the standard conditions for service of a section 21 notice. Under section 21 he does not have to give a reason but he does have to give at least two months notice and then obtain a court order for possession if the tenant does not vacate voluntarily.... Read More

Seething Landlord

17:40 PM, 24th January 2020
About 10 months ago

New electrical checks and safety standards for Landlords

Reply to the comment left by Badger at 24/01/2020 - 17:10I think we are all aware that at present there is no requirement to update the installation to meet current standards as long as it is safe. The problem is that the draft regulations appear to change that situation and that is what this discussion is all about.
Regarding competence to carry out inspections I suggest that you read the explanatory memorandum.... Read More