My house burnt down – landlord insurance question?

by Readers Question

9:10 AM, 17th October 2023, 3 years ago 18

Categories:

Advice Insurance Landlord News Landlord News Landlords Questions

Hello, I would be grateful for any advice from anyone who has had a similar experience or knows anyone who has. We experienced a fire at one of our rental properties recently, thankfully all regs’ were adhered to and no one died. The fire has destroyed the majority of the house. The fire service, police and council are aware of the incident.

My question surrounds insurance claims. I have heard how insurance companies try to avoid payment and wondered if anyone has advice on the common pitfalls to avoid when making a claim. In particular, I hear that they often try to reduce the claim, by suggesting the insurance rebuild declared value has been undervalued. How can one validate the rebuild value stated on the policy at the outset of the policy application?

Thanks,

Phil

Share This Article

Tags: fire damage, fire insurance claim, Fire Safety, insurance claim tips, rental property fire

18 comments on this article

Comments are for Members. Sign in or join free below to read them and have your say.

Have Your Say

Every day, landlords who want to influence policy and share real-world experience add their voice here. Your perspective helps keep the debate balanced.

Not a member yet? Join In Seconds