10:44 AM, 9th March 2021, About A year ago 13
I own a first-floor leasehold flat in a converted detached building containing 2 x 2-bed s/c flats. The freeholder owns and lets the ground floor flat and is responsible for the Buildings Insurance for which I am obliged to pay 50%
For the past 20 years, I have had issues with the Insurance (the first 13 years the building was insured as a 4 bedroom detached house) – The building was originally built as a shop with accommodation on the first floor.
Other than the freeholders own assurances that the Building is correctly Insured, the policies I have been able to see do not mention Freehold/Landlord Insurance
Can anyone tell me if there is a specific type of Insurance the freeholder should provide as I am concerned that the policy has not been valid?
The policy appears to be a standard domestic residential policy.
Please Log-In OR Become a member to reply to comments or subscribe to new comment notifications.
Next ArticleCan I withhold tenant access temporarily?
|“Account”||means an account required to access and/or use certain areas and features of Our Site;|
|“Cookie”||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;|
|“Cookie Law”||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;|
|“personal data”||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and|
|“We/Us/Our”||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.|
|Name of Cookie||Purpose||Strictly Necessary|
|JSESSIONID||Used only to collect performance data, with any identifiable data obfuscated||No|
|__cfduid||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.||Yes|
|Name of Cookie||First / Third Party||Provider||Purpose|
|__utma, __utmb, __utmc, __utmt, __utmz||First||Helps to understand how their visitors engage with our website|
|_fbp||First||Helps to understand how their visitors engage with our website|