Jason McClean

Registered with Property118.com
Wednesday 11th June 2014


Trading Status

Providing essential rental accommodation since

Number of rental properties owned
6 - 10

Insures properties through a broker recommended by Property118

Rating of Broker (1 - 5 where 5 is the highest)

Review of Broker
Price and service - I must disclose, I supply the insurance scheme though through www.thehomeinsurer.co.uk

Latest Comments

Total Number of Property118 Comments: 135

Jason McClean

14:23 PM, 27th July 2020
About A week ago

Can I use my own solicitors regarding builders breach of contract?

Hi Jenny

I work in insurance, not the legal profession; however, I would suggest you speak with your legal expenses insurance provider and do your best to come to an arrangement with them.

Most legal expense policies I am familiar with will advise that you use their panel of solicitors and can only use any others with their permission in advance.

Try to work within the framework of your policy, I would think that is the best way to get the matter resolved as quickly as possible.

I hope this helps and you get satisfaction soon.


Jason... Read More

Jason McClean

15:06 PM, 21st May 2020
About 3 months ago

Are rent guarantee policies still being offered?

Hi Aydin

The Government has banned the eviction of tenants. All the rent guarantee policies I am aware of will only consider paying out when the eviction process has started.

So currently these policies cannot be used. You cannot meet the claims criteria due to the legislation preventing evictions.

The FCA says we need to treat customers fairly and not to sell worthless policies that cannot be used or have no value. Selling a rent guarantee policy currently in my opinion is selling an insurance product you cannot use and is not treating you fairly. I know a lot of other providers think the same, hence your reaction in the market when you ask to buy it.

There may be some brokers or insurers still selling these policies but there is absolutely no point buying it unless you can use it. Read the documents for conditions required for making a claim before buying.

On a broader topic, as well as working in insurance, I have been a landlord for 22-years with multiple properties. I have never once come across a situation when rent guarantee insurance would have worked for me. I am the opposite of you, I would never dream of buying one of these policies now or int he future, I think they are a waste of money. The reason I say that is if your tenant meets the acceptance criteria, then the chance of them ever defaulting is so small it is in my opinion not worth insuring against.

I hope this helps.... Read More

Jason McClean

15:56 PM, 6th April 2020
About 4 months ago

Landlords Insurance - Landlords Buying Group

Hi Badger

Please fill in the form linked here on 118 or call me directly at The Home Insurer - Jason McClean 01832-735388. Happy to help if I can.... Read More

Jason McClean

17:52 PM, 3rd April 2020
About 4 months ago

Landlords Insurance - Landlords Buying Group

Hi SimonP

Sorry to hear this. I'll not make excuses for Discount but can advise they are no longer first choice provider here due to various reasons. Normally competitive, but not in your case. If I can help, please email me on jason@thehomeinsurer.co.uk, will do my best to match/beat last year's price from Discount.... Read More

Jason McClean

12:41 PM, 17th March 2020
About 5 months ago

Landlords Insurance - Landlords Buying Group

Hi John

Good to talk to you just now and I hope our conversation cleared up any confusion. Just to confirm:

* The Home Insurer and Discount Insurance facilitate landlord insurance quotes and policies for 118
* Both pay commission to 118 as a result of any business placed to support the valuable work of 118
* The Home Insurer is the primary contact for insurance enquiries and we will direct enquiries to Discount Insurance if appropriate and best market for your insurance

Happy to talk through at any time and look forward to working with you and other landlords to try and save money and improve policies.... Read More