Jason McClean

Registered with Property118.com
Wednesday 11th June 2014

Location
Thrapston

Trading Status
Company

Providing essential rental accommodation since
2000

Number of rental properties owned
6 - 10

Insures properties through a broker recommended by Property118
Yes

Rating of Broker (1 - 5 where 5 is the highest)
5

Review of Broker
Price and service - I must disclose, I supply the insurance scheme though through www.thehomeinsurer.co.uk


Latest Comments

Total Number of Property118 Comments: 112

Jason McClean

14:58 PM, 14th September 2018
About A week ago

Landlords Insurance - Landlords Buying Group

Reply to the comment left by Maggie Howell at 14/09/2018 - 11:33
Hi Maggie

I am glad that Discount Insurance did beat your price, even from a very low starting position. In terms of being pushy, the landlord insurance market is very competitive and most brokers will operate a call as soon as they can policy to try and speak with the customer. By speaking with you, they can apply best terms. Once they are told a price they have to beat, they can use their relationship with insurers to invoke a price match or beat agreement, which is what happened here. And also possibly what happened in the other case mentioned here by Mellors - knowing the price to beat gives the broker the maximum opportunity to discount price to win the business.

Nonetheless, I have passed your comments on to Discount and asked them to approach customers more sensitively.

I hope that explains it and if I can help any further, please let me know.

Best

Jason... Read More

Jason McClean

11:06 AM, 14th June 2018
About 3 months ago

A tenant's request to let spare room?

Hi Timothy

You will need to note the change to your insurer - they may classify as lodger or sub let depending on who they are. Best to let them know though!

Best

Jason... Read More

Jason McClean

9:59 AM, 5th June 2018
About 4 months ago

Thunderstorm damage demand by leaseholder?

Hi Sat

You cannot insure the tenant's contents as they do not belong to you. He needs to make a claim on his own insurance.

The maintenance issue is between you and the tenant, that is a much more subjective issue - not something I can help with I'm afraid.

Best

Jason... Read More

Jason McClean

8:46 AM, 3rd June 2018
About 4 months ago

Property insurance - Change of tenant circumstance?

Yes, change of tenant circumstance should be noted as risk will change. If you don't notify the insurer and then have a claim, be prepared for it to be rejected.

We don't charge for mid term adjustments - no fees - just whatever change in risk premium will be passed on. Read the small print on your quotes before buying to see if you are charged for mid term adjustments. Low cost policies will normally always have high mid term adjustment fees - they will try to make their money that way.... Read More

Jason McClean

17:31 PM, 31st May 2018
About 4 months ago

Property insurance - Change of tenant circumstance?

Hi Kate

Both - if there is a change of tenant, you need to let your buildings/contents insurer know. If you don't then any future claim could be refused. It is very serious.

In terms of rent guarantee insurance, as long as the new tenant meets all referencing requirements, then you should be fine, but good practice to advise the insurer with new names etc.

Hope this helps.

Jason... Read More