14:59 PM, 22nd December 2022, About 9 months ago 9
An Agent has forwarded an application to me for consideration:
A 21-year-old to rent a flat. In a job since July so financially on paper can afford the flat. Woking for 4 years before that apparently. Can pay own deposit and RIA.
Her foster parents are moving away but she wants to stay close to her job. (works in a nursery)
Credit history score will probably show gleaming references due to her age.
No smoker, no pets, no passport or DL.
The agent said the referencing company they use does not obtain previous employers’ references or character references and feels these questions seem a little intrusive so not something they would ask for.
Agent says guarantor not required as she will fulfil the affordability check.
Too many unknowns to progress for too much of a risk?
Everyone has to start somewhere I appreciate, but the only thing that keeps going around in the back of my mind is the lack of local family support, and that if she stopped working/lost her job she would only get the single shared bedroom LHA rate which won’t touch the sides of the full rent.
Am I reading too much into this?