Simon M

Registered with Property118.com
Saturday 27th September 2014


Latest Comments

Total Number of Property118 Comments: 55

Simon M

11:20 AM, 5th November 2020
About 4 weeks ago

Any conveyancer accepting electronic signatures?

It's not as simple. It's a high-value transaction, so a mistake (surprisingly often) in the transaction is usually expensive, and the solicitor is accountable financially to the parties and professionally to the SRA. Also, as Smartermind highlights, we're all caught by the anti-money laundering measures.
Timing is also against you. With earlier sales delayed, paper-based processes are slower for home-working, plus the Stamp Duty reduction, good conveyancers don't need to look for work.
Whilst that's all negative, I have forwarded it to my son who works in conveyancing for suggestions.... Read More

Simon M

13:02 PM, 4th November 2020
About 4 weeks ago

Tenants are a nightmare for allowing workman in - EICR?

THis rings alarm bells. Do you do any kind of inspection or have any means to know what's happening at your property? If the brother also arranges gas safety inspections, plumbers and all other trades this situation is only going to get worse.
Option D. Talk to tenant face to face - find out exactly why the tenants are difficult over access - is there a good reason. Be firm. If necessary, be there to allow the electrician in yourself. If you can't get an independent electrician in, you need to create evidence to prove the tenants are refusing reasonable access. You'll have to manage the situation until you can get them out - for which the evidence will be essential.... Read More

Simon M

12:28 PM, 9th October 2020
About 2 months ago

Family Subletting to unrelated couple?

Many lenders require the property to be let to a single family or define permitted occupiers. If you have a mortgage check its terms as your tenant could put you in breach of your mortgage. Similar mortgage conditions should also be reflected in your tenancy agreement to protect you and the lender.... Read More

Simon M

10:33 AM, 21st September 2020
About 2 months ago

Tenant insists on gas fire replacement!

These aren't normal times - due to the virus it seems likely you'll have these tenants for the winter. If they pay their rent reliably I'd try to shift the relationship between you. I'd say I was rethinking the fire and ask them if they still really want a gas fire, then replace it - the central heating isn't relevant. The tenant will be happier with what they see as their win. I'd be firm with the cooker but it must be working, so if it breaks again have it repaired quickly. In my view, better to take the certain six months' rental income. In the Spring everything should calm down and you can consider your options.... Read More

Simon M

12:17 PM, 4th August 2020
About 4 months ago

Tenant's rights after second joint tenant moved out?

For joint tenancies most tenancy agreements require "joint and several liability" which means each tenant is individually liable for all obligations in the agreement, which includes full rent. Unless the landlord has agreed to continue to accept 50% of the rent in writing, the remaining rent is still owed.
If the rooms are unequal and the smaller room is being let, the rent should be split accordingly, and there might be more interest at a lower rent. If not, the remaining tenant could choose to stay by subsidising the other room.
The landlord has behaved reasonably in response to the virus, and I suggest the best course is to approach them quickly now to discuss what they want to do and to understand the choices.
If £900 is exceptionally high for the current local market, they should be prepared to accept less. If not, then it might be better to move out for a lower rent too.... Read More