11:22 AM, 26th April 2016, About 7 years ago 15
I have a flat in a small block of 6 flats. We do not have a communal entrance or communal hallways. Each flat has its own individual front door, almost like a house. As per terms of the lease, Freeholders do not provide us with block insurance or any maintenance. We each maintain our own flat and individually insure our own flat.
I am thinking of selling the flat. Does the lack of Block Building Insurance means that my lease has a defect? In your experience would prospective buyers have difficulty getting a mortgage against my flat due to this lack of Block Building Insurance?
Does anyone have come across this before?
I appreciate any help or advice that you can give me.