BigMc

Registered with Property118.com
Sunday 22nd September 2013

Location
Surrey

Trading Status
Joint

Providing essential rental accommodation since
2006

Insures properties through a broker recommended by Property118
No


Latest Comments

Total Number of Property118 Comments: 56

BigMc

14:55 PM, 16th December 2019
About 2 months ago

Is it reasonable to ask for extra security on front door?

Hi,
My suggestion would be to ask the landlord to either let you fit the extra security/locks you require providing you give him a copy or ask if he can arrange to get the job done at your cost.
I cannot imagine why any landlord would refuse to have the security of his property upgraded for free.
If he still says no without a compelling excuse do not rent this flat unless you want a most unreasonable landlord.
Good Luck, Mike... Read More

BigMc

9:59 AM, 16th December 2018
About A year ago

And the landlord vote goes to - Please vote again

I would vote for an inconsequential "other" in order not to be classified as couldn't be bothered. I would much rather vote "none of the above" but of course they dare not offer that option...which would be much closer to democracy that the current system. I previously voted Tory but feel it is like turkeys voting for Xmas.... Read More

BigMc

12:20 PM, 15th December 2018
About A year ago

Negative equity - are the banks responsible?

Hi Gwen,
I'm sorry to say that to me this smacks of the blame culture we are in. If things go wrong it must be someone else's fault. It was entirely your choice to apply for these loans no doubt like most of us in the hope of having a profitable rental business and a secure investment for the future. When it goes wrong it must then be someone else's fault, in this case the banks and whilst it may be true to say the banks also bought into the risk I would suggest you consider:- How long have you had the properties, how much equity have you taken out over the term, how much profit have you made from the rentals and how much have you made from the rest of your portfolio? Presumably if these were made irresponsibly to you, all your loans were. Therefore, any liability on the banks part would be for your current negative equity minus all profits taken so far plus any profit sitting in the remainder of your mortgaged portfolio. If that still shows an outstanding loss, one wonders why you not only continued but expanded your business.
Good luck with your claim, Mike... Read More

BigMc

9:41 AM, 15th December 2018
About A year ago

And the landlord vote goes to - Please vote again

I would vote "other" as a protest vote so that my vote could be distinguished from "can't be bothered". Sadly we don't have the option of "none of the above" which I am sure would win. I have been a staunch Tory voter but feel now it is like Turkeys voting in favour of Xmas... Read More

BigMc

10:04 AM, 4th September 2018
About A year ago

Shelter shocked at result of 10%, no make that 4.7% or maybe zero

I, for one, would be happy to abandon all credit and suitability checks on potential tenants in favour of recommended referrals provided by Shelter.
In this way we could ensure not even the slightest whiff of any form of discrimination. This would also have the tremendous result of enabling Shelter to actually help provide shelter for someone, which many believe was supposed to be their raison d'etre.
Naturally, I would expect Shelter to stand as guarantor on all their referrals but once again this could well see far better use of their charitable income than we currently see.... Read More