Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at email@example.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at firstname.lastname@example.org, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
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||Helps to understand how their visitors engage with our website
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- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
14:06 PM, 9th August 2019, About 4 years ago
Reply to the comment left by LCH at 09/08/2019 - 12:51I would not enter into a new agreement as it is more than likely that there would be a minimum fixed term of six months (although, this period could be shorter as it is the same tenant that has already had a tenancy with you for six months assuming this is the case, however, I am not sure if this still applies if tenancy started as a joint tenancy) which would tie you in with a tenant you are not sure of and one that could default immediately after the tenancy is signed. The option of section 21 would then be out the window and you would have to wait at least four months to serve it.
You do obviously have the option of waiting until the tenant is two months in arrears and then applying to the courts using a section 8 notice however, the tenant may then get legal aid where you will be against a barrister and solicitor who will try their best to find loop holes irrelevant of how much is owed to you.
In staying with the current tenancy, you also have the option of chasing the husband for the rent as, although he has left, he is still responsible for the rent as the tenancy is in I believe joint names i.e. his name is also on the tenancy agreement.
14:41 PM, 9th August 2019, About 4 years ago
Reply to the comment left by Clint at 09/08/2019 - 14:06
Thanks. My feeling on this has been to informally agree to this, without changing paperwork, so I get rent in full or in part when she can. She'll still be paying in advance evenon the part-payment scheme. Also saves paperwork changes if they reconcile (who knows?), in the mean time keeps them both liable and similarly to avoid deposit complications when dealing with deposit return at end of tenancy.
15:00 PM, 9th August 2019, About 4 years ago
If she's paying you directly and you formalise the arrangement where she pays in two payments a month I can't necessarily see a big problem with this. It does depend upon how many children she has and how old they are.
The best tenant I ever had was a single mum with one child. She was actually an illegal immigrant but at the time we weren't obliged to run checks on right of residency and I did not find out until she left. From my point of view she was an ideal tenant. When she left I discovered she'd been claiming benefits, moonlighting, obtaining credit under false pretences and other stuff. But at the time that did not matter to me because she was polite, paid the rent when she said she would, kept the property clean, didn't upset the neighbours. She had one child.
My second best ever tenant was a single mum. She also had one child. She was also polite, also paid the rent on time and in full, never upset the neighbours, kept the property clean. She was moonlighting as well as claiming benefits (again I found out after she left); but that wasn't my problem because she was paying me directly.
I have had another tenant - effectively a single mum - partner away travelling for long periods - with 4 children. 4 children meant huge amounts of mess because of being totally overwhelmed.
So if she's a good mum with one or two children and a good track record of paying you I would have thought you have a good chance of her being a good tenant. More than 2 children and I think you have a problem.
15:32 PM, 9th August 2019, About 4 years ago
Sounds to be like she’s a really good tenant. Trying her best and communicating well with you. Probably not her fault that her circumstances have changed and I’ve had benefits tenants who didn’t out start as such initially, but everything worked out well in the end. I’d just sit tight, keep everything as it is and work with her to split the monthly rent across two payments. I wouldn’t worry about the deposit or amending the tenancy, it’s very easy to over think things sometimes. I’m sure it will all be fine.
16:04 PM, 9th August 2019, About 4 years ago
Reply to the comment left by Dylan Morris at 09/08/2019 - 15:32
I agree with Dylan on all points raised. She is being cooperative and that is a clear indication that she wants to keep on the right side of you . As long as a good and open line communication is there you have every chance of avoiding potential problems
CARIDON LANDLORD SOLUTIONS
16:19 PM, 9th August 2019, About 4 years ago
If your tenant is on Universal Credit to make you feel at ease you could apply for an APA where he Housing Cost payments are paid directly to you.
It seems as though your tenant is trying and has been honest regarding her financial situation.
If she does fall into 8 weeks or more rent arrears you will always have the option to recover your property via the Section 8 route.
16:31 PM, 9th August 2019, About 4 years ago
Reply to the comment left by julie shepherd at 09/08/2019 - 16:04
I hope that Selter et al read this as it shows that most landlords are careing people and only take action when sh*t on.
19:04 PM, 9th August 2019, About 4 years ago
Reply to the comment left by JJ at 09/08/2019 - 15:00
Tenant in question 1 child but I personally wasn't factoring numbers. As an aside I myself have 2kids, the top end of your suggestion but - 1 has complex learning disabilities so whilst not 'dirty' my house is (despite me constantly spending huge amounts of energy to counter it) messy. OH often absent too so I can relate to your 'overwhelmed' 4 kids prev. tenant. A friend has 4 kids (no disabilities) easy kids house is always tidy. I have another tenant - male, single, no kids, v v v v messy but not doing 'damage' and his deposit will cover a professional clean if needed. Not always a numbers game but I could see what you meant!
19:07 PM, 9th August 2019, About 4 years ago
Reply to the comment left by julie shepherd at 09/08/2019 - 16:04
Thanks that's my feeling too.
19:13 PM, 9th August 2019, About 4 years ago
Reply to the comment left by CARIDON LANDLORD SOLUTIONS at 09/08/2019 - 16:19
Thank you for your specific comments about APA etc (as eluded to in my initial post I have zero experience of letting to benefits claimants). Any more pointers in relation to this most welcome, specifically any pitfalls, I think if she is claiming that element then it could help both her and I to arrange this.