Clint

Registered with Property118.com
Saturday 18th April 2015

Trading Status
Joint

Insures properties through a broker recommended by Property118
No


Latest Comments

Total Number of Property118 Comments: 123

Clint

15:50 PM, 22nd August 2019
About 2 days ago

Another reason not to accept tenants on benefits: a case study

Reply to the comment left by Bernadette Hughes at 22/08/2019 - 00:08The form is a UC47 form. I cannot advise you to agree to have the rent paid to you but I personally would love to be in the position where I have the choice of the rent being paid to me. I would without hesitation request that the rent is paid to me as on a balance of risks from past experience, I would feel much safer that the rent is paid to me as, I believe the risk of not being paid by the tenant is much higher and have tried on many occasions with agreement with the tenant to have the rent paid to me but have not been successful until such time as the rent is two months in arrears.
I would be very interested if there is anyone out there who knows a method of ensuring that UC makes payment directly to the landlord on every occasion if the tenant is agreeable with this.
I have had cases in the past where tenants on housing benefit started work and did not inform me or the council and the Housing Benefit continued to be paid to me until they were found out. The council tried to recover the money from me however, I informed them that I was not aware that the tenant had started work and under the circumstances did not have to pay back the monies.
I would assume that the same would apply to UC.... Read More

Clint

22:56 PM, 21st August 2019
About 3 days ago

Another reason not to accept tenants on benefits: a case study

I do know that if the tenant was found to be fraudulent and you as the landlord knew nothing about it, you do not have to pay the rent back although from experience, the council will always try and claim the money from you and if you like many landlords are not aware of the regulation, would pay the money back.

I would expect that the same would apply to UC. With UC I would be surprised if you manage to get the money paid directly to you without the tenant being two months in arrears. I have on many a time tried to get the rent paid directly to me with the tenant's consent and it never happened for a tenant that was not two months in arrears.... Read More

Clint

21:23 PM, 21st August 2019
About 3 days ago

Another reason not to accept tenants on benefits: a case study

Reply to the comment left by Dr Rosalind Beck at 21/08/2019 - 20:51In the past, I housed many tenants who were on housing benefit where I got direct payments and many of those were there for many years. Now, it is an absolute disaster and as you say Landlords are sensibly getting out of the market.
I currently have two properties on the market where I have a buyer for one and as each one sells, I will be adding one on. Unfortunately, with BREXIT round the corner, it is very difficult to sell at present and I have only managed to get a buyer for one although, both properties are the lowest priced in the areas where I am selling.

You are very right, it certainly is not worth it anymore.

I sometimes feel my tenants are better of than me in that I am always working and they seem to have all the time in the world to do as they like and they seem to somehow be able to afford everything right up to the minute although on benefits but then on second thoughts the government has created a new society where one is rewarded with theft from landlords in payment as well as in the high tax they pay... Read More

Clint

13:36 PM, 21st August 2019
About 3 days ago

Another reason not to accept tenants on benefits: a case study

I have 13 UC tenants who are over two months in arrears out of 35 rented properties. Some are substantially more than two months in arrears, and one is seven months in areas waiting for the eviction to be completed.

One of the tenants in particular was almost two months in arrears and in fact I believe ensured that she was not two months in arrears as she knew, that it was likely that I would apply for the rent to be paid to me.

I sent the following email to UC with attachments (not included) on 29th October 2019:

Dear Sir
Please find the following attached to this email:
• UC47 Form requesting Managed Payment to Landlord & Third-Party Deductions
• Tenancy agreement
• Rent schedule showing tenant almost 2 months in arrears

I urge the person at universal credit that is looking at this case not to pay the rental element of the Universal Credit to the tenant as, the tenant has no intention of paying the rent and the tenant is contractually almost 2 moths in arrears.
Please contact me if further investigation is required however, in the meantime if necessary freeze the payments and do not pay the tenant.
Kind Regards
Xxxxxx

Following the above letter, I had no response and having contacted UC, I found that the UC assessor decided to make the payment directly to the tenant as, the tenant was not more than two months in arrears.

I then sent the following email to UC with attachments (not included) on 14th December 2018:

Dear Sir
Please find the following attached to this email:
• UC47 Form requesting Managed Payment to Landlord & Third-Party Deductions
• Tenancy agreement
• Rent schedule showing tenant almost 2 months in arrears
• County Court Judgment Against Tenant

I urge the person at universal credit that is looking at this case not to pay the rental element of the Universal Credit to the tenant as, the tenant has no intention of paying the rent and the tenant is contractually well over 2 months in arrears.
Please contact me if further investigation is required however, in the meantime if necessary, please freeze the payments and do not pay the tenant.
Please note that in my last email sent on 29th October 2018, I had informed Universal Credit that although, the tenant was almost two months in arrears and the tenant had no intention of making any payments, Universal Credit continued to make payments to the tenant without any investigation and did not inform me of anything including not confirming receipt of my email.
Kind Regards
Xxxxxx

Following the above letter, a member of staff contacted me (as the tenant was now almost 3 months in arrears), and informed me that I would get a payment on 26th December 2018 as, this was the earliest date it could be set up and the tenant was informed of this and I had also discussed this with the tenant. On 26th December 2019, the rent was once again paid to the tenant and I once again did not get it.
Since then, I followed the two stages of the UC complaints procedure and got nowhere but have yet to complain to the Director General and Amber Rudd but due to the increase of work load caused by UC and Licensing have not had the time to continue with my complaints.

To sum up, due to the flaws of UC, I did not get paid from 29th September 2018 to 25th January 2019 for this tenant and so far, it appears that nothing can be done. UC did start paying me on a monthly basis from 25th January 2019 however, the tenant has not paid any of the top ups and has built up a huge amount of arrears totalling over £5000.

If you Dr Rosalind Beck wish to use this case for any purposes, please feel free to do so... Read More

Clint

11:18 AM, 19th August 2019
About 5 days ago

£200 outstanding bill on prepayment/key meters?

Your agent is absolutely correct. I have this happen regularly. The code the utility company gives you clears the debt after which you can top up your meter... Read More