9:25 AM, 29th December 2020, About 10 months ago 5
This is a long story I will cut very short. We had an offer accepted on a house we wanted to buy, we knew the people, not overly well, but enough to trust them.
We had a lot of issues from the start of Feb 2020, things were not progressing (due to covid). We ended up having to pay for a structural engineer as the property was directly next to an old church (with bowing walls). Paid for the searches etc.
6 Months went by and nothing was being done (covid blamed/ excuse) got an extension of 2 months from Santander. Then discovered the property did not have permission to be sold as it was a 4 bedroom ‘Granny Flat’
Santander refused us any extension only up until October 28th 2020. The indemnity insurance was refused, so they had to put in an application with the council to allow the property to be sold off separately. On the 22nd of December, they were granted permission!
Thanks to Covid-19, we lost the house and can no longer get a mortgage of any kind to buy any house. (Trust me I have tried every broker and lender in the land). I am absolutely furious as it is the seller’s fault. They have cost us dearly.
Is there any way of getting the money back from what we had to spend as they were at fault for selling us a house that did not have permission?
We are the ones that have lost here as the house went straight back on the market on October 30th!
Thanks for any advice
Please Log-In OR Become a member to reply to comments or subscribe to new comment notifications.
Advice and implementation provided by a practising Barrister-At-Law with £10,000,000 of Professional Indemnity InsuranceBook Now
Previous ArticlePotential Purchase Cesspit Nightmare?
|“Account”||means an account required to access and/or use certain areas and features of Our Site;|
|“Cookie”||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;|
|“Cookie Law”||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;|
|“personal data”||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and|
|“We/Us/Our”||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.|
|Name of Cookie||Purpose||Strictly Necessary|
|JSESSIONID||Used only to collect performance data, with any identifiable data obfuscated||No|
|__cfduid||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.||Yes|
|Name of Cookie||First / Third Party||Provider||Purpose|
|__utma, __utmb, __utmc, __utmt, __utmz||First||Helps to understand how their visitors engage with our website|
|_fbp||First||Helps to understand how their visitors engage with our website|