Property turned out to be a Granny Flat?Make Text Bigger
This is a long story I will cut very short. We had an offer accepted on a house we wanted to buy, we knew the people, not overly well, but enough to trust them.
We had a lot of issues from the start of Feb 2020, things were not progressing (due to covid). We ended up having to pay for a structural engineer as the property was directly next to an old church (with bowing walls). Paid for the searches etc.
6 Months went by and nothing was being done (covid blamed/ excuse) got an extension of 2 months from Santander. Then discovered the property did not have permission to be sold as it was a 4 bedroom ‘Granny Flat’
Santander refused us any extension only up until October 28th 2020. The indemnity insurance was refused, so they had to put in an application with the council to allow the property to be sold off separately. On the 22nd of December, they were granted permission!
Thanks to Covid-19, we lost the house and can no longer get a mortgage of any kind to buy any house. (Trust me I have tried every broker and lender in the land). I am absolutely furious as it is the seller’s fault. They have cost us dearly.
Is there any way of getting the money back from what we had to spend as they were at fault for selling us a house that did not have permission?
We are the ones that have lost here as the house went straight back on the market on October 30th!
Thanks for any advice
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