Mark Alexander
Should buy to let landlords buy life insurance?
Author: Mark Alexander
15th June 2012, 14 years ago | 10
My first intentional property investment part 3
Author: Mark Alexander
15th June 2012, 14 years ago | 5
Part two of the story of my first intentional property investment
Author: Mark Alexander
13th June 2012, 14 years ago | 3
My first intentional property investment – part 1
Author: Mark Alexander
11th June 2012, 14 years ago | 15
Predictions for #Euro2012 from top sports lawyers >
Author: Mark Alexander
7th June 2012, 14 years ago | 1
What’s Hot this week on the Property Tribes Forum
Author: Mark Alexander
1st June 2012, 14 years ago | 0
Tessa Shepperson’s New “Landlord Law Made Easy” Course
Author: Mark Alexander
23rd May 2012, 14 years ago | 5
Open Letter to Tony Robbins – My Million Dollar Challenge @TonyRobbins
Author: Mark Alexander
21st April 2012, 15 years ago | 7
HMO Landlords in Norwich Celebrate ELA Victory on Licencing Fees
Author: Mark Alexander
13th April 2012, 15 years ago | 8
Insuring against the risks of non-payment of rent
Author: Mark Alexander
25th March 2012, 15 years ago | 6
Mark Alexander
Registered with Property118.com
17th January 2011
Total Posts
1,494
Total Comments
12,273
Bio
UK landlord since 1989.
Founder of Property118.com - the mission statement of which is “to facilitate the sharing of best practice among UK landlords and associated professionals”
I live in Portugal, but I am very much British with a UK property rental and development business.
Happy to be interviewed on your Podcast, your YouTube channel and other online events.
I don’t offer mentoring or training as I am semi-retired and enjoying a fantastic work/life balance, but I do comment, frequently publish articles and answer questions posted here on Property118.
Reply to comment left by Ryan Stevens at 26/10/2026 - 12:40
Reply to the comment left by Ryan Stevens at 26/10/2026 - 12:40Ryan, I agree that an S&P 500 tracker involves far less day-to-day work than managing rental properties. That is a good reason to examine what our capital and our...
Read More →26th October 2026, 2 days ago
We've now also created this free calculator https://www.property118.com/landlord-earnings-per-hour/
Read More →26th October 2026, 2 days ago
Peter, I have rerun your example at a stress-tested mortgage interest rate of 6%, including Section 24 for a landlord whose taxable rental profit falls entirely within the 40% band. The assumptions remain a £250,000 property, a £150,000 interest-only mortgage,...
Read More →Reply to comment left by billy bob at 25/10/2026 - 13:16
Reply to the comment left by billy bob at 25/10/2026 - 13:16Billy, a large inheritance can change relationships, but we should be careful about assuming it would change this woman’s character. The scenario does not say that she currently has...
Read More →Reply to comment left by John Hirst at 25/10/2026 - 12:58
Reply to the comment left by John Hirst at 25/10/2026 - 12:58John, I agree about obtaining a written opinion from specialist tax counsel. Nobody should commit their family to an arrangement of this significance on the strength of a comments...
Read More →Reply to comment left by Judith Wordsworth at 25/10/2026 - 09:16
Reply to the comment left by Judith Wordsworth at 25/10/2026 - 09:16Yes, Judith, a valid marriage could give access to the same inheritance tax exemption as a valid civil partnership. On the assumptions in the article, leaving the estate outright...
Read More →Reply to comment left by N P at 25/10/2026 - 09:33
I’ve been unable to find any legal precedents to support that argument, have you? Certainly, the legal validity of a civil partnership can be checked. My question concerns your earlier suggestion that shared bills, photographs and messages would be required...
Read More →Reply to comment left by JB at 25/10/2026 - 08:37
Your concern about ownership is well founded. Under the proposal described, the inheritance would belong to her outright. The son would have no automatic entitlement to those assets simply because they were engaged or had children together. She would not...
Read More →Reply to comment left by N P at 25/10/2026 - 08:36
The morality is precisely what I hoped readers would discuss, so thank you for raising it. The family would plainly remain wealthy after paying the tax. The father’s concern in the scenario is preserving the debt-free business, rather than whether...
Read More →Reply to comment left by John Curtis at 25/10/2026 - 07:25
Reply to the comment left by John Curtis at 25/10/2026 - 07:25Please explain more John. Let’s brainstorm your scenario.
Read More →Reply to comment left by [email protected] at 22/10/2026 - 13:43
Golfman, yes—a qualifying deed of variation can provide an SDLT exemption, so it is certainly worth considering. However, we need to distinguish two different starting points. If the son inherits the portfolio directly, redirecting it into a FIC does not,...
Read More →Reply to comment left by joe bloggs at 20/10/2026 - 06:18
Reply to the comment left by Joe Bloggs at 20/10/2026 - 06:18Correct
Read More →Reply to comment left by [email protected] at 19/10/2026 - 12:06
Reply to the comment left by Annabel Blake at 19/10/2026 - 12:06Annabel, transferring ownership in stages may be possible, but the crucial point is that **the houses belong to your company**. The tax consequences are therefore different from those of...
Read More →Reply to comment left by [email protected] at 18/10/2026 - 10:34
Reply to the comment left by Denise G at 18/10/2026 - 10:34Denise, you have understood the main point correctly, and I should have explained it more clearly. There are arrangements designed to help families manage this, which should offer you...
Read More →Reply to comment left by PAUL BARTLETT at 17/10/2026 - 16:38
Reply to the comment left by PAUL BARTLETT at 17/10/2026 - 16:38I have another example. In 1973 my parents purchased the home I grew up in for £3,000. We moved out when I was aged 17 but I've always had...
Read More →Reply to comment left by PAUL BARTLETT at 17/10/2026 - 16:38
Reply to the comment left by PAUL BARTLETT at 17/10/2026 - 16:38Paul, your calculation at 4% is correct, but I would question the assumption that 4% adequately represents the historical growth experienced by someone who has owned property for several...
Read More →Reply to comment left by Nitzan Marinov at 12/10/2026 - 20:17
Thank you, Nitzan. I don’t think you are being naïve. The findings deserve to reach policymakers, and we are relying on our members and other media to help spread them. Our contribution is to gather the evidence, publish it openly...
Read More →Reply to comment left by Lucas Radebee at 07/10/2026 - 13:56
Was that a rent to rent deal with a “wannabe” straight off a Get Rich Quick training course, or with a genuine Government backed contractor?
Read More →Reply to comment left by [email protected] at 20/09/2026 - 10:26
Reply to the comment left by Denise G at 20/09/2026 - 10:26I agree with the solution already suggested by others who have already commented.
Read More →Reply to comment left by Darlington Landlord at 17/09/2026 - 19:58
Reply to the comment left by Darlington Landlord at 17/09/2026 - 19:58Excellent point. Maybe it goes to a charity on the death of the tenant.
Read More →Showing 20 of 12,273 comments