James Brand

Reply to the comment left by Hugh Baily at 14:31 I think your first line to the tenant about the amount of tax their rental carried would be quite hard hitting for them and certainly get a lot more attention....

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Reply to the comment left by Hugh Baily at 10:47 You write a lot of sense. I used to work as a chartered accountant until I went full time into property 25 years ago. The problem I find in this...

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Any tenant that has left over the years leaving rent arrears (fully aided by Govt policy tying my hands behind my back) has also left unpaid energy bills. The 2 things tend to go hand in hand. Always seems in...

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I think you are right Cathie. Not every tenant wants their neighbours to know that they are tenants rather than owners. I have let properties where neighbours have looked down on my tenants and referred to them as "only tenants"...

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Realistically I am losing money hand over fist in property and have been for about the last 10 years. I have a decent size property portfolio in Greater London and own it mortgage free. As all my places tend to...

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So, according to "theyworkfor you", this mp consistently voted for more rights for tenants and regulation on landlords. Then expects landlords to be able to deal with problem tenants with their strengthened tenants' rights. Just what is wrong with these...

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You're right about neglecting the house due to fees, admin and fines. I was planning on replacing the bathroom at one of my small hmos but then found that I suddenly needed to pay a new licence fee on the...

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What if you are refurbishing/extending a house? I like to work alone and have done several houses but they often take me well over a year. Are they going to be seized from me half way through? Time to buy...

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"Average rents rose 2.4% over 12 months".......meanwhile RPI increase year to end of July.....3.6%. Yet strangely I heard news stories yesterday that rents are "soaring".

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Landlord costs surge as income stalls – HMRC

1st September 2026, 2 months ago

Well my costs have shot up again this tax year and that isn't even reported yet. Bunged a few grand to councils for new licencing schemes - cheers - needed that after 30 years problem free letting there. Fire risk...

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I am guessing that any abolition of stamp duty would still leave the 5% surcharge, otherwise flipping properties might actually be viable again for those of us that build/refurbish. Also, if stamp duty was abolished and an annual tax brought...

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Do they not realise that with the various costs they have imposed on landlords over the last 10 to 15 years the net return in the South East, in a flat/falling house price market is already only 3% on a...

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I think that if a landlord is bad it will often be due to a lack of finance/ poor cash flow in the first place. I also think that most landlords have income probably only slightly above the median, so...

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Extremely well put, thank you.

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Any cost to deposits is just another one of those many many parasitic drains on the finances of landlords (and tenants) that have gradually crept in over the years. Like many I have always taken deposits, and bar one or...

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Labour urged to regulate private rents

4th August 2026, 3 months ago

We all know that the bit about supernormal returns is a pure lie. What I worry about is that the fact it is a lie doesn't matter. TPTB are pushing on with their wealth confiscation agenda regardless. I have a...

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If the government stepped up and guaranteed to cover in full any non payment of rent by anyone on benefits etc they would probably never be discriminated against. Funny that they would never do that - perhaps they think that...

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I believe they may try 40%/45% but at that point, unless they reintroduce indexation allowance or similar I simply won't sell. I expect a lot of other people won't either. Ultimately that will reduce the tax take and gum up...

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The findings seem to describe me. I still have a buy to let portfolio worth a few million. I don't have mortages. Everyday I question why I am still in this business. I know that I want out. The returns...

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Of course there is a landlord exodus. It wouldn't make financial sense for there not to be (writing as a London and South East landlord). The problem is that exiting the market takes time and as a "good landlord", I...

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Showing 20 of 155 comments

James Brand

James Brand


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2nd April 2022

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