Surely I am not the only landlord worried about new EPC requirements?9:44 AM, 17th February 2021
About 2 weeks ago 126
Hello, I want to be able to apply for specialist BTL, commercial, bridging etc loans myself without having to go through a broker. After two failed BTL applications I’ve made a point to read every word of lenders criteria and understand it as much as possible, in fact i really enjoy the process being an analytical bunny.
This might be somewhat of a controversial statement and slightly offensive to you hard working mortgage brokers out there. But I’m at a point in my knowledge, where I understand criteria so can prequalify myself for loans and feel I can articulate my requirements.
There is a direct to lender solution that I found out about at the property investor conference last week molofinance.com, which in my view all loans will be originated like that in the future, with there always being a small proportion that need human intervention. Effectively mortgages, are just input in and input out and it’s understanding all the permutations of a loan that a computer would have the ability to understand if someone spent long enough putting all the data in and all lenders used the same system.
I am of the generation where I have been on a computer for 25 years now and don’t like dealing with middle people. I want ME -> LENDER.
Can anyone suggestion the best method of arranging limited company specialist BTL mortgages for myself without having to go through a broker. Save having to get a CEMAP or whatever the qualification is myself?
I look forward to hearing from you!
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