Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Mark Alexander - Founder of Property118
8:18 AM, 12th December 2017, About 6 years ago
My views on this are my own and some may see them as being quite extreme.
SOCIAL ECONOMIC
I would introduce a form of National Service for all people under the age of 60 who have claimed benefits for three or more consecutive months.
I'm not suggesting this National Service should be military, it could be any occupation you can think of and does not need to be full time. Failure to participate = no benefits. It would be a huge infrastructure to build and administer but challenges are good. In every difficulty opportunities exist.
I am a firm believer that almost everybody can contribute something to society. Stephen Hawking is proof of that, and yes he's very special, but so are we all. People need pride, hope and self-worth. Finding something for everybody to do to contribute to society helps.
BUSINESS
Most economists concur that 11% corporation tax is the sweet spot for corporation tax as it attracts investment and productivity. I don't know what the sweet spots are for other forms of tax but I would find out and implement those too. The UK cannot afford for its most talented people or its most productive businesses to emigrate or base themselves in more tax efficient countries. We need to attract business investment and entrepreneurs, not to exile them!
HOUSING
See the video produced by the Libertarian Party.
https://www.property118.com/next-vote-goes-libertarian-party/
Neil Patterson
9:09 AM, 12th December 2017, About 6 years ago
There have been several studies that suggest as Mark says 11% could be the optimum Corporation tax figure to maximise revenue and it has shown lowering the tax has increased the take in the last 5 years.
On the issue of big multinationals not paying UK taxes I think I saw an idea where you take their total declared profit worldwide, split it by the percentage of business or turnover they do in the UK and charge tax on that.
Universal basic income is also very interesting as an option to replace the welfare state and could be conditional as Mark said on some form of working after a period of time (totally not thought through yet though).
TheMaluka
10:01 AM, 12th December 2017, About 6 years ago
As a landlord who houses benefit claimants most of whom are adept at making themselves unemployable I like the idea of national service after three months of claiming. There is a wealth of labour, languishing in front of daytime TV at taxpayers expense, whose only malady is bone idleness.
Paul Shears
10:08 AM, 12th December 2017, About 6 years ago
Start out by facing up to the absolute underlying realities first and never lose sight of them and keep them firmly in the public gaze.
The two greatest challenges we face are:
1. Total nuclear annihilation. So try not to do anything that brings the doomsday clock closer to midnight.
2. Over population both globally and locally. We are currently building "rent a coffins" (Sleep, wash, cook), in the UK of 64 square feet (Major cities and minor towns, first and second hand experience talking here) with no means of private or public transport or employment within walking distance. Beyond this, the old “Hot bedding” issue is very much a reality in the UK and this includes generations of UK nationals from all races.
(Re: "Employment"; I do not agree with Mark that almost everyone can contribute to society, especially when such a huge number of us are simply paid in both the public and private sector to consume and waste, even before we receive an income.) The inevitable disputes that this is creating are increasing both in frequency and intensity.
This cannot all be blamed on "others" who are not part of some club that happens to have our individual approval. I do not deny that enforced incompatible culture merging exacerbates the problem. Assimilation from otherwise incompatible cultures takes at least three generations so to try to do so en masse is social suicide.
The first problem above is so likely that it is a complete mystery why it has not happened already.
The consequences of previous collective and individual action have already rendered the above an unavoidable disaster which leaves only two scenarios possible. Some attempt might be made to steadily abandon a totally unsustainable social structure (An absolute limit on population both locally and nationally is just one inevitable future and one not unique to our species) or it will hasten our mutual destruction. Due to the sheer complexity of this global mess, I don’t see how anyone can predict a sustainable scenario, and the human historical track record does not bode well on this point, but this in no way undermines my points.
As someone who is right in the middle of the “aging population” argument via relatives and the internal workings of the NHS, this is ill conceived utter nonsense. The one thing that we do not have is insufficient indigenous or truly assimilated youth to support, in every sense, the elderly or society at large.
The effects of ever more technology alone has already proven that beyond all reason.
The huge number of empty beds and empty wards in NHS hospitals (Just go for a walk around a large hospital especially at night looking confident and no one will challenge you) is testament to the lack of judgement rather than resources here.
One has only to look at the global collapse of employment in the IT industry to see more of this. Some 155,000 staff over a six year period in two now merged companies alone with others mirroring this.
Anyone who does not have direct experience of the above might do well to follow the alternative media and note what does not appear in the state / large corporation controlled media rather than what actually does.
It's the first world countries that are hell bent on accelerating our approach towards the precipice.
Anyone who thinks that we can go on expanding consumption in a finite world is either mad or an economist.
I can see absolutely no way that the any meaning of the term “democracy” can be applied to a state when it is so complex that absolutely no one understands it.
As a practical starting point the concept of Fractional Reserve Banking, one of the greatest social evils ever created by man and one which has existed in one form or another for centuries, should be taught in schools.
Mark Alexander - Founder of Property118
10:32 AM, 12th December 2017, About 6 years ago
Reply to the comment left by Paul Shears at 12/12/2017 - 10:08
Clearly you've given some deep thought to this Paul, as have I.
My comments above are a mere attempt of a short term fix in comparison to your much longer term projections for humanity as a whole.
I suspect, as I have, you have watched many sci-fi movies which portray humanity as a cancer on our planet, and if you think about it for longer enough that is difficult to deny because science is fixated on defeating the laws of nature, e.g. making us live longer. The world can only be home to so many people. Look at the explosion of the worldwide human population in the last few hundred years. If it continues on a similar trajectory for a few thousand years there will not be enough room for people to stand, never mind the resources to feed them!
Maybe we should focus this discussion on the next 100 years?
Paul Shears
11:01 AM, 12th December 2017, About 6 years ago
Reply to the comment left by Mark Alexander at 12/12/2017 - 10:32
Well said Mark. However this is already a daily reality for many of us. Over 40 years ago, as a commuter, I frequently had a physical problem putting one foot in front of the other without turning sideways.
Now in Winchester, a location which supposedly has the highest quality of life in the UK, I note that simply staying still is a problem. In the last week I drove around for 45 minutes trying to park on the edge of town in order to go to the dentist. I could not do so. So I went back home and set off on foot. I allowed and hour for this task based on previous experience. Within the same week, I tried to take someone to lunch on the edge of town and found it completely impossible to park and so I had to go back home again.
The tax payer funded public sector contribution to these problems is to shut one car park after another and then build things like homes for people with dementia in the centre of town some years later. The utter mindless incompetence leads me to despair even when there are protests on the streets (Yes really and in the UK as well!).
terry sullivan
13:01 PM, 12th December 2017, About 6 years ago
Reply to the comment left by Paul Shears at 12/12/2017 - 11:01
and every town hall has at least one very large car park for staff and 0ne or 2 mayoral limousines--the public sector is parasitic
Gary Dully
13:42 PM, 12th December 2017, About 6 years ago
1. After 2 years jobs seekers allowance, you go on to the Lazy Allowance.
3. Grammars and Technology Schools in all areas, that can only be got into by aptitude tests and NOT money.
4. Free training for the Health Service Staff with a return of fees after 20 years service or clawback if you quit.
5. VISA entry requirements for immigration to the UK.
6. Kill corporation tax off and introduce a gains tax with VAT in tandem on turnover.
7. Bump up student fees and lower the repayment thresholds.
8. Scrap section 24 and offer tax incentives for landlords that increase stock.
9. Pay the EU nothing for Leaving.
10. Ask Donald Trump around for tiffin and teas.
Will Taylor
15:28 PM, 12th December 2017, About 6 years ago
Here goes! These are my personal ideas and I would seek to reduce the power of the State over the individual.
1. Create a formal UK constitution, which sets out cast iron individual rights: life, ownership of property, ownership of self, free speech, freedom of association, freedom of movement (subject to freedom of property). Provided no person infringes upon the freedoms of others, they can exercise their own freedoms as they see fit.
The constitution will limit the powers of government. It will devolve many powers to local authorities. The central government's role will be limited to organising military defence, operating a federal criminal and civil justice system, and building large-scale national infrastructure (subject to national referendum).
Local governments will have devolved taxation and legal powers. These are limited by the constitution. All changes to legislation, including taxation, must be subject to local referendums. 80% of voters required to pass any legislation. Only exception to this is decreases in taxation, which can be passed without referendum.
The national constitution can also only be amended with a majority of 80% of registered voters.
2. National deficit must be brought to zero immediately. Halt all foreign aid except for natural disaster relief, halt HS2, and carry out immediate bonfire of the Quangos.
3. Hold referendum on repayment of the national debt. Which parts do we repay? Which parts do we default on? Some of it we owe to ourselves, can this be written off?
4. Start to phase in reductions in spending and taxation. I'm vague on the exact timeframes.
- Start reducing corporation tax, income tax, and VAT incrementally to 10%. Ultimately, income tax should hit 0%.
- Stop most benefits for new claimants: child benefit, tax credits, JSA, housing benefits etc. Leave any changes to disability and incapacity allowances until last.
- Start to phase out payments of above benefits over a 5 year period.
- Allow people to opt out of National Insurance contributions and make their own arrangements for healthcare and pension funding. Allow an optional partial payment for emergency healthcare if they wish to have it.
- I would honour payments of pensions to existing state pensioners. But no more increases, not even inflationary. These payments would be financed from savings from government departments and bureaucracy (close Dept of Culture/Media, Trade/Industry, etc, mass layoffs of HMRC/social security staff etc.).
- Closure of all state final salary pension schemes which are non funded and depend on taxpayer subsidies.
- State pensions to be phased out. Payments will be proportionate to years of contribution. Anyone under 30 will generally not be eligible.
- Most public services to become optional opt-in/opt-out subscription arrangements, and allow private industry to compete freely with the public sector.
5. Trade: unilateral free trade deals with almost all nations. In fact why do we even need a "deal"??? Just let them sell to us. They'll soon see the benefits of allowing us to trade freely with them.
6. Military defence:
- Here's a controversial one, just for thought: allow optional military service, and allow everyone to keep their service rifle and ammunition. Just like in Switzerland (except theirs is mandatory).
- Even more controversial, to encourage people to do their military service, link service to the country with the right to vote! i.e. no service, no right to a vote. Mark mentioned science-fiction, this is actually an idea I got from Starship Troopers. (I'm only half serious!)
- Federal/central government to raise taxes from local authorities to finance strong defensive military capability, including nuclear weapons.
7. Criminal / civil justice.
- Abolish most victimless crimes (with exception for those where population was put at unnecessary risk of physical or material harm).
- Abolish most forms of licensing, and allow citizens/businesses to pursue each other in civil courts for compensation if they infringe each other's rights. No need for the government to license activities proactively. Allow a market for legal insurance to develop.
8. NHS.
- Opt of NI contributions to allow people to buy own healthcare insurance.
- Decentralise NHS decisions. Abolish Department for Health. Devolve this to local authorities who manage their own health budgets.
- Attempt to introduce more competition into healthcare, either by breaking up public NHS into smaller competing providers (like Singapore model) or allow private healthcare companies to compete directly with NHS for patients.
- Define very clearly what NHS is for and not for.
- Allow NHS (or parts of) to fail financially. No more bottomless pit of money. It either innovates or dies, just like private industry.
9. Education.
- In the interim, a voucher system to allow parents to access any school of their choice and the voucher can be claimed back by the school for funding. This will introduce competition between schools and give parents freedom of choice.
- Vouchers can be used at private schools (both high and low cost) and can be topped up by parents.
- Abolish OFSTED, or turn it into a voluntary industry body which audits/ranks/scores schools in return for a subscription from the school. Strip it of powers. It should become a version of TripAdvisor or Which.
- Schools should set their own curriculums, hours, holidays, etc. based on what they think parents want.
- Continue Academies programme, gradually privatising education, but with the voucher scheme parents will be the customers and not the government. This will drive up standards.
- As taxation decreases and funds become tight, phase out the voucher scheme and all education become private. Low cost education providers dominate the market. For the poorest of the poor, charitable schools will support them.
- Home-schooling becomes much more common. No regulation of this.
- Student loan management to be controlled by individual universities. All loans to be repaid in full, regardless of level of earnings. This might make students think harder about which degree to undertake.
- Allow universities to set their own fees. Create competition between universities.
OK that's enough for today!
Will Taylor
Deputy Leader of the Libertarian Party
http://www.libertarianpartyuk.com
Luke P
16:11 PM, 12th December 2017, About 6 years ago
Reply to the comment left by Will Taylor at 12/12/2017 - 15:28
Just less laws altogether. The goal should be as little interference from the state as possible. Less in handouts and fewer 'safety nets'. This country in particular seems to have an insistence on more regulation -getting involved in great detail in all manner of life where it's often not required. It's as though MPs feel they *need* to continually keep changing (in their minds 'improving') legislation, as though yesterday cannot possibly be better than tomorrow. Some things are best left untouched...and all the more so by those that aren't experts in the field (politicians).