Tag: remortgage

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 7 months ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

Author: Mark Alexander

8th September 2025, 8 months ago | 0

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 8 months ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Landlords professionalise with increasing use of limited companies

Author: Property118.com Landlord News Team

12th May 2025, 12 months ago | 0

The UK’s private rented sector is undergoing a major transformation with landlords increasingly adopting professional strategies and using limited companies,...

BTL mortgage market heats up with new deals

Author: Property118.com Landlord News Team

20th February 2025, 1 year ago | 0

The buy to let mortgage landscape is becoming increasingly competitive, with new tracker and fixed rate products launched by Fleet...

CHL and Landbay cut BTL rates

Author: Property118.com Landlord News Team

8th January 2025, 1 year ago | 0

Landlords are set to benefit from a wave of competitive rate reductions as buy to let lenders CHL Mortgages and...

Paragon unveils limited-edition five-year BTL deals

Author: Property118.com Landlord News Team

7th January 2025, 1 year ago | 0

Paragon Bank has introduced a range of limited-edition five-year fixed rate buy to let mortgages featuring attractive rates and flexible...

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TML, Foundation and Landbay all reveal new BTL products

Author: Property118.com Landlord News Team

4th December 2024, 1 year ago | 0

The UK’s buy to let mortgage market is heating up, with several leading lenders introducing new products. First up is...

Landlords prefer five-year fixed rate mortgages – Landbay

Author: Property118.com Landlord News Team

16th August 2024, 2 years ago | 2

Buy to let landlords are increasingly opting for the stability of five-year fixed rate mortgages, research from Landbay reveals. The...

Accord cuts its buy to let rates again

Author: Property118.com Landlord News Team

8th August 2024, 2 years ago | 0

Accord Mortgages has announced further reductions to its buy to let product range, with cuts of up to 0.15% across...

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Landbay cuts BTL rates, while Aldermore unveils new products

Author: Property118.com Landlord News Team

24th July 2024, 2 years ago | 0

Landbay has unveiled reductions across its buy to let product range, with interest rates falling by as much as 0.25%....

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TMW cuts BTL rates – Accord and Foundation follow suit

Author: Property118.com Landlord News Team

3rd July 2024, 2 years ago | 0

The Mortgage Works (TMW) has announced a reduction in its buy to let mortgage rates for both new and existing...

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Lenders cut BTL rates and unveil new products

Author: Property118.com Landlord News Team

21st May 2024, 2 years ago | 0

The UK’s buy to let mortgage market is seeing activity from several lenders with announcements of rate cuts, new product...

Landbay reduces stress test requirements for BTL remortgages

Author: Property118.com Landlord News Team

14th May 2024, 2 years ago | 0

Landbay has streamlined its like-for-like remortgage products for buy to let landlords by simplifying its affordability checks and offering lower...

Buy to let landlords adapt to rising costs

Author: Property118.com Landlord News Team

9th May 2024, 2 years ago | 5

Many buy to let landlords in the UK have adjusted their finances in the past 18 months to deal with...

£ for £ remortgage with NO Interest Cover Ratio

Author: Howard

29th November 2023, 2 years ago | 0

In the current market, some landlords are struggling to meet the lender’s requirement for rental income to be 125% –...

Difficulties remortgaging due to higher interest rates affecting lenders affordability criteria

Author: Mark Alexander

28th May 2023, 3 years ago | 14

Many landlords are reporting that it has become increasingly difficult to remortgage as a result of higher interest rates affecting...

Remortgaging landlords hit with high rates after failing affordability tests

Author: Property118.com Landlord News Team

2nd March 2023, 3 years ago | 0

Up to one in three buy-to-let landlords are struggling to remortgage after failing their lender’s affordability test, a BTL mortgage...

Daily Telegraph wants to speak to landlords who are remortgaging

Author: Property118.com Landlord News Team

13th December 2022, 3 years ago | 1

The Daily Telegraph’s property correspondent, Melissa Lawford, is writing an article about the buy-to-let remortgage crunch and would like to...

Barry’s story – it could have been you!

Author: Mark Alexander

22nd May 2018, 8 years ago | 0

Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several...