Tag: remortgage

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The roots of my Property Investment Strategy

Author: Mark Alexander

17th December 2010, 16 years ago | 24

“I measure my business related success by how much I improve my cashflow and my bank balance every year.” The...

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How I maximise the returns on my liquidity fund (cash in the bank)

Author: Property118.com Landlord News Team

17th December 2010, 16 years ago | 9

In January 2008 I refinanced my entire portfolio in line with my ongoing strategy.  There was an opportunity to release...

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The next generation of property investors

Author: Mark Alexander

13th December 2010, 16 years ago | 4

By Mark Alexander. The next generation of property investors will: Have good jobs and surplus income Have plenty of equity...

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Buy to let strategy – the 20% liquidity reserve rule of thumb

Author: Mark Alexander

3rd December 2010, 16 years ago | 8

This rule of thumb is very simple.  If you have £100,000 of buy to let mortgages you should have £20,000...

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Platform signals new fixed rate buy to let deals

Author: Mark Alexander

26th November 2010, 16 years ago | 0

The Co-op Bank’s buy to let lending arm, Platform Mortgages, has a new range of fixed rate deals for property...

Bunch of robbing bankers, by co-founder of The Money Centre, Mike Woodfine

Author: Property118.com Landlord News Team

1st November 2010, 16 years ago | 1

By Mike Woodfine, Co-founder of The Money Centre. Interest margins are extortionate – you need an unsecured loan to pay...

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The History of Buy to Let Sale and Rent Back

Author: Mark Alexander

28th October 2010, 16 years ago | 6

By Mark Alexander. I closed my first Sale and Rent Back, “SARB”, deal in 1990. It wasn’t for me personally...

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The history of No Money Down and Instant Remortgages since 1992

Author: Mark Alexander

28th October 2010, 16 years ago | 8

It was 1992, we were at the tail of the property crash of the late 80’s and early 90’s. I was...

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Falling rates boost buy to let mortgages.

Author: Mark Alexander

28th October 2010, 16 years ago | 0

Buy to let mortgage rates are steadily falling while the number of lenders is increasing. BM Solutions is the latest...

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What’s more important, cashflow or liquidity? Mark Alexander reports

Author: Mark Alexander

27th October 2010, 16 years ago | 0

Cashflow is simply defined as regular income. Positive cashflow is when income exceeds expenditure and you make a profit. So...

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Mortgage lending remains sluggish for August. However, net lending secured on homes was up £1.7 billion, above the previous six-month average of £0.7 billion

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 0

The summer holidays hit mortgage approvals for August as the Bank of England revealed total loans to buy a home...

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Buy to let lending restrictions hamper landlord borrowing. However, quality funding lines are well and truly open to landlords with substantial cash or equity reserves. Learn how to find out who’s lending but not advertising the fact

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 0

The buy to let mortgage market is in a state of flux as key lenders have changed their criteria over...

Is your property portfolio ownership structure optimised to enable you to pay the minimum amount of CGT, income tax and IHT?

Author: Mark Alexander

27th October 2010, 16 years ago | 14

In this article I look at the differences between owning property as joint tenants, tenants in common or as individuals....

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Bank of England Report. Mortgage lending figures released from the Bank of England and Building Societies Associates reveal little has changed for borrowers in the past six months – and will probably stay the same

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 0

The Bank of England statistics for lending to individuals – which covers homeowner loans and buy-to-let finance – showed net...

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Bank mortgage lending hits five-month low. Full report from the British Bankers Association and statistics also downloadable

Author: Property118.com Landlord News Team

27th October 2010, 16 years ago | 0

The banks continue to put a brave face on restricted lending by claiming mortgage approvals are up year-on-year – but...

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What you shouldn’t do – buy to let mortgage advice

Author: Mark Alexander

27th October 2010, 16 years ago | 1

Buy to let mortgage advice Many investors have become cashflow beneficiaries of the ‘Credit Crunch’ due to the lowest interest...