Councils using ‘Intelligence’ to track down low EPC properties and fine £5,00015:08 PM, 29th March 2021
About 2 weeks ago 36
I would like to buy a house that I could let out, however if necessary I would be happy to live in it.
Clearly it is a lot easier to get a Buy to Let mortgage, so I am thinking of going down this route.
If for any reason I struggle to let it out how easy is it to inform the lender that I want to switch it to a residential mortgage.
Would there be any problems in making this switch so, if for any reason I didn’t meet their residential lending criteria could they refuse the change, thereby forcing me to remain on a BTL.
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