Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at firstname.lastname@example.org, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at email@example.com, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
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||Helps to understand how their visitors engage with our website
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- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
10:26 AM, 24th November 2015, About 8 years ago
My vague understanding is that LHA rates WERE based on average rents and were then set at the 30th percentile (so the lowest 3rd of market rent properties should be affordable) after the crash.
However, rises in the LHA rate were then capped in I think 2011 to rises of a maximum of 1% per year. Currently LHA rates I believe are capped completely - they are not allowed to rise AT ALL.
Hence why they are now way off of actual market rents, they were already low and were not allowed to keep up. In addition to this, because rises in LHA rates are capped, it doesn't really matter whether landlords supply information or not to the VOA, they're not going to go up anyway.
12:12 PM, 24th November 2015, About 8 years ago
One day the government, councils and local housing associations will come to recognise the folly of unrealistically set LHA rates (or more probably they won't but I am the eternal optimist)
The first issue is that because the rents are unrealistic there is no incentive for anyone to move out so many of the desperately needed properties remain occupied by people who actually have no real need. Once you have qualified you are in for life if you wish.
Secondly there are significant numbers of people who have moved out of their properties, continue to pay the rent and now illegally rent them out at a profit.
In both cases the housing associations turn a blind eye as the properties are filled and they have to do nothing.
The solution appears very simple, bring the rent in line with the market and provide housing benefits to those in genuine need.
12:59 PM, 24th November 2015, About 8 years ago
Reply to the comment left by "Mike McDonagh" at "24/11/2015 - 12:12":
I may have misunderstood your post, but you seem to be referring to the rents charged by local authorities and housing associations, which are artificially low "social rents" due to massive government subsidies. This is not the same as LHA rents.
LHA rents are the Housing Benefit amounts payable to HB claimants living in private rented housing. They are supposed to be based on the "market rents" for private rented housing, but appear to be well under the average "market rent" (or even the 30th percentile of market rents).
14:46 PM, 24th November 2015, About 8 years ago
Sorry, it is me that has misunderstood. My points remain valid but not under this topic.
And yes you are absolutely correct the LHA rents used to calculate benefits are grossly understated.
17:59 PM, 24th November 2015, About 8 years ago
LHA rates area worked out based on the rent needed in each Broad Rental Market Area (BRMA) to cover the rent of the cheapest 30% of properties. (But they have been capped in the last year to be less if rents have gone up.)
So take Cambridge for example, the LHA rates seem VERY low, but Littleport is in the same BRMA, so has the same LHA rates, but “professional tenant rents” in Littleport are a lot lower then Cambridge. At times the LHA rates can be more then the market rent due to this sort of effect. (Most BRMA are a LOT easier to find examples of properties at less than the LHA rate.)
14:27 PM, 12th July 2019, About 4 years ago
Does anyone know the correct form or current procedure to notify the VOA ?
21:28 PM, 13th July 2019, About 4 years ago
There is no right of appeal to the VOA against the amount set yearly for LHA rates. It would need a judicial review . Even though the rates were frozen in April 2016 it was for a period of 4 years so the freeze should be lifted next year . Some areas have though been released from this freeze early as market rates have soared above LHA rates and no one was taking LHA tenants . My area was such an area and they have risen 3% for the last 3 years . On some estates in my area LHA is still viable but on some they are not viable . Some room sizes are likewise viable some are not .But you can nearly always get DHP top ups to make up to whatever the prevailing market rent is. This is done to try to stem the ever escalating number of Sec 21`s being served on LHA tenants.
20:46 PM, 14th July 2019, About 4 years ago
Reply to the comment left by Jonathan Clarke at 13/07/2019 - 21:28
I am given to understand that the VOA are charged with obtaining sufficient rental data to calculate the 30th percentile.
I was inquiring if any landlords were aware of the form number or procedure that we could use to notify the VOA of the value of rents that we agree.
The only forms I can find date back to 2010 and 2012.
I suspect that a large percentage of the data currently received by the VOA comes direct from local authorities and represents the lower end of the market.
I am presently awaiting a response from my local authority so I can determine the percentage of data submitted by them .
When I have that data I imagine most of the remaining information comes from letting agents but individual landlords may be able to influence further increases by submitting their own data assuming it is above the their current LHA rates.
Hopefully next April the freeze will end so it is important that information received by the VOA is representative of the value of tenants AST's.
21:44 PM, 14th July 2019, About 4 years ago
Reply to the comment left by David Lovegrove at 14/07/2019 - 20:46I dont know of such a form for individuals , I dont think your evidence (however valid ) would form part of their decision making process . They collate data from a range of stakeholders which includes the local authority
If you had a very significant personal portfolio of properties they may potentially include your evidence but i suspect they would not . I will be interested though in the response you get from the LA
This link assists demonstrating how they go about the task
22:28 PM, 14th July 2019, About 4 years ago
Reply to the comment left by Jonathan Clarke at 14/07/2019 - 21:44
Thank you, I noted that link last week.
The forms from the VOA dated 2010 and 2012 gave individual landlords the opportunity to submit their information though I agree unless you have a large portfolio it will not influence rates unless a number of other individuals were to do the same.
When I receive feedback from the local authority I aim to try and found out from some of the larger letting agents if they are submitting information which is entirely voluntary.
The total number of submissions for each of the countries BRMA separated into shared accommodation, 1 ,2,3 and 4 bed were published recently by the VOA.
Using this data and deducting the local authority quantities hopefully will give an idea of data per BRMA from other stakeholders.
I will post further when more data is available.