9:28 AM, 21st November 2014, About 8 years ago 7
I rented out my property and was unaware I needed to tell my mortgage company. Since renting it out my relationship has broken down and I became a single mother of my 2 children, having to pay rent alone on the property I lived in of £900 per month. I also got made redundant so I found it hard to afford my rent and the mortgage on my property.
I opted to keep the roof over my head where I lived, I made arrangements with the mortgage company on my other property but I could not keep to it, I allowed the property to be repossessed. The tenants I had had wrecked my property and it was in a state of disrepair so I was unable to sell it because it was in such a state. The tenants became abusive to my father who lived next door so I never renewed their tenancy agreement so I could request they leave but they then stopped paying the rent.
They have since contacted my mortgage company and told them I am renting it out. They have also said they have been to a solicitor and are going to get me prosecuted for receiving money by deception.
They opened my my mail from the mortgage company, this is how they found out I was in arrears and being repossessed.
I had an estate agency trying to sell my property but the tenants were abusive to them and the people viewing the property.
I am really worried as someone said I could go to prison if I’m convicted of obtaining money by deception. I have 2 young children so any advice would be very much appreciated
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