9:16 AM, 18th February 2021, About 6 months ago 9
My daughter is trying to arrange a buy to let mortgage on a ground floor apartment she has recently inherited. The apartment has been let and my daughter needs the money out of the apartment to use as a deposit on a new family home.
The apartment is ground floor in a modern 3 storey block. There is approximate 60 cms cladding running parallel and immediately below roof edge. Unsure of what cladding type is. Daughter has had three applications declined by surveyor requiring EWS1.
The managing agent is not being very helpful and doesn’t seem to have a plan to do EWS1. The freeholder is the local council.
My question is anyone aware of mortgage providers who will consider low rise property without EWS1.
We are using a broker – but thought I might ask for help from those experiencing this problem.
Unfortunately, the planned purchase is going to fall through very quickly.
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