Money Laundering Regulations – Proof of ID?
8:44 AM, 21st May 2020, 6 years ago
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Hi, I’m considering using a new letting agent and he’s asked for ID, including either a Driving License or Passport.
I’m not keen on going in to a Post Office to send them recorded delivery but vaguely remember when I sold a property a few years ago the agent could verify ID from my NI or passport number.
Anybody else experienced this.
Thanks.
Adrian
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Member Since February 2011 - Comments: 3453 - Articles: 286
8:49 AM, 21st May 2020, About 6 years ago
Hi Adrian,
It depends if the agent has any kind of online AML checking system. We use Vistra who do all the background checks and we only need a scanned copy of documents. It’s much more secure and detailed than just a tick box exercise to say you have seen an original.
Member Since October 2016 - Comments: 189
9:22 AM, 21st May 2020, About 6 years ago
The Post Office offer an ID verification system, which I have sued when using remote solicitors. You take your documents to the PO and the cashier stamps them and provides a form to say they are genuine. There is a cost to it, but it’s reasonably straightforward.
https://www.postoffice.co.uk/identity/document-certification
Member Since July 2013 - Comments: 305
10:06 AM, 21st May 2020, About 6 years ago
Reply to the comment left by Neil Patterson at 21/05/2020 – 08:49
Thanks Neil, I’ll ask them.
Member Since July 2013 - Comments: 305
10:07 AM, 21st May 2020, About 6 years ago
Reply to the comment left by Graham Bowcock at 21/05/2020 – 09:22
Thanks Graham. I’m not keen on using the Post Office at the moment.
Member Since August 2016 - Comments: 1190
10:24 AM, 21st May 2020, About 6 years ago
Reply to the comment left by Adrian Jones at 21/05/2020 – 10:07
Ask somebody to pop into the Post Office for you ?
Member Since August 2015 - Comments: 35
10:31 AM, 21st May 2020, About 6 years ago
I’ve been dealing with solicitors recently for remortgages and they were happy to take a scanned ID backed up by a video call of me and my ID. Easy and free.
Member Since July 2013 - Comments: 1264 - Articles: 1
10:49 AM, 23rd May 2020, About 6 years ago
Like Dave, I have dealt with both a purchase and remortgage recently and the solicitors have been satisfied with a scan of the documents and then a video call on WhatsApp or Zoom during which you show them the actual documents.
The first time was prior to the Covid situation, I was unable to go into their offices. This is clearly how things will go forward.
Member Since July 2013 - Comments: 1264 - Articles: 1
10:51 AM, 23rd May 2020, About 6 years ago
Reply to the comment left by Dylan Morris at 21/05/2020 – 10:24
How does that work? They have to see it’s you!
Now is probably not a good time, they may not even be doing it – the video call is the best option
Member Since July 2017 - Comments: 463
8:31 PM, 23rd May 2020, About 6 years ago
I recently sent my ID to an agent which was accepted without question by the agent. I scanned in my driving licence and my passport and saved the images as PDF’s. Then I asked my wife to use my phone to take a picture of my head’face and in one hand I was holding my open passport and the other hand my photo driving licence. I sent the two PDF’s and the jpeg photo which of course can be date verified. So not only do I send my ID but I prove I am the person who the ID belongs to.