9:44 AM, 7th July 2015, About 7 years ago 18
I am looking at getting an ordinary mortgage to buy my housing association house getting my right to buy discount etc…..
I then want to move my nan into this house and she will live here for the rest of her life and I believe she has at least 20 years left in her, She would claim full housing benefit which would go into a different account my mortgage comes out of and I would still make sure my mortgage is paid in full – I will be working full time as well.
I would then move in with my girlfriend.
So long as the bank never finds out nor the council doing too many checks – would you say everything would be hunky dory with this set up? I know for a fact the mortgage would be paid with ease as she would always be living here and her housing benefit hasnt changed in 20 years or so……