Readers Question

Bargain properties high yield but do I take plunge in sub-prime area?

Author: Readers Question

19th October 2015, 11 years ago | 6

I’m a bit of a novice but what are everyone’s thoughts on buying properties at 35k/40k with a rental value...

My ex-husband has stopped paying a BTL mortgage

Author: Readers Question

19th October 2015, 11 years ago | 16

7 years ago I put my name on a Buy to Let mortgage with what is now my ex husband...

Water damage in apartment block

Author: Readers Question

16th October 2015, 11 years ago | 5

As the MD of a right-to-manage company, I’ve had the misfortune of being caught in the crossfire of a water...

Can I legally have four tenants on a joint and severally liable AST agreement or is it an HMO?

Author: Readers Question

16th October 2015, 11 years ago | 8

Currently I have two unrelated tenants who are friends on a joint and severally liable AST Agreement. This ends in...

Buying a property with tenant in situ and needing a major increase in rent ?

Author: Readers Question

16th October 2015, 11 years ago | 6

I am buying a property with a tenant in situ and need a major increase in rent, but will the...

I have a business which I bought as a partnership with my late wife

Author: Readers Question

15th October 2015, 11 years ago | 1

I bought a business 13 years ago with my wife as a partnership. A family member gave us £40,000 as...

Mortgage Express want copies of tenancy agreements

Author: Readers Question

15th October 2015, 11 years ago | 58

I am puzzled as to why my lender (Mortgage Express) has just sent me a letter wanting to see tenancy...

Japanese Knotweed found in survey?

Author: Readers Question

14th October 2015, 11 years ago | 10

I am buying a property and the surveyor found the Japanese knotweed (JK) during the valuation, the mortgage provider may...

Property Succession to Children – me

Author: Readers Question

14th October 2015, 11 years ago | 13

My parents are in the process of adding my name to one of their buy to let property mortgages. In...

Students now preferred over professionals by lender!

Author: Readers Question

14th October 2015, 11 years ago | 3

Anyone else come across mortgage provider preferring student let to professionals? I have a house of 4 that has been...

Subletting with landlords blessing but now I am being sued?

Author: Readers Question

13th October 2015, 11 years ago | 8

I was living in rented house for over 5 years with my brother and sister in law. About a year...

Lodger refusing to pay rent for time spent away on holiday?

Author: Readers Question

13th October 2015, 11 years ago | 3

I rent a flat with my boyfriend and we have rented out our spare bedroom with our landlord’s permission. When...

Please help with my overheads estimate for an HMO

Author: Readers Question

13th October 2015, 11 years ago | 9

I’m trying to get an idea of which is a better investment BTL or HMO and trying to do the...

Invest for yield or capital appreciation?

Author: Readers Question

12th October 2015, 11 years ago | 7

I have taken 90k of equity of my current property. But I am in small dilemma on how to invest...

Agent will not supply tradesmens invoices requested by insurance company

Author: Readers Question

12th October 2015, 11 years ago | 13

I have made an insurance claim for a damaged door, which had been kicked in and the insurance company say...

Should I sell or re-let my London flat or both?

Author: Readers Question

8th October 2015, 11 years ago | 5

I am in a quandary about my flat and hoping for some experienced advice! Having successfully evicted destructive tenants after...

Didn’t protect deposit and tenant turned nasty taking us to court for 6 times deposit!

Author: Readers Question

8th October 2015, 11 years ago | 25

My husband and I have a converted garage annex flat on side of our property and we rented it out...

Best carpet for BTL property with steep slippery stairs?

Author: Readers Question

8th October 2015, 11 years ago | 5

I’ve just inherited a tenanted Victorian terraced house in reasonably good condition. When I asked the tenants if there were...

Termination of agreement with letting agent – I want to be fair

Author: Readers Question

7th October 2015, 11 years ago | 9

I entered into an agreement with a letting agency at the end of Jan 2015 and an excellent tenant moved...

New Build plus 50k to council?

Author: Readers Question

6th October 2015, 11 years ago | 28

I have a small of piece of land in my garden that can fit a small 2 bed house. I...

Model assured shorthold tenancy agreement

Author: Readers Question

6th October 2015, 11 years ago | 2

I’m just about to let a property to Tenants. The Government Model Agreement contains a landlord’s break clause. However, there...