Readers Question

Dwellinghouse versus Household – covenant issue

Author: Readers Question

30th October 2015, 11 years ago | 11

I am looking to remortgage with an HMO lender with the view of renting to sharers on individual ASTs. My...

Cash or Mortgage which is better?

Author: Readers Question

30th October 2015, 11 years ago | 2

I rent out 7 properties in the UK and 6 have no mortgage. I am looking to increase my monthly...

Breaking a Northwood 3 year contract?

Author: Readers Question

29th October 2015, 11 years ago | 3

I am a landlord and have a 3 year Northwood Guaranteed Contract, I am not happy how the property has...

Former tenants suing for deposit, damages, stress, harassment, and injury but I am now abroad

Author: Readers Question

29th October 2015, 11 years ago | 18

I had a dispute last year with my two tenants over the return of their deposit where they wanted a...

Holding deposit with no paperwork and now prospective tenant is making a claim?

Author: Readers Question

29th October 2015, 11 years ago | 14

I want to check whether my prospective tenant can claim back holding the deposit. In my case my future tenant...

Getting started in renovating BTL properties

Author: Readers Question

29th October 2015, 11 years ago | 15

I have been a member for a few months and just read the articles, but now I’d like to ask...

What type of property to invest in?

Author: Readers Question

28th October 2015, 11 years ago | 8

I wonder if anyone can share some advice on what type of property to invest in. I’ve been looking at...

Buying a property adjoined to a womens refuge

Author: Readers Question

28th October 2015, 11 years ago | 3

A semi detached house has come up for sale with a building plot. The property next door is owned by...

Replacing cross over lease with managment company?

Author: Readers Question

27th October 2015, 11 years ago | 10

I bought a ground floor flat 3 years ago, renovated it and let it. The building is a Victorian villa...

Cerberus secures”preferred bidder” status for Mortgage Express Loan Book

Author: Readers Question

26th October 2015, 11 years ago | 7

US firm Cerberus which have been accused of alleged bribery, conspiracy to defraud, blackmail, unethical practice, fraud etc. could get...

A housing catastrophe could be on the horizon as a third of associations plan halt to sub-market rent

Author: Readers Question

26th October 2015, 11 years ago | 0

If the government isn’t careful there is the potential for a real property catastrophe on the horizon as if they...

Can a Limited Company defer CGT by reinvesting?

Author: Readers Question

26th October 2015, 11 years ago | 2

I would like to ask whether a Limited Company can defer tax by reinvesting a capital gain. To clarify what...

What can be done about an Irresponsible leaseholder

Author: Readers Question

26th October 2015, 11 years ago | 2

I am a leaseholder of 2 small studio flats in a block of 6. The management company are only responsible...

Can you pursue monies owed by tenants through Universal Credit?

Author: Readers Question

26th October 2015, 11 years ago | 7

Although many of us will be aware that, should a tenant depart from a property owing money one way –...

Prepayment gas meter faults – tenant’s or agency/landlord’s responsibility?

Author: Readers Question

26th October 2015, 11 years ago | 5

I moved to the current flat as I tenant in May this year and I have been dealing with (not...

My tenant has died and any advice would be greatly appreciated?

Author: Readers Question

23rd October 2015, 11 years ago | 14

I am a new Landlord having inherited some properties last year. I have just become accredited with the NLA, I...

Lender requires to be joint on the insurance?

Author: Readers Question

23rd October 2015, 11 years ago | 7

I am trying to raise a small loan to finish the conversion of a house into three flats. The lender...

Can I request a Compulsory Purchase Order?

Author: Readers Question

21st October 2015, 11 years ago | 3

I live in a rural part of Wales and have recently been informed that an application for 150 houses has...

Which mortgage terms and conditions – Kensington or MX?

Author: Readers Question

20th October 2015, 11 years ago | 5

I took out my mortgage in 2006 with Kensington and that then changed to MX. We unexpectedly moved to Australia...

Student wanting first property and to be full time landlord by 30?

Author: Readers Question

19th October 2015, 11 years ago | 10

I am an economics undergraduate(2nd year), 20 years old. My goal is to obtain my first BTL investment property within...

Tax on rental property in Spain?

Author: Readers Question

19th October 2015, 11 years ago | 2

Would anybody be able to advise how taxation works on a buy to let abroad (Spain). Would I have to...