2 months ago | 2 comments
Shelter claims renters have just £7 a day to spend on food after paying rent and basic bills, as it calls on the government to ramp up social housebuilding.
Data by Shelter reported in the Daily Mirror reveals more than 300,000 private renting households have less than £50 a week to spend after paying for rent, council tax, water and energy bills.
The news comes as Shelter’s chief executive, Sarah Elliot, has announced she is stepping down after only a year in the role.
According to Shelter’s findings, the number of households with less than £50 a week left after paying rent and essential bills has increased by nearly a third (31%).
The data also reveals that nearly a quarter (23%) of working private renters have no savings and would be immediately unable to pay their rent if they lost their job.
The charity says the government must build more social homes to tackle rising rents and provide people with a long-term alternative to costly private renting.
Shelter claims the biggest barrier to building more social housing is the £31.8 billion in housing debt transferred to councils in 2012 as part of a council house financing agreement.
Research carried out by Savills for Shelter shows that removing this “unfair debt burden” in the Budget could unlock 284,000 social rent homes, with every £1 billion of debt removed enabling 8,900 new homes to be built.
Mairi MacRae, acting chief executive at Shelter, said: “It is clear our housing system is on its knees when hundreds of thousands of private renters have £7 a day or less to feed and clothe themselves, after paying their rent and basic bills.
“Decades of poor political choices have driven down the supply of genuinely affordable social homes and pushed millions into expensive private renting. As their housing costs soar, more families are locked in survival mode, scraping around for every penny to pay for life’s essentials. Those who constantly find themselves in the red face homelessness and destitution.
“If the government wants families to thrive, instead of barely survive, it must accelerate social housebuilding and provide an alternative to private renting. The Prime Minister should use his first Budget to remove the historic housing debt burden that’s holding councils back from building social homes.”
The news comes as Sarah Elliot became Shelter’s chief executive in September last year, succeeding Polly Neate, who stepped down after seven years at the helm of the housing advice charity.
The search for a new permanent CEO is currently underway.
13 comments on this article
A different perspective could help you spot an issue, avoid a mistake or find a better way forward. Read the comments and add your own views if you wish.
Previous Article
Landlords market 1,322 property portfoliosNext Article
One-year buy to let fixes launched for landlords
2 months ago | 2 comments
2 months ago | 14 comments
4 months ago | 6 comments
Member Since April 2018 - Comments: 653
9:30 AM, 20th October 2026, About 2 days ago
Get your violins out.This is more rubbish from Shelter.
Member Since November 2020 - Comments: 59
9:48 AM, 20th October 2026, About 2 days ago
Reply to the comment left by David at 20/10/2026 – 09:30
But at least now they are calling for more social housebuilding, finally dawned that section 21 wasn’t the panacea they claimed 🤣
Member Since April 2018 - Comments: 653
9:52 AM, 20th October 2026, About 2 days ago
But past governments should not have been selling off social housing at bargain basement prices for decades, housing designed to rent .
Member Since December 2022 - Comments: 10
10:07 AM, 20th October 2026, About 2 days ago
Shelter discovers a problem that they have helped to create!
Member Since August 2023 - Comments: 105
10:07 AM, 20th October 2026, About 2 days ago
Nothing about the impact of illegal immigration on housing availability reducing stock for those needing a property.
Clearly the Government trying to control the PRS is now biting hard.
Member Since July 2013 - Comments: 2081 - Articles: 21
10:49 AM, 20th October 2026, About 2 days ago
Mairi MacRae says “Decades of poor political choices have driven down the supply of genuinely affordable social homes and pushed millions into expensive private renting.”
Ms MacRae misses the point. Whether the homes are “social” or private, the problem is that too few new houses have been built given the increase in population.
Making matters worse are the likes of Shelter who have cheered on legislation that has caused many private landlords to withdraw. Their highly successful but absolute nonsense slogan that S21 causes Homelessness is being shown up for the nonsense it was. The abolition of s21 is causing homelessness.
Member Since May 2024 - Comments: 174
11:56 AM, 20th October 2026, About 2 days ago
AHH boo hoo. No one at shelter is considering that hard working people who have bought homes is the last decade have probably seen their mortgage costs rise by up to £10,000 per year due to interest rates. We don’t care about tenants who have seen rises of about half of that due to the same rates plus government interference.
The number of overall council houses has actually decreased by 11,000 over the last two years so it’s time to refocus on that rather than persuading more private landlords to leave.
Member Since December 2025 - Comments: 26
12:09 PM, 20th October 2026, About 2 days ago
The problem for Shelter which has never housed anyone or had any experience of being a landlord themselves have only themselves to blame for the current scenario. They have spent years bullying landlords, causing many landlords to either exit the market due to very high expenses navigating red tape with the threats of disproportionately huge fines being issued by councils run by people with the same mind set as over zealous traffic wardens. Now here are the consequences. They love the stick method. Maybe a rethink and a lot more carrot would encourage more landlords to invest to rent and put some profit margin back in to house building companies to then start building creating more homes, rather than having downed tools and waiting for a change of government to put things right.
Shelter is a good reason not to entertain being a landlord.
Member Since January 2016 - Comments: 482
2:44 PM, 20th October 2026, About 1 day ago
“more than 300,000 private renting households have less than £50 a week to spend after paying for rent, council tax, water and energy bills.”
No thoughts around energy & council tax bills outpacing inflation then Shelter? :/
Member Since June 2013 - Comments: 3376 - Articles: 83
4:30 PM, 20th October 2026, About 1 day ago
Shelter ought to come ask Landlady’s if we struggling.
Cause if we struggling, then surely the tenant struggles too don’t they?
On many houses, I’m losing 7k pa EACH house.
I’ve got lots house value 240k, tenant paying £1000ishpm, 12k pa, I get after tax 7k.
In normal safe investment tracker, on average I’d get 14k pa with ZERO tax till I sold the investment. And then be just one off CGT tax 24%.
What can we do to keep tenant safe? Oh I see, threaten Landlord with £7000 fines for not uploading boiler certificate to new £65 a year database costing landlord dozens more hours a year-That should work shun’t it?