Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at email@example.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at firstname.lastname@example.org, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
|Name of Cookie
||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
|Name of Cookie
||First / Third Party
|__utma, __utmb, __utmc, __utmt, __utmz
||Helps to understand how their visitors engage with our website
||Helps to understand how their visitors engage with our website
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
14:48 PM, 30th April 2018, About 5 years ago
Just remember you have 6 years to lodge the ccj, time as they say is a healer and I have experienced circumstances for people changes. I have been surprised what changes can happen - a remarriage was the surprise I had - thank you new husband ! Good things can come to those that wait!!
15:38 PM, 30th April 2018, About 5 years ago
Good point Mark. I got a CCJ awhile back and only enforced it with couple of months before 6 year expiry. It caught the debtor with his trousers down as he had either forgotten about by then or thought he'd got away with it. I had to wait but got what was owed. In this scenario though you need to keep track in intervening time where debtor lives. I found my scumbag through Facebook!!
15:42 PM, 30th April 2018, About 5 years ago
Reply to the comment left by Richard Adams at 30/04/2018 - 15:38
Richard, Facebook is good but I have been happy with findamonkey and it gets their address to serve papers. Glad you achieved a result - in honestly I have missed out on a few rental debts but have since learnt from my mistakes
16:32 PM, 30th April 2018, About 5 years ago
Mark, thanks for the tip re findamonkey. Obviously debtor's address for serving of papers is needed but also if you wait awhile before enforcing CCJ through high court bailliffs they need a correct address to go to if debtor has moved. The psychology of this is interesting in that some debtors are so cocksure they are immune that they make no effort on Facebook or anywhere to conceal their whereabouts!! To get one's money is great but the pleasure of nailing them gives a warm glow as well.
18:29 PM, 2nd May 2018, About 5 years ago
I’m in the process of trying to recover losses from a couple of dodgy tenants myself. I’ve had a CCJ registered against each of them and issued a warrant against them. The Bailiffs have visited and sent me a letter saying that they weren’t able to enforce the warrant as there weren’t goods of any value to enforce against. They are both university educated & fully employed and living a good lifestyle, so make of that what you will. I spoke to the bailiffs office and was told that it was very often a waste of time and money getting the bailiffs in (especially the county court ones), but of course now they can refuse an application to get your claim elevated to the high court despite you having paid for it already because the high court is too busy! I considered submitting a form N316 Application for an order for a debtor to attend court (which is what I’d recommend you do in your situation once your judgement has been registered as it forces the debtors to provide details of all their sources of income, bank accounts etc along with their outgoings to the court which is then provided to you. You can then (if they are employed) apply for an attachment to earnings Form N337 (which is what I have done with mine as I’m confident they are both employed), or you could apply for a third party debt order which would allow you to claim any money held in say a bank account or a deposit scheme. If the debtor ignores or refused to provide the information demanded to the court, it can order their arrest and detention for 14 days, so they will ultimately have to comply. I’ve sent off my forms (one for each person) with a cheque for £220 (£110 per debtor) and I’m now awaiting the outcome. My fingers are firmly crossed but I’m determined to be at the very least a thorn in their sides!
As a side note if you are aware that your debtors have existing ccjs and you suspect they may be working you can carry out a search for any existing attachments to earnings they may already have (form N336), I think the search is free (?) & if they already have attachments you can apply to have yours added to it (once your judgement is awarded) and I don’t think there is a fee (?). The deductions are taken out by the employer directly and sent to the court who distributes it to the individual creditors (less a service charge of so much in the £1)
I hope my recent experience has been of some help in clarifying your options a little. Best of luck!
18:57 PM, 2nd May 2018, About 5 years ago
Reply to the comment left by Kate Mellor at 02/05/2018 - 18:29
Best of luck Kate mellor it’s worked for me in the past and it gives the answers for what route to get your money back. What right do tenants think they have a right not to pay rent? At least the law can work us in the county courts
11:11 AM, 4th May 2018, About 5 years ago
Thanks Mark. Mine not only left with £4200 worth of rent arrears, but they trashed a 3 bed detached new build property into the bargain. The oak flooring downstairs had to be ripped up and skipped! Massive lesson learned. Just because they’re Oxford educated professionals & members of the golf club, does not make them good tenants. 😳 Hopefully we will get somewhere this time around...
20:15 PM, 16th February 2019, About 4 years ago
After several years of trying without much success to recover debts from my former tenants (tenants who were on welfare benefits), I have recently tried a debt collection company I'd never tried before, and I am finally getting some significant successes. Previously I had tried 4 or 5 different debt collection companies, including high court sheriffs, but spent far more on fees than any of them had ever recovered from the debtors.
I currently pay £45+VAT for tracing debtors (on a no trace, no fee, basis). - I don't know how this compares generally, but it is much less than the £548.00 that findamonkey (mentioned in an earlier post response) say they trace people for.
I also get debt collection done on a no collection, no fee, basis for the debtors where I have no CCJ. This has so far resulted in some payment by installment agreements being set up.
For those former tenants that I do have a CCJ against, since Oct 2018 the debt collection company I now use has recovered almost £8000 in former tenant debts, and the debtor has to pay the court and bailiff fees, so it has cost me nothing.
Therefore, in my (now changed) opinion, it is worthwhile pursuing all former tenants for recovery of rent arrears/damages even if the debtor was on benefits, as situations can and do change after a few years.
20:47 PM, 16th February 2019, About 4 years ago
Reply to the comment left by Robert Mellors at 16/02/2019 - 20:15
If anyone would like the contact details for the debt collection company that I now use, please DIRECT MESSAGE ME and I will give you not just the company details but also the name and direct email address of my contact there.
- I ask that you contact me direct (I'm on Facebook and Linked In) rather than me posting the details online, as I run a not-for-profit organisation that provides supported accommodation for homeless rough sleepers, and we may receive a small commission for any direct introductions. 100% of the commission is used to pay for the provision of support workers to help the homeless.