Kate Mellor

Registered with Property118.com
Friday 27th November 2015

Location
Manchester

Trading Status
Partnership

Insures properties through a broker recommended by Property118
No


Latest Comments

Total Number of Property118 Comments: 388

Kate Mellor

10:37 AM, 11th November 2020
About 3 weeks ago

Can the loft conversion still be used as a bedroom?

The current owners can always contact building regs and ask for the relevant information. They can determine whether an application was made at all and whether it was ever issued a completion certificate. If it has been applied for and not had its final inspection it is possible for an inspection o be carried out now and a certificate issued. We’ve done this a few years ago and it was easy enough. This will at least put your mind at ease as to the structural soundness. The information would normally be available on the planning portal, but I’m not sure how far back the computerised records go.... Read More

Kate Mellor

18:02 PM, 17th October 2020
About 2 months ago

Can private landlords refuse to let to Housing Benefit claimants?

Reply to the comment left by Old Mrs Landlord at 17/10/2020 - 10:29
Sorry, Old Mrs Landlord, I was using the term loosely. I wasn't referring to specific scientific studies, but just the logical conclusion that of the element of society that share some or all of the following attributes: criminality, anti-social behaviour, bad debt, poor personal management skills, severe mental illness, severe aggression/anger issues, drug and alcohol addictions; there will be a higher proportional representation in the benefit sector.
People with these attributes for example will normally be those that rent and cause landlords higher no.'s of issues.
To be clear I'm not suggesting by any means that all HB tenants are difficult as some are awesome tenants, and I have several HB tenants who I'd be sad to lose. Plus, if you get a good one, they tend to stay put much longer, which is a good thing.
I don't know where you would look for actually hard figures to prove this. You may need to think laterally and look for figures on the reasons for claiming benefits, such as the proportion of convicted criminals on benefits, for example...
https://www.telegraph.co.uk/news/uknews/crime/10607071/Fifth-of-unemployment-benefit-claimants-have-criminal-record-say-new-figures.html
https://www.telegraph.co.uk/news/uknews/crime/8979769/Third-of-unemployed-are-convicted-criminals.html
https://www.gov.uk/government/statistics/offending-employment-and-benefits-findings-from-the-data-linkage-project
https://www.gov.uk/government/statistics/disability-living-allowance-alcohol-and-drugs-misuse
https://www.gov.uk/government/statistics/benefit-claimants-with-a-main-disabling-condition-of-drug-and-alcohol-misuse
I've linked to a couple of news articles which may be a starting point, and some reports published by the DWP in their Ad Hoc Statistical Analyses section. The ONS may have some helpful studies available, but I'd imagine that you will need to use the data to draw your own comparisons. A big job!... Read More

Kate Mellor

9:53 AM, 16th October 2020
About 2 months ago

Can private landlords refuse to let to Housing Benefit claimants?

Reply to the comment left by Seething Landlord at 16/10/2020 - 01:28
I was intending them as separate points that landlords feel make a negative impact on the scales when weighing a HB tenant against a working tenant.
Statistically you are more likely to encounter issues with a non-working tenant (such as anti-social behaviour, property damage and rent arrears), so the removal of an accelerated possession procedure isn’t appealing as those who may have decided on a case by case basis that a HB tenant seems like someone they’re prepared to take a risk on (most HB tenants don’t have suitable guarantors in my experience), are sadly rejected, because the potential impact if things go wrong is too great.
And currently we have the issue where tenants who would otherwise have preferred to leave as requested are being given no choice by councils other than to stay put and there may be simply no suitable PRS property in the area that will accept them. Also, many see it as a golden opportunity to get an increasingly rare council property, so they’re prepared to become homeless in order to facilitate that.... Read More

Kate Mellor

14:19 PM, 15th October 2020
About 2 months ago

Can private landlords refuse to let to Housing Benefit claimants?

They also forgot to mention the prospective repeal of section 21 looming along with the refusal of councils to rehome tenants who move out before they are removed by bailiffs, regardless of whether or not they have any legitimate legal challenge to the eviction! Nobody is going to willingly take that into their lives if they have a choice.
It’s grossly unfair to the tenant, but a fact of life where there is competition for a scarce resource.
At one time we had no choice but to take HB claimants, as one bed flats were hard to shift. Now we have huge competition for them and people in them stay long term. We still have all our good HB tenants and have breathed a sigh of relief as the bad ones have moved on to be replaced by well screened working ones. I’ve always argued that councils should treat landlords as stakeholders in the housing process and work with them to reduce homelessness. It would make HB tenants far more attractive if LHAs didn’t treat landlords like the enemy and gladly screw them over at every turn. They’d rather pay a fortune putting up a family in a single room in a B&B than pay a landlord for rent owed by the tenant to prevent an eviction. It’s complete lunacy...... Read More

Kate Mellor

10:44 AM, 14th October 2020
About 2 months ago

Tenants who give notice but stay - Double rent?

Reply to the comment left by Clint at 13/10/2020 - 11:49
Sorry Clint, I hadn’t read this final page of comments when I replied to yours! I usually read all comments prior to replying and this is why. Lesson learned. Hopefully my comment has something of use to the OP anyway...... Read More