40 finance providers ranging from UK clearing banks to hedge funds reported back in a survey by Knight Frank indicating improvements to the residential development finance landscape giving encouragement to the housing market and its desperate need to increase supply. 80% of the lenders expected to increase their exposure to residential development over the next […]

Please advise me on how best to fight with this issue.  I was recently refused a mortgage by a lender. They told me to check the credit agency Callcredit. I did and found it showed that I had late payments on my mortgage with the Woolwich. The reality is that I always pay my mortgage […]

I have just bought the flat from auction which is due to complete in two days time.  It was was advertised as subject to short hold tenancy with £1,500 rent but after contacting the agency managing the tenancy, they are saying there are tenants (2) in the flat with short hold tenancy paying £750 rent together. […]

What is the best Buy to Let product is one of the questions I am most often asked. Unfortunately for me there is no answer to that question as at a guess there are probably 50 – 100 plus factors to consider when searching for the right product that will fit an individual and their […]

I was inspired to ask this question based on the article that Mark Alexander wrote this morning about one very arrogant member thinks he who knows it all. The article was entitled “Naive Question From Landlords” [link] Perhaps he can enlighten me? The most recent arrangement fee quoted to me for an interest only BTL […]

My mother-in-law wants to invest in BTL and borrow money in my wife’s name & hers. Both are full time employees and my mother-in-law would like to pass the property on to my wife in her Will.  My mother-in-law is already 70 yaears old. Is this the best way to do it? Is it better to […]

My tenancy ended last year on 7-June-2013. It was joint tenancy which started in Dec-2011 , ending on Nov-2012. The other two joint tenants left mid way through this period and I stayed on with other new friends that came along and shared the apartment. All this in full cognizance of the landlord.  The landlord […]

I was always taught that there are no daft questions and that being concious of ones own naivety is a step towards wisdom. Last night I received an email from an established landlord who said he no longer wanted to receive our Newsletters as he felt the questions raised by forum members were naive, below […]

Hi, apologies if this is a common question but I’ve tried the search option but not found the answer.  I decided to let my house 18 months ago when I moved in with my girlfriend and not knowing anything about it I used a letting agent. They’re a large concern covering one side of the […]

Hi, I am in the process of purchasing my second buy to let property with cash. My first has a part interest only and part repayment mortgage on it to about 45% LTV.  This second one I intend to purchase with savings. I would still have about the equivalent of 30% of the purchase price […]

Shawbrook are one of the UK’s leading property investor focused lenders, but as they are not on the High Street and can only be access by authorised brokers they remain hidden from the limelight. They specialise in the more commercial end of the Buy to Let and Investment property market than more mainstream and sometimes […]

A slightly nervous neighbour of one of my tenants, who has dog, sent me this video of my tenants dog.  My tenants dog and their neighbours dog don’t like each other. My tenants neighbour got the shock of her life when she decided to gather evidence. Who do you think is in the wrong here? […]

I am doing a little market research and find conflicting information on the Internet so thought I might get some real feedback on Property118. I am working on a report “Ideal Property, Location and Time of Year to get tenants quickly with minimum void periods” I am trying to establish what areas of the UK […]

Hi fellow members,  Love to hear your thoughts/experiences: I’m going through the eviction process on two properties which are let to tenants claiming Housing Benefits. They have a combined arrears of over £6,000! Is it worth the emotional stress (as well as time and costs) to go on a not so fruitful expedition of getting these arrears back […]

I have not mentioned any names as there is an ongoing police case.  I would like some options with regard to this issue. I have recently been informed by a newly appointed management company that they have been appointed to manage the site. These are the bare bones of the issue ….. The site consists […]

I have a tenant in a flat which is in a block of four, I only own one of the four, my flat is fully managed by a reputable agent.  The owner of the flat next door is complaining that my tenant is very noisy in the early hours, screaming at her child, & allegedly […]

As I am frequently out of the country I have a single rental property under full management with a local agent. They previously arranged rent and legal protection cover for me through their block policy rather than as an individual.  As it was getting increasingly expensive I have sourced an alternative cover which is considerably cheaper […]

My husband and I are new to property investing. We are currently living in a 3 bed semi which we would like to rent out next year. But first we would like to invest in some property in auction, ideally for around £120k (cash buy plus £30k for other legal and repairs), then sell it […]

I carried out some filming with BBC One’s Inside Out programme on Friday. After setting off early and getting stuck on the dreaded M25, I eventually arrived in Orpington to meet my landlord Brian at his property, where an eviction with the county court bailiff was due to take place. Incidentally, two days earlier, the […]

I regularly update the products on our own in house Buy to Let Mortgage sourcing system and calculator. This takes quite a bit of time, but it is definitely worth it is worth reminding readers what it can do as it is our own in house design specifically based around the needs of property investors. […]

My wife has a mortgaged flat solely in her name which we are looking to sell which would have a capital gain of approx £25,000 after costs. I know it has been discussed on here previously about adding a spouse (me) to the deeds on the day of sale to reduce the CGT. However, when I mentioned […]