Property118

Interest rate arbitrage explained

4th June 2026

This week, I’m sharing two increasingly popular strategies that I use personally, but before I go any further, I should make it clear that the following reflects my own personal views and experiences. It is intended for general information purposes only and should not be regarded as financial or investment advice. I also fully appreciate […]

Buy-to-let property balanced on coins amid rising mortgage rates and market volatility in the UK

Landlords seek certainty as buy to let mortgage market shifts

4th June 2026

Landlords are placing greater weight on certainty from lenders as rate movements, product withdrawals and shifting mortgage conditions continue to affect their buy to let decisions. Landbay’s latest landlord survey found more than 80% of respondents now view the BTL market as unstable or unpredictable. It found that 55.6% of landlords describe conditions as ‘somewhat […]

Hand moving a chess piece among model houses, symbolising strategic landlord property decisions

The ability to adapt is the ability to succeed: landlording the smarter way

3rd June 2026

One month after the Renters’ Rights Act came into force, the landlord exodus has not materialised in quite the way many expected. For many landlords, it’s not a simple stay-or-go decision. It’s about reviewing their portfolio, identifying higher-risk properties or tenancies, and planning ahead, selling those exposed to rent repayment orders, fines or licensing issues, […]

Landlord reviewing a renewed National Insurance tax proposal against a backdrop of rental properties

Landlords face renewed National Insurance tax proposal

3rd June 2026

Landlords already dealing with Renters’ Rights Act compliance deadlines are now facing another tax proposal being resurrected. The Daily Telegraph reports that the New Economics Foundation is calling for National Insurance Contributions to be extended to landlords’ rent income. The left-leaning think tank says the current exemption is ‘unwarranted’. It told the Telegraph that the […]

Gavel smashing legal challenge beside landlord licensing sign in Luton housing regulation dispute

Council’s landlord licensing schemes begin after landlords lose legal fight

3rd June 2026

Landlords in one town face new landlord licensing rules from this week after a court battle that went all the way to the Supreme Court – which the landlords lost. Luton Borough Council will now introduce selective licensing in the town centre and Park Town areas, while additional licensing for HMOs will apply across the […]

Crumbling “Renters’ Rights Act” sign beside a “Falling Short” warning, symbolising concerns about tenant reforms

Why the Renters’ Rights Act falls short?

3rd June 2026

If the Renters’ Rights Act (RRA) is attempting to improve life for tenants, it looks to be falling short and here is why I think that is.  Whilst there were many grounds for eviction under section 8, Shelter reported 90% were for rent arrears. Whilst data was not collected for the reasons behind Section 21 […]

Council representative hands over keys as tenants remain in their homes following a council housing purchase

Council buys homes to prevent evictions

3rd June 2026

A council has approved plans to buy 26 homes from a private landlord to prevent tenants from being made homeless. Fife Council’s Cabinet Committee decision will see the acquisition being funded by the council and the Scottish Government. The homes then transferred into the council’s social housing stock. Commitment to help The council’s housing spokesperson, […]

Tenant overheated in flat fanning herself during extreme indoor heat linked to housing conditions

Government pushes action on overheating fears in social housing

3rd June 2026

The government has urged all social housing landlords to meet standards of thermal comfort in their properties. In a written parliamentary question, Green MP Carla Denyer asked: “What assessment has the government made of the risk of overheating in social housing?” The news comes after a group of tenants has threatened legal action against their […]

House-shaped key beside “For Sale” and “Financial Pressure” text illustrating landlords affected by re-let restrictions

12-month re-let ban puts landlords under financial strain

3rd June 2026

The government’s 12-month no re-let rule has caused chaos in the private rented sector, leaving landlords in financial limbo, a story in The Telegraph claims. Under the Renters’ Rights Act, landlords who evict tenants in order to sell a property, but whose sale then collapses, must wait 12 months before re-letting it. Last year, the […]

To Let sign, London skyline and licensing fine notice illustrating landlord compliance risks in the capital

Sadiq Khan’s landlord licensing fines near £25m

3rd June 2026

Landlords and letting agents in London now face a greater financial risk from licensing breaches, with council fines moving close to £25 million. The analysis by Kamma shows local authorities in the capital have recorded £24.1 million in fines against landlords and agents. These are recorded on the Mayor of London Sadiq Khan’s Rogue Landlord […]

Scissors cutting “Stamp Duty” and “Council Tax” tags above a London home to illustrate proposed property tax reform

Scrap stamp duty and council tax to fix housing crisis claims think tank

2nd June 2026

A think tank has claimed that abolishing stamp duty and council tax could help tackle London’s housing crisis. A report by Centre for London argues that reforming property taxes would improve affordability and increase fairness across the housing system. The news comes as an industry body has also claimed that landlords play a key role […]

Crowd of renters facing a landlord outside a property as guarantor requirements increase under the Renters’ Rights Act

Surge in demand for guarantors under Renters’ Rights Act

2nd June 2026

More than half of tenants could need a guarantor following the introduction of the Renters’ Rights Act, a deposit scheme claims. Research by Zero Deposit suggests the proportion of local authority areas where tenants are likely to fail affordability checks could rise from one in five to almost one in two. Under the act, landlords […]

Grade II listed property with renovation cutaway, question mark and survey tools

Listed building grade II historic works by previous owner?

2nd June 2026

I would be grateful for some practical views from landlords, planning consultants and anyone experienced with listed buildings and retrospective planning/heritage matters. I own a Grade II listed property, which was converted by a previous owner into several self-contained residential/student units many years ago. The internal works included modern plasterboard/gypsum-based materials and subdivision works which, […]

Scottish landlords face pressure from Awaab’s Law as regulatory concerns grow over rental housing compliance

Awaab’s law risks pushing landlords out of the PRS in Scotland

2nd June 2026

An advisory board to the Scottish government has warned Awaab’s Law will deter investment and cause landlords to leave the market. In a letter to the government, the Regulatory Review Group (RRG) raised concerns about the implementation of Awaab’s Law in Scotland. The law received Parliamentary approval in March and is due to come into […]

Rent increase for long-term tenants - new S13 form 4a?

Rent increase for long-term tenants – new S13 form 4a?

2nd June 2026

I am due to give my tenants a rent increase soon, using the new Section 13 form 4a. The tenants have been in the property since 2014, during which time we have signed several tenancy agreements. The last time we signed a new contract, and increased the rent at the same time, was August last […]

Model house, keys and buy to let mortgage paperwork with falling rate charts.

Buy to let lenders cut mortgage rates and launch new products

2nd June 2026

Foundation, Kensington Mortgages, Coventry for intermediaries and NatWest have all announced updates across their buy to let ranges, including new fixed-rate products, cheaper existing deals and free valuations. Foundation, the intermediary-only specialist lender, has launched two Limited Edition buy to let products at 75% loan-to-value. The two-year fixed-rate deals sit in its F1 range, which […]

Alt text: UK terraced houses with a For Sale sign and house price growth figures showing annual growth at 1.7% and monthly change at -0.6%.

House price growth slows in May – Nationwide

2nd June 2026

The UK’s house price growth slowed in May, and prices fell for the first time this year amid a cooling market, Nationwide reveals. It said annual house price growth eased to 1.7%, down from 3% in April, while prices slipped by 0.6% month on month. The average house price was £278,024 in May, compared with […]

Unveiling of the Social Housing Bill with Parliament in the background, symbolising housing reform and tenant protections

Government unveils Social Housing Bill with new domestic abuse eviction powers

2nd June 2026

The government has announced that social housing landlords will gain new powers to evict domestic abusers alongside reforms to the Right to Buy scheme. The government’s Social Housing Bill, which will receive its second reading in Parliament this week, aims to close a loophole that allows domestic abusers to make victims homeless. The news comes […]

The EICR time bomb: your first mandatory electrical report may have expired already

1st June 2026

The first wave of compulsory electrical safety reports is now hitting its five-year expiry date, and renewing them in 2026 comes with a new sting in the tail, courtesy of the Renters’ Rights Act. When mandatory electrical checks landed on the private rented sector back in 2020, they were the talk of the Property118 readership, […]

Landlord reviewing documents about the Renters’ Rights Act at his desk

Landlords given clarity on reforms as Renters’ Rights Act takes effect

1st June 2026

The government has given landlords further information on notice periods and rent paid in advance under the Renters’ Rights Act, which came into force on 1 May 2026. In response to a written parliamentary question, Housing Minister Matthew Pennycook clarified how tenancies where rent is paid in advance are being treated under the new periodic […]